Air NZ Credit Card – Compare the Best Air NZ Credit Cards

The Amex Airpoints Platinum Card is the FASTEST Air NZ Airpoints Dollar^TM earning Platinum credit card. Every $70 spend earns you 1 Airpoints Dollar. Every $70 spend earns you 1 Airpoints Dollar. This card also includes complimentary Travel Insurance, VIP Lounge access and more. CURRENT OFFER: Be rewarded with 400 bonus Airpoints Dollars™ when you apply, are approved and spend $1,500 on your new Card within the first 3 months. New Amex Card Members only. Offer ends 26th May 2025.

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Updated: 20 May, 2025

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Card	Description	Purchase Rate (p.a.)	Balance Transfer	Cash Rate (p.a.)	Annual Fee	Interest Free Days
The American Express Airpoints Platinum Card Platinum Award (Personal)	This card is the FASTEST Airpoints DollarTM earning Platinum Credit Card in NZ. Every $70 you spend earns you 1 Airpoints Dollar. CURRENT OFFER: Be rewarded with 400 bonus Airpoints Dollars™ when you apply, are approved and spend $1,500 on your new Card within the first 3 months. New Amex Card Members only. Offer ends 26th May 2025. Other benefits include: Complimentary Travel Insurance for domestic and international travel, waived Koru joining fee, Koru annual fee discount of $145, Two VIP Lounges access with Priority Pass per year and more. Reward Points Cash Equivalent: $100 spend earns $1.42 cash equivalent^.	22.95% p.a.	N/A	22.95% p.a.	$195.00	55 days More Info » Apply Now » No documents required to apply1
The American Express Airpoints Credit Card Platinum Award (Personal)	With this card you get Interest Free (0% P.A.) on purchases for the first 6 months, plus NO ANNUAL FEE and you earn 1 Air New Zealand Airpoints Dollar for every $100 you spend. CURRENT OFFER: 50 bonus Airpoints Dollars™ when you apply, are approved and spend $750 on your new Card within the first 3 months. New Card Members only. Reward Points Cash Equivalent: $100 spend earns $1.00 cash equivalent^.	0% p.a. for 6 months then 22.95% p.a.	N/A	22.95% p.a.	$0.00	55 days More Info » Apply Now » No documents required to apply1
Kiwibank Air New Zealand Airpoints Low Fee Visa Credit Card Gold Award (Personal)	Earn 1 Airpoints Dollar™ for every $200 spent on eligible purchases. Reward Points Cash Equivalent: $100 spend earns $0.50 cash equivalent^.	16.90% p.a.	1.99% p.a. for 6 months	16.90% p.a.	$50.00	44 days More Info » Apply Now »
Westpac Airpoints World MasterCard Credit Card Gold Award (Personal)	This card is a touch of everything including Airpoints, a relatively low interest rate of 16.95% and a balance transfer offer of 5.95% for life of balance transferred. It also comes with Priority Pass lounge access to over 1,500 airport lounges around the world. Reward Points Cash Equivalent: $100 spend earns $1.05 cash equivalent (for up to $15,000 spend)^. $100 spend earns $0.52 cash equivalent (for over $15,000 spend)^.	16.95%	5.95% for life of balance transferred	22.95%	$310.00	44 days More Info » Apply Now »
Westpac Airpoints MasterCard Credit Card 3.5/5 Stars (Personal)	Earn 1 Airpoints Dollar for every $150 spent on eligible purchases on your card up to (and including) $3,500 then 1 Airpoints Dollar for every $300 spent on your card each month. plus 5.95% p.a. for the life of the balance transferred to this card. Reward Points Cash Equivalent: $100 spend earns $0.66 cash equivalent (for up to $3,500 spend)^. $100 spend earns $0.33 cash equivalent (for over $3,500 spend)^.	20.95% p.a.	5.95% for life of balance transferred	22.95% p.a.	$70.00	55 days More Info » Apply Now »
Westpac Airpoints Platinum MasterCard Credit Card Gold Award (Personal)	Earn 1 Airpoints Dollar for every $110 spent on your card up to (and including) $7,000 then 1 Airpoints Dollar for every $220 spent on your card each month plus get 5.95% for the life of the balance transferred. Reward Points Cash Equivalent: $100 spend earns $0.90 cash equivalent (for up to $7,000 spend)^. $100 spend earns $0.45 cash equivalent (for over $7,000 spend)^.	20.95% p.a.	5.95% for life of balance transferred	22.95% p.a.	$125.00	44 days More Info » Apply Now »
ANZ Airpoints Visa Credit Card Gold Award (Personal)	Earn 1 Airpoints DollarTM for every $170 dollars you spend on eligible purchase with the ANZ Airpoint Visa Card. Reward Points Cash Equivalent: $100 spend earns $0.58 cash equivalent^.	20.95%	N/A	20.95%	$65.00	44 days More Info » Apply Now »
Westpac Airpoints Business Mastercard Credit Card Gold Award (Business)	The Westpac Airpoints Business Mastercard is a business rewards credit card that allows you to earn 1 Airpoints Dollar for every $85 on eligible business spend, plus it comes with other benefits such as Up to 35 days of overseas travel insurance, purchase protection of up to 90 days, discount on 12-month Air New Zealand koru membership, extended warranty on purchases, and you earn one Status Point for every $225 you spend on eligible purchases.	20.95%	N/A	22.95%	$145.00	44 days More Info » Apply Now »
Kiwibank Air New Zealand Airpoints Platinum Visa Credit Card Gold Award (Personal)	Earn 1 Airpoints Dollar™ for every $115 spent on eligible purchases. This card also comes with complimentary overseas travel insurance for you and your immediate family travelling with you for up to 40 days. Reward Points Cash Equivalent: $100 spend earns $0.64 cash equivalent^.	20.95%	1.99% p.a. for 6 months	20.95%	$180.00	44 days More Info » Apply Now »
ANZ Visa Business Airpoints credit card Gold Award (Business)	The ANZ Visa Business Airpoints credit card is a rewards credit card that allows you to earn 1 Airpoints Dollar for every $85 dollars you spend on eligible business purchases or 1 Airpoints Dollar per $50 of spend directly with Air New Zealand (for the first $25,000 spent directly with Air New Zealand per business per annum).	20.95%	N/A	20.95%	$145.00	44 days More Info » Apply Now »

