An Air NZ credit card allows you to collect Air New Zealand Airpoints while using your credit card for purchases. Compare Air New Zealand credit cards in NZ below. The current FASTEST earning Airpoints credit card is the Amex Airpoints platinum credit card.
Updated: 27 Nov, 2023
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Below are some of the common questions we get about Air NZ credit cards.
Air New Zealand credit cards are credit cards that allow you to accumulate Air New Zealand Airpoints by using your credit card for purchases. You can use airpoints earned not just to buy flights and upgrades with Air New Zealand, but to also book rental cars with Air New Zealand partners and to buy a range of items at the Airpoints store. And because each Air NZ Airpoint is equivalent to $1 NZD it is simple and easy to understand unlike many other credit card reward schemes.
An Air NZ credit card might be suitable for you if you want to accumulate Airpoints and can afford to pay off your credit card debt each billing period.
Some top tier Air NZ credit cards might even offer other benefits such as free airport lounge access and travel insurance. It is worth also considering these extra benefits and the annual fee of the card when trying to decide if an Air NZ credit card is right for you.
An Air NZ credit card might not be suitable for you if you cannot afford to pay off your credit card debt before each billing cycle as the Airpoints you earn might not be enough to offset the interest charged.
Almost all Air NZ credit cards charge an annual fee, but this is usually stated upfront so shouldn’t come as a surprise. Also like most credit cards, a minimum repayment amount is likely to apply if you carry a balance on your card and failure to make this minimum repayment for each billing cycle is likely to attract a penalty fee.
Some Air NZ credit cards might have lower than normal purchase rates, but you could find lower interest rate credit cards with no reward component on our Low Rate Credit Card page.
The best Air Credit Card is subjective and depends on your needs. We have made it easy for you to compare all Air New Zealand Credit Cards on this page to find the best Air NZ Credit Card to suit your needs.
Once you have found an Air NZ Credit Card that you like, simply click on the “Go to site” or “Apply Now” button to go the credit card provider’s website to review the card details again and apply online. In most cases, the whole process can be completed online easily.
The best credit card for you would depend on your personal circumstance and how you intend to use your credit card. We have put together a list of some of the best credit cards in New Zealand to help you find the best credit card in NZ to suit your individual needs. Alternatively, you can narrow down your search by credit card type such as interest free credit card, low rate credit card, balance transfer, credit card reward or air nz credit card