The Gem Visa credit card comes with a rather hefty purchase rate of 25.99% and an annual fee of $52 p.a but you get 0% for the first 6 months on purchases over $250
IMPORTANT NOTE: please review the card details on the provider's website again before applying.
Your eligibility for this card would depend on a few criteria listed below. When you apply for the card, Gem would ask you a few questions about these criteria to determine your eligibility.
No documents required to apply1
1. Documents not required with initial application, but might be required if your application is successful
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