The Kiwibank Low Rate MasterCard is a low interest rate credit card that offers a competitive 13.45% p.a. on purchases plus up to 55 interest free days. Also, when you transfer your outstanding balance from another non-kiwibank credit card you pay only 1.99% p.a. for the first 6 months on the balance transferred. If you have significant existing credit card debt this card might be suitable for you. The minimum monthly repayments is 5% or $10 whichever is greater.
Your eligibility for this card would depend on a few criteria listed below. When you apply for the card, Kiwibank would ask you a few questions about these criteria to determine your eligibility.