Kiwibank's Zero Visa Credit Card has no annual fee and a relatively low interest rate which makes it ideal as a backup payment card. The minimum monthly repayment is 5% or $10 monthly whichever is greater. You can also transfer the balance from other banks cards and pay 1.99% for the first 6 months.
IMPORTANT NOTE: please review the card details on the provider's website again before applying.
Your eligibility for this card would depend on a few criteria listed below. When you apply for the card, Kiwibank would ask you a few questions about these criteria to determine your eligibility.