Student Credit Cards

Below is a list of credit cards available to tertiary students in New Zealand.

The American Express Airpoints Platinum Card
The Amex Airpoints Platinum Card is the FASTEST Air NZ Airpoints DollarTM earning Platinum credit card. Every $70 spend earns you 1 Airpoints Dollar. This card also includes complimentary Travel Insurance, VIP Lounge access and more. CURRENT OFFER: Receive 300 bonus Airpoints Dollars™ when you apply online, are approved and spend $1,500 on your new Card within the first 3 months. New Card Members only.
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*Terms and conditions apply

Updated: 5 Dec, 2024

No credit cards found. Please use our credit cards finder tool to find the best credit card to suit you.

About Student Credit Cards

Tertiary debit cards also offer the same benefits as a credit card, but usually with the added benefits of no annual fee, 0% interest and no transaction fees. The downside is that this is usually limited to a credit limit of $1,000 to $2,000.

Some students may be eligible to apply for a standard credit card even if they do not earn an income if their application is countersigned by an adult with a good credit rating and a steady income. If you choose to apply for a standard credit card, a low interest rate and no-annual fee credit card might be suitable for you.

What is the best student credit card in NZ?

The best credit card for you would depend on your personal circumstance and how you intend to use your credit card. We have put together a list of some of the best credit cards in New Zealand to help you find the best credit card in NZ to suit your individual needs. Alternatively, you can narrow down your search by credit card type such as interest free credit card, low rate credit card, balance transfer, credit card reward or air nz credit card

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