Below are some credit cards we have selected as our favourite New Zealand Credit Cards. *It is important to note that our criteria for selecting these credit cards might vary vastly from yours. Other popular credit card types on our site include: low interest credit cards, rewards credit cards, balance transfer credit cards and no-annual fee credit cards … read more »
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Our Selected Best New Zealand Credit Cards:
*please re-confirm details on provider's website.
| Card | Description | Purchase Rate (p.a.) | Balance Transfer | Cash Rate (p.a.) | Annual Fee | Interest Free Days |
|---|---|---|---|---|---|---|
 The Low Rate Credit Card from American Express |
A low interest card from Amex with up to 4 supplementary cards with no-annual fee | 2.99% p.a. for the first 6 months reverting to 12.69% p.a.... | N/A | 21.95% p.a. No interest free period. Available for enrolled... | $59.00 | 55 days* |
 Kiwibank Low Rate MasterCard Credit Card |
A great low interest low balance transfer credit card that might suit people with significant credit card debt | 13.45% | 1.99% p.a. for 6 months | 22.95% | $50.00 | 55 days* |
 BNZ Low Rate MasterCard Credit Card |
A Low interest rate of just 13.45% credit card with a great balance transfer offer of 0% for 12 months | 13.45% | 0% p.a. for 12 months | 22.95% | $60.00 | 55 days* |
 Westpac Low Rate MasterCard Credit Card |
Comes with a low rate of just 13.45% plus a balance transfer offer of 0% p.a. for 12 months then 5.95% for the life of the balance transferred | 13.45% | 0% p.a. for 12 months then 5.95% for the life of the balance... | 22.95% | $65.00 | 55 days* |
 ASB Visa Light Credit Card |
The ASB Visa Light credit card has no annual fee, a low purchase rate and 0% balance transfer for 6 months | 13.50% | 0% for 6 months | 22.95% | $0.00 | 55 days* |
 ANZ Low Rate Visa Card |
Features a low interest rate of 13.90% and a balance transfer rate of 1.99% for 12 months | 13.90% | 1.99% p.a. for 12 months | 22.95% | $35.00 | 55 days* |
Description:
A low interest card from Amex with up to 4 supplementary cards with no-annual fee
Purchase Rate:
12.69%
Balance Transfer:
N/A
Cash Rate:
21.95% p.a. No interest free period. Available for enrolled Card Members only
Annual Fee:
$59 p.a.
Interest Free:
55 days*
Description:
A great low interest low balance transfer credit card that might suit people with significant credit card debt
Purchase Rate:
13.45%
Balance Transfer:
1.99% p.a. for 6 months
Cash Rate:
22.95%
Annual Fee:
$50 i.e. $25 account fee every six months. $5 fee for a joint or additional cardholder every...
Interest Free:
55 days*
Description:
A Low interest rate of just 13.45% credit card with a great balance transfer offer of 0% for 12 months
Purchase Rate:
13.45%
Balance Transfer:
0% p.a. for 12 months
Cash Rate:
22.95%
Annual Fee:
$60 charged as $5 monthly
Interest Free:
55 days*
Description:
Comes with a low rate of just 13.45% plus a balance transfer offer of 0% p.a. for 12 months then 5.95% for the life of the balance transferred
Purchase Rate:
13.45%
Balance Transfer:
0% p.a. for 12 months then 5.95% for the life of the balance transferred
Cash Rate:
22.95%
Annual Fee:
$0 annual fee for 2 years then $32.50 half yearly
Interest Free:
55 days*
Description:
The ASB Visa Light credit card has no annual fee, a low purchase rate and 0% balance transfer for 6 months
Purchase Rate:
13.50%
Balance Transfer:
0% for 6 months
Cash Rate:
22.95%
Annual Fee:
$0.00
Interest Free:
55 days*
Description:
Features a low interest rate of 13.90% and a balance transfer rate of 1.99% for 12 months
Purchase Rate:
13.90%
Balance Transfer:
1.99% p.a. for 12 months
Cash Rate:
22.95%
Annual Fee:
Get $0 annual fee for the first 12 months after that $35 charged yearly
Interest Free:
55 days*
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