Kiwibank offers a wide range of credit cards including low interest credit cards, rewards credit cards, balance transfer credit cards, no-annual fee credit cards and more. Use the credit card comparison table below to compare and find the best Kiwibank credit card to suit your needs.
To apply for a Kiwibank credit card below, simply click on the “Go to site” button to review the details before applying. For more information about a specific card on our site, click on the “more info” link… read more ↓
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Compare Kiwibank Credit Card offers:
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| Card | Description | Purchase Rate (p.a.) | Balance Transfer | Cash Rate (p.a.) | Annual Fee | Interest Free Days |
|---|---|---|---|---|---|---|
 Kiwibank Low Rate MasterCard Credit Card |
A great low interest low balance transfer credit card that might suit people with significant credit card debt | 13.45% | 1.99% p.a. for 6 months | 22.95% | $50.00 | 55 days* |
 Kiwibank MasterCard Zero Credit Card |
A great everyday card with no annual fee and relatively low purchase rate | 16.90% | 1.99% p.a. for 6 months | 22.95% | $0.00 | 55 days* |
 Air New Zealand Airpoints Low Fee Mastercard |
Earn 1 Airpoints Dollar™ for every: $160 spent on eligible purchases, or $140 spent on products bought directly from Air New Zealand | 16.90% | 1.99% p.a. for the first 6 months on any transferred balance... | 22.95% | $25.00 | 44 days* |
 Kiwibank MasterCard Gold Credit Card |
Kiwibank MasterCard Gold comes with complimentary travel insurance for you and any immediate family travelling with you | 17.90% | 1.99% p.a. for 6 months | 22.95% | $80.00 | 55 days* |
 Air New Zealand Airpoints Standard Mastercard |
Earn 1 Airpoints Dollar™ for every: $120 spent on eligible purchases, or $100 spent on Air New Zealand products | 20.95% | 1.99% p.a. for the first 6 months on any transferred balanc... | 22.95% | $65.00 | 44 days* |
 Air New Zealand Airpoints Platinum MasterCard |
Earn 1 Airpoints Dollar™ for every: $75 spent on eligible purchases, or $65 spent on Air New Zealand products bought direct | 20.95% | 1.99% p.a. for the first 6 months on any transferred balanc... | 22.95% | $150.00 | 44 days* |
Description:
A great low interest low balance transfer credit card that might suit people with significant credit card debt
Purchase Rate:
13.45%
Balance Transfer:
1.99% p.a. for 6 months
Cash Rate:
22.95%
Annual Fee:
$50 i.e. $25 account fee every six months. $5 fee for a joint or additional cardholder every...
Interest Free:
55 days*
Description:
A great everyday card with no annual fee and relatively low purchase rate
Purchase Rate:
16.90%
Balance Transfer:
1.99% p.a. for 6 months
Cash Rate:
22.95%
Annual Fee:
No Annual Fee
Interest Free:
55 days*
Description:
Earn 1 Airpoints Dollar™ for every: $160 spent on eligible purchases, or $140 spent on products bought directly from Air New Zealand
Purchase Rate:
16.90%
Balance Transfer:
1.99% p.a. for the first 6 months on any transferred balance from a non-Kiwibank credit card
Cash Rate:
22.95%
Annual Fee:
$25 p.a.(charged $12.50 half-yearly)
Interest Free:
44 days*
Description:
Kiwibank MasterCard Gold comes with complimentary travel insurance for you and any immediate family travelling with you
Purchase Rate:
17.90%
Balance Transfer:
1.99% p.a. for 6 months
Cash Rate:
22.95%
Rewards:
Complimentary Travel Insurance
Annual Fee:
$80 charged as $40 every six months
Interest Free:
55 days*
Description:
Earn 1 Airpoints Dollar™ for every: $120 spent on eligible purchases, or $100 spent on Air New Zealand products
Purchase Rate:
20.95%
Balance Transfer:
1.99% p.a. for the first 6 months on any transferred balance from a non-Kiwibank credit card
Cash Rate:
22.95%
Annual Fee:
$65 p.a.(charged $32.50 half-yearly)
Interest Free:
44 days*
Description:
Earn 1 Airpoints Dollar™ for every: $75 spent on eligible purchases, or $65 spent on Air New Zealand products bought direct
Purchase Rate:
20.95%
Balance Transfer:
1.99% p.a. for the first 6 months on any transferred balance from a non-Kiwibank credit card
Cash Rate:
22.95%
Annual Fee:
$150 p.a (charged $75 half-yearly)
Interest Free:
44 days*
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