^ To help you compare reward points across different credit cards and rewards programs, we provide an estimate of the cash-equivalent of the reward points that you will get back for every $100 you spend on eligible purchases with your card. The cash equivalent value given is an estimate only based on a specific redemption example. In some cases you might earn less or more depending on how you redeem your ponts and some reward points cannot be redeemed for cash directly. Click on the card to find out how the estimate was calculated.

The Amex Airpoints Platinum Card is the FASTEST Air NZ Airpoints Dollar^TM earning Platinum credit card. Every $70 spend earns you 1 Airpoints Dollar. Every $70 spend earns you 1 Airpoints Dollar. This card also includes complimentary Travel Insurance, VIP Lounge access and more. CURRENT OFFER: Be rewarded with 400 bonus Airpoints Dollars™ when you apply, are approved and spend $1,500 on your new Card within the first 3 months. New Amex Card Members only. Offer ends 26th May 2025.

More Info »

*Terms and conditions apply

Air NZ credit cards FAQs

Below are some of the common questions we get about Air NZ credit cards.

1. What is an Air NZ Credit Card?
2. Should I Apply for an Air NZ Credit Card?
3. When is an Air NZ Credit Card NOT Suitable for Me?
4. Are there Any Hidden Fees or Surprises with Air New Zealand Credit Cards?
5. Are there Any Air New Zealand Credit Cards with Low interest rates?
6. What is the best Air NZ Credit Card?
7. How do I Apply for an Air NZ Credit Card?

