Best Credit Cards in NZ*

Below is a selection of credit cards we have choosen as our favourite New Zealand credit cards. Compare and find the best credit card to suit your needs below.

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Best Credit Cards in NZ^{^}

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Updated: 19 Aug, 2019. Please reverify details with provider.

Card	Description	Purchase Rate (p.a.)	Balance Transfer	Cash Rate (p.a.)	Annual Fee	Interest Free Days
The American Express Airpoints Card	INTEREST FREE on purchases for the first 6 months, plus earn 1 Air New Zealand Airpoints Dollar for every $100 you spend. What's more, you pay No-Annual fee.	0% p.a. for 6 months then 19.95% p.a.	N/A	21.95% p.a.	$0.00	55 days More Info » Apply Now » No documents required to apply¹
The American Express Airpoints Platinum Card	The FASTEST Airpoints Dollar^TM earning credit card in NZ. Every $59 you spend earns you 1 Airpoints Dollar. Plus complimentary Travel Insurance, Two VIP Lounges with Priority Pass per year. Get 300 bonus Airpoints Dollars when you apply by 14 October 2019, are approved and spend $1,500 on your new Card within the first 3 months.	19.95% p.a.	N/A	21.95% p.a.	$195.00	55 days More Info » Apply Now » No documents required to apply¹
Kiwibank Low Rate Visa Credit Card	A great low interest rate credit card with balance transfer offer that might suit those looking for a low rate credit card	9.95% p.a.	1.99% p.a. for 6 months	9.95% p.a.	$30.00	55 days More Info » Apply Now »
ASB Visa Light Credit Card	The ASB Visa Light credit card has no annual fee, a low purchase rate and 0% balance transfer for 6 months	13.5% p.a.	0% p.a. for 6 months	22.95% p.a.	$0.00	55 days More Info » Apply Now »
Westpac Low Rate MasterCard Credit Card	Comes with a low rate of just 13.45% p.a. plus 0% p.a. on balance transfer for 12 months OR 5.95% p.a. for the life of the balance transferred	13.45% p.a.	0% p.a. for 12 months OR 5.95% for life of balance transferred	22.95% p.a.	$25.00	55 days More Info » Apply Now »
The Low Rate Credit Card from American Express	A low interest card from Amex with up to 4 supplementary cards with no-annual fee	2.99% p.a. for 6 months then 12.69%	N/A	21.95% p.a.	$59.00	55 days More Info » Apply Now »
ANZ Low Rate Visa Card	Features a low interest rate of 13.90% and a balance transfer rate of 1.99% for 12 months	13.9% p.a.	1.99% p.a. for 12 months	20.95% p.a.	$35.00	55 days More Info » Apply Now »
Co-operative Bank Fair Rate Credit Card	The Fair Rate Credit Card from the Co-operative bank has a low purchase rate and a low annual fee of just $20. This is a great card if you are looking for a credit card with a low interest rate.	12.95% p.a.	0% p.a. for 6 months	12.95% p.a.	$20.00	55 days More Info » Apply Now »
BNZ Low Rate MasterCard Credit Card	A Low interest rate of just 13.45% p.a. credit card with a great balance transfer offer of 0% p.a. for 12 months	13.45% p.a.	0% p.a. for 12 months	22.95% p.a.	$35.00	55 days More Info » Apply Now »

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About Best Credit Cards

*Our criteria for selecting these credit cards might vary vastly from yours. Best credit cards also include our sponsored credit cards. You may also want to consider other popular credit card types on our site including: low interest credit cards, rewards credit cards, balance transfer credit cards and no-annual fee credit cards

What is the best credit card in NZ?

The best credit card for you would depend on your personal circumstance and how you intend to use your credit card. We have put together a list of some of the best credit cards in New Zealand to help you find the best credit card in NZ to suit your individual needs. Alternatively, you can narrow down your search by credit card type such as interest free credit card, low rate credit card, balance transfer, credit card reward or air nz credit card

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Best Credit Cards in NZ^{^}