Below is a list of credit cards available to tertiary students in New Zealand.
Updated: 27 Nov, 2023
Tertiary debit cards also offer the same benefits as a credit card, but usually with the added benefits of no annual fee, 0% interest and no transaction fees. The downside is that this is usually limited to a credit limit of $1,000 to $2,000.
Some students may be eligible to apply for a standard credit card even if they do not earn an income if their application is countersigned by an adult with a good credit rating and a steady income. If you choose to apply for a standard credit card, a low interest rate and no-annual fee credit card might be suitable for you.
The best credit card for you would depend on your personal circumstance and how you intend to use your credit card. We have put together a list of some of the best credit cards in New Zealand to help you find the best credit card in NZ to suit your individual needs. Alternatively, you can narrow down your search by credit card type such as interest free credit card, low rate credit card, balance transfer, credit card reward or air nz credit card