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Travel credit cards

Introduction Travel credit cards can be useful tools for Kiwis who want to earn rewards, access travel benefits or manage travel spending. This article explains common travel credit card features, who might benefit, and general strategies to get the most from a travel-focused card while avoiding frequent pitfalls. The information is general in nature and is intended to help readers...

25 May 2026

Credit card rewards in New Zealand: how they work and how to maximise value

Credit card rewards are one of the most commonly cited reasons for choosing one card over another. For New Zealand consumers exploring whether a rewards card makes sense, understanding how reward programmes work, the common types of rewards, and the trade offs involved can help with confident decision making. This article explains the main reward structures, how to evaluate rewards...

22 May 2026

Travel credit cards for New Zealand travellers

Travel credit cards can be a useful tool for New Zealand travellers who want to earn rewards, access travel benefits, or manage foreign spending while away from home. This article explains how travel credit cards work, outlines common features to compare, and offers general guidance on making an informed choice. The aim is to provide neutral, practical information to help...

19 May 2026

Cashback credit cards in New Zealand

Cashback credit cards are a popular option for people who want a straightforward way to get a little money back on everyday spending. In New Zealand the basic idea is simple: the card returns a percentage of eligible purchases as cash, statement credit or account credit. This article explains how cashback credit cards typically work, what to watch for in...

17 May 2026

Airport lounge access credit cards: A New Zealand guide

Airport lounge access credit card options have become a popular feature for travellers seeking comfort and convenience before flights. In New Zealand and overseas, these cards can provide entry to airport lounges, complimentary refreshments, quiet workspaces and travel perks that may make time at the airport more productive or relaxing. This guide explains how airport lounge access credit cards work,...

17 May 2026

Credit card perks saving middle-to-high income households hundreds of dollars each year

New Zealand’s middle-to-high income households often look for practical ways to manage everyday spending more efficiently. For those households that can comfortably meet their financial commitments and repay credit card balances in full at the end of each billing period, certain credit card features may provide additional value beyond being a simple line of credit. Nelson, a typical middle-class New...

2 May 2026

Australia’s Credit Card Debt Falls Sharply in July 2025 – What It Means for New Zealand

Here is what we know about the decrease in credit card debt in Australia Recent statistics from Australia show a meaningful reduction in credit card debt in July 2025, marking the biggest monthly drop in several years. Key figures Australians paid down about AUD $274 million of interest-accruing credit card debt in July. Total personal credit card debt accruing interest...

9 October 2025

Should New Zealand Follow Australia’s Card Payment Surcharge Ban?

Australia’s central bank has proposed removing merchant surcharges on card payments to simplify the payments system and reduce hidden costs for consumers. New Zealand already has a legislative path in the same direction — but should it adopt the same approach? This article examines what Australia is proposing, what New Zealand is already doing, the economic trade‑offs involved, and a...

8 October 2025

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