About Air New Zealand

Air New Zealand began its journey on April 1, 1965, when it succeeded Tasman Empire Airways Limited (TEAL). Initially, the airline focused solely on international routes. With the introduction of the Douglas DC-8, Air New Zealand expanded its services to the United States and Asia, adding destinations like Los Angeles and Honolulu in 1965. The airline’s fleet grew further in 1973 with the addition of McDonnell Douglas DC-10 airliners, which also introduced the iconic koru-inspired logo.

Merger with NAC

In 1978, the New Zealand government merged Air New Zealand with the domestic carrier New Zealand National Airways Corporation (NAC). This merger created a single, unified airline under the Air New Zealand name, allowing the company to serve both international and domestic routes.

Privatisation and Government Ownership

Air New Zealand was privatised in 1989, marking a significant shift in its corporate structure. However, the airline faced financial difficulties due to a failed partnership with Ansett Australia, leading to near bankruptcy. In 2001, the New Zealand government stepped in to regain majority ownership, stabilising the airline’s operations. By 1999, Air New Zealand had also become a member of the Star Alliance, further expanding its global reach.

Fleet and Aircraft

Current Fleet Composition

Air New Zealand boasts a modern and efficient fleet, with an average aircraft age of 7.9 years. As of November 2023, the airline operates 108 aircraft. The jet fleet includes:

• 17 Airbus A320
• 17 Airbus A320/A321neo for short-haul flights
• 8 Boeing 777-300ER
• 14 Boeing 787-9 Dreamliner for long-haul flights

Additionally, the airline has orders for six Airbus A321neo, two ATR 72s, and eight Boeing 787-9 aircraft.

Future Fleet Plans

Air New Zealand is committed to maintaining a young and efficient fleet. The airline has plans to introduce more fuel-efficient aircraft in the coming years. This includes the addition of new Airbus A321neo and Boeing 787-9 Dreamliners, which will further enhance their operational efficiency and reduce environmental impact.

Aircraft Safety Records

Safety is a top priority for Air New Zealand. The airline has a strong safety record, consistently receiving high safety rankings. Regular maintenance and rigorous safety checks ensure that all aircraft meet the highest safety standards. The airline’s commitment to safety is reflected in its excellent safety performance over the years.

Destinations and Routes

Domestic Routes

Air New Zealand offers flights to 20 different locations within New Zealand. Whether you are traveling for business or leisure, you can find a flight that fits your schedule and budget. Popular domestic destinations include Auckland, Wellington, and Christchurch.

International Destinations

Air New Zealand flies to 30 international destinations across 18 countries. These include major cities in Asia, North America, and Oceania. Some of the popular international destinations are Los Angeles, Tokyo, and Sydney.

Popular Routes and Deals

Air New Zealand frequently offers deals on popular routes. Keep an eye out for special promotions and discounts, especially during holiday seasons. You can find great deals on flights to both domestic and international destinations. Make sure to check their website regularly for the latest offers.

Frequent Flyer Program: Airpoints

Earning Airpoints

Airpoints™ is Air New Zealand’s frequent flyer program, highly regarded in New Zealand. Members earn Airpoints Dollars™ by flying with Air New Zealand or spending at partner retailers. These points can be redeemed for flights and other rewards. Additionally, members earn Status Points on most Air New Zealand flights and many Star Alliance partner flights, helping them reach higher status levels faster.

Using Airpoints

Airpoints Dollars™ can be used at face value for any Air New Zealand flight. This makes it easy and transparent for members to understand the value of their points. Members can also use their points for upgrades, rental cars, and other travel-related expenses. The program is designed to offer flexibility and convenience.

Membership Tiers

The Airpoints program has several membership tiers: Silver, Gold, and Gold Elite. Each tier offers increasing benefits, such as priority check-in, lounge access, and extra baggage allowance. Members move up the tiers by accumulating Status Points, which are earned separately from Airpoints Dollars™. The higher the tier, the more exclusive the benefits, enhancing the travel experience both in the air and on the ground.

