The Gem Visa credit card comes with a rather hefty purchase rate of 25.99% and an annual fee of $52 p.a but you get 0% for the first 6 months on purchases over $250
IMPORTANT NOTE: please review the card details on the provider's website again before applying.
Your eligibility for this card would depend on a few criteria listed below. When you apply for the card, Gem would ask you a few questions about these criteria to determine your eligibility.
The best credit card for you would depend on your personal circumstance and how you intend to use your credit card. We have put together a list of some of the best credit cards in New Zealand to help you find the best credit card in NZ to suit your individual needs including interest free credit card, low rate credit card, balance transfer, credit card reward and air nz credit card.