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No-annual Fee Credit Card Offers - December, 2018

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Card	Description	Purchase Rate (p.a.)	Balance Transfer	Cash Rate (p.a.)	Annual Fee	Interest Free Days
The American Express Airpoints Card	INTEREST FREE on purchases for the first 6 months, plus earn 1 Air New Zealand Airpoints Dollar for every $100 you spend. What's more, you pay No-Annual fee.	0% p.a. for the first 6 months reverting to 19.95% p.a. thereafter	N/A	21.95% p.a.	$0.00	N/A More Info » Apply Now » No documents required to apply1
ASB Visa Light Credit Card	The ASB Visa Light credit card has no annual fee, a low purchase rate and 0% balance transfer for 6 months	13.50%	0% for 6 months	22.95%	$0.00	55 days More Info » Apply Now » No documents required to apply1
Kiwibank MasterCard Zero Credit Card	A great everyday card with no annual fee and relatively low purchase rate	16.90%	1.99% p.a. for 6 months	22.95%	$0.00	55 days More Info » Apply Now » No documents required to apply1
The Warehouse Money Visa Credit Card	Get 5% off at The Warehouse when you pay with the Warehouse Money Visa Card	19.95%	N/A	22.95%	$0.00	55 days More Info » Apply Now » No documents required to apply1
Warehouse Money Purple Visa Credit Card	Earn 2 purple dollars for every $150 spent at The Warehouse and 1 purple dollar for every $150 spent wherever Visa is accepted	19.95%	N/A	22.95%	$0.00	55 days More Info » Apply Now » No documents required to apply1

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About No-annual Fee Credit Cards

A no-annual fee credit card, also referred to as a zero fee credit card, is a credit card with no annual fees. If you intend to pay off your credit card balance on time each month then a no-annual fee credit card might be suitable for you.

After a reward credit card? Rewards credit cards allow you to earn points just for using your credit card. You can then redeem points earned for cash or other goodies. Visit our rewards credit cards page to view a list of New Zealand rewards credit cards.

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1. Documents not required with initial application, but might be required if your application is successful