Gem Visa Credit Card - Compare and Review

Main Features

• Purchase Rate: 25.99%
• Cash Advance Rate: 25.99%
• Balance Transfer: Not Offered
• Annual Fee: $52.00
• Interest Free Days: 55 days
• Minimum Repayment:
• Card Reward Details:
• Credit Limit:
• Other Fees:

IMPORTANT NOTE: please review the card details on the provider's website again before applying.

Eligibility:

Your eligibility for this card would depend on a few criteria listed below. When you apply for a Gem credit card, Gem would ask you a few questions about the following criterias to determine your eligibility.

• Income
• Expenses
• Debts
• Assets
• Savings
• Investments

Documents:

In general the following documents are usually required for credit card applications.

Proof of Income

One of the following:

• your most recent payslip or salary notice
• copies of bank statements that show your pay or salary deposits
• a letter from your employer confirming your income
• an Inland Revenue Department (IRD) “summary of earnings” notice.

If you’re self-employed, you must supply:

• signed financial statements for the past two years
• a signed personal Statement of Financial Position
• your personal tax return.

Proof of Identity:

A copy of one or two items from List 1. If you provide only one item from List 1, you must also provide one item from List 2.

List 1:

• Current passport
• New Zealand drivers licence
• 18+ card
• Photo Credit Card

List 2:

• Most recent bank statement
• Debit card
• Credit card
• Community services card
• Club or society card.

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