The ASB Visa Light credit card has no annual fee and the lowest purchase rate of all the ABS cards of just 13.50%. It also has 0% on balance transfered for 6 months. This card might be suitable for you if you are struggling to pay off your credit card debt or intend to accumulate a significant credit card debt.
You have to be a New Zealand citizen or permanent resident, and have a good credit history to apply for and be approved for a Credit Card with most New Zealand banks. Your eligibility for a credit card would depend on a few criteria listed below. When you apply for a card, the bank would ask you a few questions about these criteria to determine your eligibility.