ANZ Credit Cards – Review ANZ Credit Cards before Applying

We’ve compiled a list of ANZ Credit Cards to help you choose the best ANZ credit card to suit your needs. We have included the key information you need to help you make an informed decision. Use the credit card comparison table below to compare and find the best ANZ credit card to suit your needs.

The Amex Airpoints Platinum Card is the FASTEST Air NZ Airpoints Dollar^TM earning Platinum credit card. Every $70 spend earns you 1 Airpoints Dollar. Every $70 spend earns you 1 Airpoints Dollar. This card also includes complimentary Travel Insurance, VIP Lounge access and more. CURRENT OFFER: Be rewarded with 400 bonus Airpoints Dollars™ when you apply, are approved and spend $1,500 on your new Card within the first 3 months. New Amex Card Members only. Offer ends 26th May 2025.

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Updated: 28 Apr, 2025

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ANZ Credit Cards

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Card	Description	Purchase Rate (p.a.)	Balance Transfer	Cash Rate (p.a.)	Annual Fee	Interest Free Days
ANZ Low Rate Visa Card Gold Award (Personal)	Features a low interest rate of 13.90% and a balance transfer rate of 1.99% for 24 months	13.90%	1.99% p.a. for 24 months	20.95%	$0.00	55 days More Info » Apply Now »
ANZ Visa Business Low Rate credit card Gold Award (Business)	The ANZ Visa Business Low Rate Card is a low interest business credit card with a low purchase rate of 13.90% p.a. and an annual fee of $35.00.	13.90%	N/A	20.95%	$35.00	55 days More Info » Apply Now »
ANZ Visa Purchasing Credit Card Gold Award (Business)	The ANZ Visa Purchasing Credit Card is a standard business credit card that make it easier to manage frequent, low value business credit card transactions made by a large number of cardholders.	20.95%	N/A	20.95%	$35.00	Monthly Direct Debit Payment More Info » Apply Now »
ANZ CashBack Visa Credit Card Gold Award (Personal)	You get $1 cash back for every $150 spent on eligible purchases. Reward Points Cash Equivalent: $100 spend earns $0.66 cash equivalent^.	20.95%	N/A	20.95%	$40.00	55 days More Info » Apply Now »
ANZ Airpoints Visa Credit Card Gold Award (Personal)	Earn 1 Airpoints DollarTM for every $170 dollars you spend on eligible purchase with the ANZ Airpoint Visa Card. Reward Points Cash Equivalent: $100 spend earns $0.58 cash equivalent^.	20.95%	N/A	20.95%	$65.00	44 days More Info » Apply Now »
ANZ CashBack Platinum Credit Card Gold Award (Personal)	The ANZ Cash back Platinum card allows you to earn $1 cash back for every $120 spent on eligible purchases. Reward Points Cash Equivalent: $100 spend earns $0.83 cash equivalent^.	20.95%	N/A	20.95%	$80.00	55 days More Info » Apply Now »
ANZ Airpoints Visa Platinum Credit Card Gold Award (Personal)	Earn 1 Airpoints Dollar for every $110 you spend on eligible purchases. Reward Points Cash Equivalent: $100 spend earns $0.90 cash equivalent^.	20.95%	N/A	20.95%	$150.00	44 days More Info » Apply Now »
ANZ Visa Business Airpoints credit card Gold Award (Business)	The ANZ Visa Business Airpoints credit card is a rewards credit card that allows you to earn 1 Airpoints Dollar for every $85 dollars you spend on eligible business purchases or 1 Airpoints Dollar per $50 of spend directly with Air New Zealand (for the first $25,000 spent directly with Air New Zealand per business per annum).	20.95%	N/A	20.95%	$145.00	44 days More Info » Apply Now »
ANZ Visa Business CashBack credit card Gold Award (Business)	The ANZ Visa Business CashBack credit card is a rewards business credit card that offers $1 cash back for every $90 spent on eligible purchases using the ANZ Visa Business CashBack credit card. It charges $95.00 annual fee and has a purchase rate of 20.95%.	20.95%	N/A	20.95%	$95.00	55 days More Info » Apply Now »
ANZ Visa Corporate Credit Card Gold Award (Business)	The ANZ Visa Corporate Credit Card is a standard business credit card that make it easier to manage your business expenses. It charges an annual fee of $35.00 and has a purchase rate and cash advance rate of 20.95%.	20.95%	N/A	20.95%	$35.00	Up to 45 days More Info » Apply Now »

^ To help you compare reward points across different credit cards and rewards programs, we provide an estimate of the cash-equivalent of the reward points that you will get back for every $100 you spend on eligible purchases with your card. The cash equivalent value given is an estimate only based on a specific redemption example. In some cases you might earn less or more depending on how you redeem your ponts and some reward points cannot be redeemed for cash directly. Click on the card to find out how the estimate was calculated.

