Credit Card Providers
Compare New Zealand Credit Cards
Credit Cards Compare NZ is a 100% New Zealand owned Credit Cards comparison site with absolutely no hidden costs involved. Our goal is to help you find the right Credit Card to suit you. You can sort the table by column or explore the different credit card types from the sidebar menu.Our Selected Top Credit Cards
Please verify details again on the credit card provider's site before purchasing.
| Card | Description | Purchase Rate (p.a.) | Cash Rate (p.a.) | Balance Transfer | Interest Free Days | Annual Fee | Apply |
|---|---|---|---|---|---|---|---|
 ANZ Low Rate Mastercard |
ANZ Low Rate MasterCard offers one of the lowest balance transfer rates plus a low ongoing purchase rate. | 13.90% | 17.90% | 2.99% | Up to 55 days | $58 |
|
National Bank Freestyle Credit Card |
A No-annual Fee credit card with a relatively Low Interest Rate. Purchase fee applies. | 16.50% | 16.50% | 2.99% | Unknown | $0.00 |
 |
Westpac Low Interest MasterCard |
Westpac’s Low Interest MasterCard offers very low interest rates plus 5.95% on balance transfered. | 12.95% | 22.45% | 5.95% | Up to 55 days | $65 | |
BNZ Lite Visa |
Low purchase rate and an option not to pay off all your credit card balance at the end of the month. | 13.25% | 22.20% | 5.99% | Up to 55 days | $80 |
|
Kiwibank Low Rate MasterCard. |
Get low interest rates with the Kiwibank Low Rate MasterCard. | 12.90% | 12.90% | 2.99% | Up to 55 days | $50 | |
 ASB Low Interest MasterCard |
Great Card if you repay the balance over longer periods. | 12.00% | Unknown* | Unknown* | Up to 55 days | $60 | |
Personal Finance Articles and Guides
We hope you find our site easy to use and we hope it helps you choose the best credit card to suit you. Below are some of our most recent blog articles. Visit our blog for more credit card guides and tips.
Top New Zealand Personal Finance Blogs
We understand that some of our visitors might be struggling with their personal finances and as much as we will like to provide you with all the information you will need to get your finance back in shape, we simply can not cover everything on our site so, we have taken the time to put together a list of some great New Zealand personal finance blogs you might find useful.
Read more
Read more
Things worth knowing about Rewards Credit Cards
Rewards credit cards are becoming increasingly popular. Most banks offer a points programme to customers to reward them for using their credit cards. Some of the rewards offered in New Zealand include Fly Buys Points, Airpoints Dollars, Platinum Rewards Points, cash back and more.
Read more
Read more
Common Credit Card Traps and Pitfalls
Credit cards are a great thing, a ready source of money in case of an emergency or to buy that new dress, plus some credit cards come with great rewards and are the payment method of choice on the internet. However, if not used properly credit cards can lead to long term debt.
Read more
Read more
Guide to using your Credit Card Overseas
We all know that it is handy to have a Credit Card with you while traveling in case you run out of money and get stranded. But using your credit card overseas is a bit different from using it in New Zealand. There are a few important things to consider before you set off on your trip.
Read more
Read more
Alternative Personal Loan Providers in New Zealand
When it comes to getting a personal loan most people instinctively think about the traditional high street banks such as BNZ, ANZ, WestPac etc. But there are many other alternative personal loan providers that are worth looking into that offer great rates.
To help, we have put together a list of alternative New Zealand personal loan provider sites to help you get started. It is worth exploring these options and more before applying for a personal loan.
Read more
Read more