Best Credit Card in NZ – Compare and Find the Best Credit Card NZ to suit your need

Below is a list of all the credit cards on our website. Compare to help you find the best credit card to suit your needs (click load more to see more cards).

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Updated: 27 Nov, 2023

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Card	Description	Purchase Rate (p.a.)	Balance Transfer	Cash Rate (p.a.)	Annual Fee	Interest Free Days
The American Express Airpoints Credit Card	Interest Free (0% P.A.) on purchases for the first 6 months, plus NO ANNUAL FEE and earn 1 Air New Zealand Airpoints Dollar for every $100 you spend. CURRENT OFFER: 50 bonus Airpoints Dollars™ when you apply, are approved and spend $750 on your new Card within the first 3 months. New Card Members only.	0% p.a. for 6 months then 22.95% p.a.	N/A	22.95% p.a.	$0.00	55 days More Info » Apply Now » No documents required to apply¹
The American Express Airpoints Platinum Card	The FASTEST Airpoints Dollar^TM earning Platinum credit card in NZ. Every $59 you spend earns you 1 Airpoints Dollar. This cards also comes with Complimentary Travel Insurance, Koru joining fee waiver and Two VIP Lounges with Priority Pass per year. CURRENT OFFER: Receive 300 bonus Airpoints Dollars™ when you apply online, are approved and spend $1,500 on your new Card within the first 3 months. New Card Members only.	22.95% p.a.	N/A	22.95% p.a.	$195.00	55 days More Info » Apply Now » No documents required to apply¹
Co-operative Bank Fair Rate Credit Card	The Fair Rate Credit Card has a very low purchase rate of 12.95% p.a. plus a balance transfer rate of 0% p.a. for 6 month. This might be a good card if you are looking for a credit card with a low interest rate and/or a card with a 0% p.a. balance transfer offer.	12.95% p.a.	0% p.a. for 6 months	12.95% p.a.	$20.00	55 days More Info » Apply Now »
The American Express Gold Rewards Credit Card	Amex's FASTEST earn rate credit card in NZ. Get 2 points per $1 spent with this award-winning Membership Rewards programme. CURRENT OFFER: Get $200 back* (Statement Credit). *Apply online, be approved and spend $1,500 on your new Card within the first 3 months. New Card Members only. T&Cs apply.	22.95%	N/A	22.95% p.a.	$200.00	55 days More Info » Apply Now » No documents required to apply¹
ASB Visa Light Credit Card	The ASB Visa Light credit card has no annual fee, a low purchase rate and 0% balance transfer for 6 months	13.5% p.a.	0% p.a. for 6 months	22.95% p.a.	$0.00	55 days More Info » Apply Now »
Fee Free MasterCard Credit Card	Comes with a low rate of just 12.90% p.a. plus 0% balance transfer for the first 6 months and then 5.95% p.a. for the life of the balance transferred	12.90% p.a.	0% for 6 months. 5.95% for life of balance tran...	19.95% p.a.	$0.00	55 days More Info » Apply Now »
Amex Low Rate Credit Card	A low interest card from Amex with up to 4 supplementary cards with no-annual fee	2.99% p.a. for 6 months then 12.69%	N/A	21.95% p.a.	$59.00	55 days More Info » Apply Now »
BNZ Lite Visa Credit Card	BNZ Lite Visa Credit Card is a low interest rate credit card with a purchase rate of 12.90% p.a.	12.90% p.a.	N/A	22.95% p.a.	$30.00	55 days More Info » Apply Now »

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What is the Best credit card in NZ?

The best credit card would depend on your personal circumstance and how you intend to use your credit card. We cannot tell you which is the best credit card but we’ve pulled together many credit cards in NZ into the comparision table above to help you to find the best credit card in New Zealand to suit your personal needs. Alternatively, you can narrow down your search by credit card type such as interest free credit card, low rate credit card, balance transfer, credit card reward or air nz credit card

Best Credit Card in NZ – Compare and Find the Best Credit Card NZ to suit your need

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Best Credit Card in NZ – Compare and Find the Best Credit Card NZ to suit your need

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Best Credit Card in NZ^{^}