The Amex Airpoints Platinum Card is the FASTEST Air NZ Airpoints Dollar^TM earning Platinum credit card. Every $70 spend earns you 1 Airpoints Dollar. Every $70 spend earns you 1 Airpoints Dollar. This card also includes complimentary Travel Insurance, VIP Lounge access and more. CURRENT OFFER: Be rewarded with 400 bonus Airpoints Dollars™ when you apply, are approved and spend $1,500 on your new Card within the first 3 months. New Amex Card Members only. Offer ends 26th May 2025.

More Info »

*Terms and conditions apply

About ANZ Credit Cards

ANZ offers a range of credit cards including low interest credit cards, rewards credit cards, balance transfer credit cards, cashback credit cards and more.

To apply for an ANZ credit card, simply click on the “Apply Now” button to review the details before applying. For more information about a specific card on our site.

Use the links below to narrow down your search. Alternatively, you can use our credit card finder tool to search for the best credit card to suit your needs.

Quick Links

• ANZ Balance Transfer Credit Cards
• ANZ Low Interest rate Credit Cards
• ANZ Rewards Credit Cards
• ANZ No-annual Fee Credit Cards

About ANZ Bank New Zealand

ANZ bank is the largest banking provider in New Zealand and operates as a subsidiary of the ANZ Banking Group, which based in Australia. ANZ offers a range of services including business bank accounts, loans, payment solutions and international services. ANZ Bank New Zealand traces its origins back to the 19th century.

Corporate Governance

The corporate governance of ANZ Bank New Zealand is setup to ensure accountability, fairness, and transparency in the its relationship with all its stakeholders. The governance framework includes a set of policies and practices that guide the board and management in fulfilling their responsibilities.

History and Heritage

Founding and Early Years

ANZ Bank of New Zealand traces its origins back to the 19th century. The bank was initially established to serve the financial needs of settlers and businesses in the burgeoning colony. The bank’s early years were marked by rapid growth and expansion, laying a strong foundation for its future success.

Leadership and Governance

Key Executives

ANZ Bank New Zealand’s leadership team is composed of experienced professionals dedicated to steering the bank towards success. Antonia Watson serves as the Chief Executive Officer and has been on the Executive Board since 2019. Other key executives include Michael Bullock, the Chief Information Officer, and Ben Kelleher, the Chief Risk Officer. Amanda Owen is the Chief Financial Officer.

Corporate Governance

Corporate governance at ANZ Bank New Zealand is designed to ensure fairness, accountability and transparency in the bank’s relationship with all its stakeholders. The governance framework includes a set of policies and practices that guide the board and management in fulfilling their responsibilities.

Board of Directors

The Board of Directors of the ANZ Bank of New Zealand is currently chaired by Mr. Scott St John. The ANZ board is responsible for providing strategic guidance and oversight to the ANZ management team. The board of directors bring a wealth of experience from various sectors, ensuring a well-rounded and effective governance structure.

Products and Services

Personal Banking

ANZ Bank New Zealand offers a comprehensive range of personal banking services designed to meet the diverse needs of its customers. These services include savings and transaction accounts, home loans, personal loans, credit cards, and insurance products.

Business Banking

ANZ Bank New Zealand provides tailored business banking solutions to support businesses of all sizes. ANZ services include business accounts, loans, credit facilities, merchant services, and international trade support. The bank also offers specialised financial advice and industry-specific solutions to help businesses grow and succeed.

Investment Services

ANZ Bank New Zealand offers a variety of investment services to help customers achieve their financial goals. These services include managed funds, investment advice, and access to financial markets. The bank’s investment specialists provide personalised advice to help customers make informed investment decisions.

ANZ Market Presence

ANZ Bank New Zealand holds a significant position in the New Zealand banking sector. It is one of the largest banks in New Zealand by assets and customer base. The bank’s market share is bolstered by its comprehensive range of financial products and services tailored to both personal and business customers.

While ANZ Bank New Zealand primarily focuses on the domestic market, it benefits from the global presence of its parent company, ANZ Group (headquarted in Sydney, Australia). This international connection allows the bank to offer a wide array of services, including international trade finance and foreign exchange solutions, enhancing its competitive edge.

Financial Performance of ANZ Bank of New Zealand

Revenue and Income

ANZ Bank New Zealand reported a revenue of $7.2 billion in 2023. This significant revenue highlights the bank’s strong market position.

Assets and Equity

ANZ Bank’s assets and equity consistently grown over the years, reflecting its robust financial health and strategic investments.

Frequently Asked Questions

What is ANZ Bank New Zealand?

ANZ Bank New Zealand Limited (ANZ) is a New Zealand banking and financial services company, which operates as a subsidiary of ANZ Banking Group Limited of Australia. It is the largest bank in New Zealand with approximately 30% market share.

When was ANZ Bank New Zealand founded?

ANZ Bank New Zealand traces its origins date back to 1840, making it New Zealand’s oldest bank.

What types of services does ANZ Bank New Zealand offer?

ANZ Bank New Zealand offers a wide range of banking products and financial services, including personal banking services such as savings accounts, credit cards, home loans, mortgages, personal loans, and investment management services. They also offer business banking services.

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