A no-annual fee credit card, also referred to as a zero fee credit card, is a credit card with no annual fees. If you intend to pay off your credit card balance on time each month then a no-annual fee credit card might be suitable for you… read more ↓
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| Card | Description | Purchase Rate (p.a.) | Balance Transfer | Cash Rate (p.a.) | Annual Fee | Interest Free Days |
|---|---|---|---|---|---|---|
 ASB Visa Light Credit Card |
The ASB Visa Light credit card has no annual fee, a low purchase rate and 0% balance transfer for 6 months | 13.50% | 0% for 6 months | 22.95% | $0.00 | 55 days* |
 Kiwibank MasterCard Zero Credit Card |
A great everyday card with no annual fee and relatively low purchase rate | 16.90% | 1.99% p.a. for 6 months | 22.95% | $0.00 | 55 days* |
 The Air New Zealand American Express Credit Card |
Earn 1 Air New Zealand Airpoints DollarTM for every $100 you spend plus 0% on purchases for the first 6 months | 0% p.a. for the first 6 months reverting to 19.95% p.a. ther... | N/A | 21.95% p.a. No interest free period. Available for enrolled... | $0.00 | N/A* |
 The Warehouse Money Visa Credit Card |
Get 5% off at The Warehouse when you pay with the Warehouse Money Visa Card - even on sale items! (exclusions apply) | 19.95% | N/A | 22.95% | $0.00 | 55 days* |
Description:
The ASB Visa Light credit card has no annual fee, a low purchase rate and 0% balance transfer for 6 months
Purchase Rate:
13.50%
Balance Transfer:
0% for 6 months
Cash Rate:
22.95%
Annual Fee:
$0.00
Interest Free:
55 days*
Description:
A great everyday card with no annual fee and relatively low purchase rate
Purchase Rate:
16.90%
Balance Transfer:
1.99% p.a. for 6 months
Cash Rate:
22.95%
Annual Fee:
No Annual Fee
Interest Free:
55 days*
Description:
Earn 1 Air New Zealand Airpoints DollarTM for every $100 you spend plus 0% on purchases for the first 6 months
Purchase Rate:
19.95%
Balance Transfer:
N/A
Cash Rate:
21.95% p.a. No interest free period. Available for enrolled Card Members only
Rewards:
Earn 1 Air New Zealand Airpoints DollarTM for every $100 you spend
Annual Fee:
No Annual Fee
Interest Free:
N/A*
Description:
Get 5% off at The Warehouse when you pay with the Warehouse Money Visa Card - even on sale items! (exclusions apply)
Purchase Rate:
19.95%
Balance Transfer:
N/A
Cash Rate:
22.95%
Rewards:
Get 5% off at The Warehouse when you pay with the Warehouse Money Visa Card - even on sale item...
Annual Fee:
$0.00 (No-annual fee)
Interest Free:
55 days*
After a reward credit card? Rewards credit cards allow you to earn points just for using your credit card. You can then redeem points earned for cash or other goodies. Visit our rewards credit cards page to view a list of New Zealand rewards credit cards.