Balance transfer credit cards allows you to transfer your existing credit card balance and repay at a much lower rate for a set period. Some balance transfer credit cards offer a balance transfer rate of as low as 0% but only for a set period. Once the balance transfer period lapses you will be charged at the normal purchase rate of the credit card so it is worth taking into account also the purchase rate of the credit card.
Compare Balance Transfer Credit Cards
Please verify details again on the credit card provider's site before purchasing.
|Card||Description||Purchase Rate (p.a.)||Cash Rate (p.a.)||Balance Transfer||Interest Free Days||Annual Fee||Apply|
|ANZ Low Rate Mastercard||ANZ Low Rate MasterCard offers one of the lowest balance transfer rates plus a low ongoing purchase rate.||9.95%*||20.45.%||2.99%||Up to 55 days||$58|
|Kiwibank Low Rate MasterCard.||Get low interest rates with the Kiwibank Low Rate MasterCard.||12.90%||Not stated||2.99%||Up to 55 days||$50|
|Westpac Low Interest MasterCard||Westpac's Low Interest MasterCard offers a very low interest rates plus 5.95% on balance transferred.||12.95%||22.45%||5.95%||Up to 55 days||$65|
BNZ Lite Visa
|Low purchase rate and an option not to pay off all your credit card balance at the end of the month.||13.25%||22.20%||5.99%||Up to 55 days||$60|
|Kiwibank MasterCard Zero||Pay No-annual Fee if you use your credit card at least once every three months.||15.90%||Not stated||2.99%||Up to 55 days||$0|
BNZ Platinum Visa
|Earn 1 Platinum Rewards point for every $1 you spend plus other Platinum privileges.||15.95%||15.95%||4.99%||Up to 55 days||$175|
After a low interest rate credit card? Low interest credit cards offer on-going low interest rates. Visit our low interest credit cards page to view a list of New Zealand low interest rate credit cards.