Kiwibank Zero Visa Credit Card

Main Features

• Purchase Rate: 12.90% p.a.
• Cash Advance Rate: 12.90% p.a.
• Balance Transfer: 1.99% p.a. for 6 months
• Annual Fee: No Annual Fee
• Interest Free Days: 55 days
• Minimum Repayment: 5% of your monthly statement balance, or $10, whichever is greater
• Card Reward Details: No Rewards
• Credit Limit: Minimum credit limit of $500 (Your limit can be higher)
• Other Fees:

IMPORTANT NOTE: please review the card details on the provider's website again before applying.

Eligibility:

Your eligibility for this card would depend on a few criteria listed below. When you apply for a Kiwibank credit card, Kiwibank would ask you a few questions about the following criterias to determine your eligibility.

• Income
• Expenses
• Debts
• Assets
• Savings
• Investments

You have to be a New Zealand permanent resident, and have a good credit history to apply for a Kiwibank Credit Card.

Documents:

In general the following documents are usually required for credit card applications.

Proof of Income

One of the following:

• your most recent payslip or salary notice
• copies of bank statements that show your pay or salary deposits
• a letter from your employer confirming your income
• an Inland Revenue Department (IRD) “summary of earnings” notice.

If you’re self-employed, you must supply:

• signed financial statements for the past two years
• a signed personal Statement of Financial Position
• your personal tax return.

Proof of Identity:

A copy of one or two items from List 1. If you provide only one item from List 1, you must also provide one item from List 2.

List 1:

• Current passport
• New Zealand drivers licence
• 18+ card
• Photo Credit Card

List 2:

• Most recent bank statement
• Debit card
• Credit card
• Community services card
• Club or society card.

Are you interested in a free credit card? Compare ALL No-annual fee credit cards on our No annual credit cards page.

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