Terms of Use

1. Introduction
   1. The website www.creditcardscompare.co.nz is a copyrighted work owned by CreditCardsCompare.co.nz. By accessing or using this website you agree to be bound by the terms, conditions, notices, privacy policy and disclaimers contained in this document. ‘We’, ‘Us’ and ‘Our’ in this document refers to CreditCardsCompare.co.nz (81978871371) trading as Credit Cards Compare NZ of 94 Chelwood street, Takaro, Palmerston North, New Zealand.
   2. We reserve the right to make changes to our terms of use at any time by posting it on the website www.creditcardscompare.co.nz. It is your responsibility as a user to check for updates to the terms of use of the website on a regular basis.
2. What we do
   1. Credit Cards Compare NZ is NOT a credit card provider or credit card agent, and as such, we do not issue credit cards. We simply provide you with information about New Zealand credit cards and tools to allow you to easily compare credit cards from multiple providers. We also publish articles and other contents on our website which you may find useful or entertaining.
3. Disclaimer
   1. Any opinions, advice, data, information and other materials or links provided on our website are for information purposes only. We do not guarantee that the information on our website is accurate or up to date and we strongly encourage you to check the details of all cards on the credit card provider’s website again before applying. We do not guarantee any rates shown on our website or the credit card provider’s website.
   2. You are responsible for your decisions. Our service is intended only to assist you with your decisions, any information provided is broad in scope, and does not consider your personal financial circumstance. Your personal financial situation is unique to you so the information and advice provided on our website may not be suitable for your particular situation. we recommend that you seek the advice of your accountant and a financial advisor who is fully aware of your individual circumstances.
   3. We do not investigate or validate the licensing of any credit card provider listed on our website and we are not responsible for the activities of these credit card providers. Your decision to click through to any provider listed on our website is done at your risk and you are responsible for investigating the credit card provider.
   4. When you click through to a third party site from our website, the third party’s terms and conditions and privacy policy applies.
   5. We may not provide information on all available credit cards in New Zealand, so please be aware that there might be other options more suitable for you that may not be listed on our website.
   6. We may receive payment from some credit card providers listed on our website for the traffic, leads and sales driven from our website. These credit card providers are featured more prominently on our website and may appear in ads across the site.
4. Privacy Policy
   1. Your privacy is important to us and we are committed to handling your personal information with great care to protect your privacy. Please read our privacy policy carefully to understand how we handle your personal information and when we may disclose your personal information to a third-party. By using our website, you acknowledge that you have read and agreed to our privacy policy and our website’s terms of use.