Sustainability Initiatives

Environmental Policies

Air New Zealand is committed to reducing its environmental impact. The airline has implemented several policies aimed at minimizing carbon emissions and promoting eco-friendly practices. These include:

• Carbon Offsetting Programs: Passengers can opt to offset their flight emissions by contributing to environmental projects.
• Waste Reduction: Initiatives to reduce single-use plastics and improve recycling on flights.
• Energy Efficiency: Upgrading to more fuel-efficient aircraft and optimising flight routes to save fuel.

Sustainable Aviation Fuel

The airline is investing in sustainable aviation fuel (SAF) as a key part of its strategy to lower carbon emissions. SAF is produced from renewable resources and can reduce the carbon footprint of air travel significantly. Air New Zealand is working with various partners to increase the availability and use of SAF in its operations.

Community Engagement

Air New Zealand believes in giving back to the community and supporting social causes. The airline encourages its employees to participate in sustainability and diversity initiatives through programs like Employee Networks and the Greenteam. These programs focus on:

• Local Community Projects: Supporting environmental and social projects within New Zealand.
• Employee Volunteering: Providing opportunities for staff to volunteer in community initiatives.
• Educational Campaigns: Raising awareness about sustainability issues among passengers and the broader community.

Awards and Recognitions

Airline of the Year Awards

Air New Zealand has consistently been recognised for its excellence in the aviation industry. In 2020, it was honored with the title of "Best Airline in Airline Excellence Awards 2020" by AirlineRatings.com. More recently, in 2023, the airline was named AirlineRatings.com’s Airline of the Year.

Safety Rankings

Safety is a top priority for Air New Zealand, and this commitment has not gone unnoticed. The airline has received high safety rankings from various organisations, reflecting its dedication to maintaining the highest safety standards.

Customer Service Accolades

Air New Zealand is also celebrated for its outstanding customer service. The airline has garnered numerous accolades for its efforts to provide a superior travel experience, ensuring that passengers feel valued and well-cared for throughout their journey.

Corporate Structure and Key People

Ownership and Governance

Air New Zealand operates under a mixed ownership model, with the New Zealand Government holding a significant share. This structure ensures a balance between public interest and commercial efficiency. The airline’s governance framework includes a Board of Directors responsible for strategic oversight and decision-making.

Executive Team

The executive team at Air New Zealand is composed of experienced professionals who lead various departments. This team includes the Chief Executive Officer (CEO), Chief Financial Officer (CFO), and other key executives who manage operations, customer service, and marketing. Their collective expertise drives the airline’s success and innovation.

Financial Performance

Air New Zealand’s financial performance is regularly reviewed to ensure sustainability and growth. The airline publishes annual reports detailing revenue, expenses, and profit margins. These reports provide transparency and allow stakeholders to assess the company’s economic health. The focus on financial stability helps maintain investor confidence and supports long-term planning.

Frequently Asked Questions

What is Air New Zealand?

Air New Zealand is the main airline of New Zealand. It flies people to 20 places within the country and 30 places in 18 other countries. The airline is based in Auckland and has been part of the Star Alliance since 1999.

Where does Air New Zealand fly?

Air New Zealand flies to 20 locations within New Zealand and 30 international destinations in 18 countries. This includes direct flights from cities in Australia like Sydney, Melbourne, and Brisbane.

What planes are in Air New Zealand’s fleet?

Air New Zealand uses different types of planes, including the Airbus A320, Boeing 777, and Boeing 787. They also have smaller planes like the ATR 72 and Bombardier Q300 for regional flights.

How can I earn Airpoints?

You can earn Airpoints by flying with Air New Zealand or its partner airlines. You can also earn points by shopping with their partners or using an Airpoints credit card.

What awards has Air New Zealand won?

Air New Zealand has won several awards, including Airline of the Year in 2010 and 2012. It was also named the safest airline in the world in 2014.

Is Air New Zealand involved in sustainability?

Yes, Air New Zealand is committed to being environmentally friendly. They have policies for using sustainable aviation fuel and are involved in community projects to help the environment.