A No-annual fee credit card simply means a credit card with no annual fees. Compare No annual fee credit cards (No fee credit cards) in NZ.
Updated: 13 Apr, 2021
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Card | Description | Purchase Rate (p.a.) | Balance Transfer | Cash Rate (p.a.) | Annual Fee | Interest Free Days |
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![]() The American Express Airpoints Credit Card | Interest Free (0% P.A.) on purchases for the first 6 months, plus NO ANNUAL FEE and earn 1 Air New Zealand Airpoints Dollar for every $100 you spend. What's more, simply apply, be approved, and spend $750 on your new Card in the first 3 months to be rewarded with 50 bonus Airpoints Dollars (available to New Card Members only) | 0% p.a. for 6 months then 19.95% p.a. | N/A | 21.95% p.a. | $0.00 | 55 days
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![]() ANZ Low Rate Visa Card | Features a low interest rate of 12.90% and a balance transfer rate of 1.99% for 24 months | 12.90% p.a. | 1.99% p.a. for 24 months | 19.95% p.a. | $0.00 | 55 days
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![]() ASB Visa Light Credit Card | The ASB Visa Light credit card has no annual fee, a low purchase rate and 0% balance transfer for 6 months | 13.5% p.a. | 0% p.a. for 6 months | 22.95% p.a. | $0.00 | 55 days
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![]() Kiwibank Zero Visa Credit Card | A great everyday card with no annual fee and relatively low purchase rate | 13.95% p.a. | 1.0% p.a. for 12 months | 13.95% p.a. | $0.00 | 55 days
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![]() SBS Visa Credit Card | A No annual fee credit card that allows you to earn $1 for every $150 spent on eligible transactions | 18.50% | N/A | 21.50% | $0.00 | 55 days
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![]() The Warehouse Money Visa Credit Card | Get 5% off at The Warehouse when you pay with the Warehouse Money Visa Card | 19.95% | N/A | 22.95% | $0.00 | 55 days
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A no-annual fee credit card is also referred to as a zero fee credit card. If you intend to pay off your credit card balance on time each month then a no-annual fee credit card might be suitable for you.
The best credit card for you would depend on your personal circumstance and how you intend to use your credit card. We have put together a list of some of the best credit cards in New Zealand to help you find the best credit card in NZ to suit your individual needs. Alternatively, you can narrow down your search by credit card type such as interest free credit card, low rate credit card, balance transfer, credit card reward or air nz credit card