The Kiwibank Low Rate Visa credit card is a low interest rate credit card that offers a competitive 9.95% p.a. on purchases and cash advances (cash withdrawals) plus up to 55 interest free days. Also, when you transfer your outstanding balance from another non-kiwibank credit card you are only 1.99% p.a. for the first 6 months on the balance transferred provided you continue to make your minimum monthly repayments. The minimum monthly repayments is 5% or $10 whichever is greater.If you have significant existing credit card debt this card might be suitable for you.
IMPORTANT NOTE: please review the card details on the provider's website again before applying.
Your eligibility for this card would depend on a few criteria listed below. When you apply for the card, Kiwibank would ask you a few questions about these criteria to determine your eligibility.