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| Card | Description | Purchase Rate (p.a.) | Balance Transfer | Cash Rate (p.a.) | Annual Fee | Interest Free Days |
|---|---|---|---|---|---|---|
 The American Express Airpoints Card | INTEREST FREE on purchases for the first 6 months, plus earn 1 Air New Zealand Airpoints Dollar for every $100 you spend. What's more, you pay No-Annual fee. | 0% p.a. for the first 6 months reverting to 19.95% p.a. ther... | N/A | 21.95% p.a. | $0.00 | N/A No documents required to apply1 |
 The American Express Airpoints Platinum Card | This is a Great Rewards credit card. It is the FASTEST Airpoints DollarTM earning Platinum Credit Card. Every $59 you spend earns you 1 Airpoints Dollar. Plus get other benefits such as Free Travel Insurance and VIP Lounge access. | 19.95% | N/A | 21.95% p.a. No interest free period. Available for enrolled... | $195.00 | N/A No documents required to apply1 |
 BNZ Low Rate MasterCard Credit Card | A Low interest rate of just 13.45% credit card with a great balance transfer offer of 0% for 12 months | 13.45% | 0% p.a. for 12 months | 22.95% | $60.00 | 55 days No documents required to apply1 |
 The Low Rate Credit Card from American Express | A low interest card from Amex with up to 4 supplementary cards with no-annual fee | 2.99% p.a. for the first 6 months reverting to 12.69% p.a.... | N/A | 21.95% p.a. | $59.00 | 55 days No documents required to apply1 |
 Kiwibank Low Rate MasterCard Credit Card | A great low interest low balance transfer credit card that might suit people with significant credit card debt | 13.45% | 1.99% p.a. for 6 months | 22.95% | $50.00 | 55 days No documents required to apply1 |
 Westpac Low Rate MasterCard Credit Card | Comes with a low rate of just 13.45% plus a balance transfer offer of 5.95% for the life of the balance transferred | 13.45% | 5.95% for the life of the balance transferred | 22.95% | $65.00 | 55 days No documents required to apply1 |
 ASB Visa Light Credit Card | The ASB Visa Light credit card has no annual fee, a low purchase rate and 0% balance transfer for 6 months | 13.50% | 0% for 6 months | 22.95% | $0.00 | 55 days No documents required to apply1 |
 ANZ Low Rate Visa Card | Features a low interest rate of 13.90% and a balance transfer rate of 1.99% for 12 months | 13.90% | 1.99% p.a. for 12 months | 22.95% | $35.00 | 55 days No documents required to apply1 |
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Above are some credit cards we have selected as our favourite New Zealand Credit Cards. *It is important to note that our criteria for selecting these credit cards might vary vastly from yours. Other popular credit card types on our site include: low interest credit cards, rewards credit cards, balance transfer credit cards and no-annual fee credit cards
1. Documents not required with initial application, but might be required if your application is successful
