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| Card | Description | Purchase Rate (p.a.) | Balance Transfer | Cash Rate (p.a.) | Annual Fee | Interest Free Days |
|---|---|---|---|---|---|---|
 The American Express Platinum Card | Earn 2 Membership Rewards points per dollar spent on your Card, plus Receive 80,000 Membership Rewards Bonus Points when you apply, are approved and spend $1,500 on your Card within your first 3 months of Card Membership | 0.00% | N/A | $2 per transaction when Express Cash is requested using the... | $1248.00 | N/A No documents required to apply1 |
 Westpac hotpoints World MasterCard Credit Card | Earn 3 hotpoints per $1 dollar spent plus free airport lounge access, free travel insurance, purchase protection, extended warranty and more | 16.95% | 5.95% for the life of the balance transferred | 22.95% | $390.00 | 55 days No documents required to apply1 |
 Westpac Airpoints World MasterCard Credit Card | This card is a touch of everything including Airpoints, a relatively low interest rate of 16.95% and a balance transfer offer of 5.95% | 16.95% | 5.95% for the life of the balance transferred | 22.95% | $390.00 | 55 days No documents required to apply1 |
 Kiwibank MasterCard Gold Credit Card | Kiwibank MasterCard Gold comes with complimentary travel insurance for you and any immediate family travelling with you | 17.90% | 1.99% p.a. for 6 months | 22.95% | $80.00 | 55 days No documents required to apply1 |
 BNZ Advantage Visa Platinum Credit Card | Spend $15 on eligible purchases and get 1 Fly Buys point or spend $75 on eligible purchase and get $1 cash reward. | 18.95% | 0% p.a. for 12 months | 18.95% | $150.00 | 55 days No documents required to apply1 |
 The American Express Platinum Edge Credit Card | Earn up to 3 Membership Rewards points per dollar spent, plus get complimentary Travel Insurance and 20,000 Membership Rewards Bonus Points. Terms and conditions apply. | 2.99% p.a. for the first 6 months then reverts to 19.95% p.a... | N/A | 21.95% p.a. No interest free period for Cash Withdrawal. Ava... | $149.00 | N/A No documents required to apply1 |
 ASB Visa Platinum Rewards Credit Card | Get one True Rewards Dollar for every $100 you spend plus travel insurance for you, your spouse and your dependent children | 19.95% | 0% for 6 months | 22.95% | $80.00 | 55 days No documents required to apply1 |
 ASB Visa Business Rewards Credit Card | Earn one True Reward Dollar for every $100 you spend in purchases on your card. One True Rewards Dollar equals one New Zealand dollar. | 19.95% | 0% for 6 months | 22.95% | $70.00 | 55 days No documents required to apply1 |
 The American Express Airpoints Platinum Card | This is a Great Rewards credit card. It is the FASTEST Airpoints DollarTM earning Platinum Credit Card. Every $59 you spend earns you 1 Airpoints Dollar. Plus get other benefits such as Free Travel Insurance and VIP Lounge access. | 19.95% | N/A | 21.95% p.a. No interest free period. Available for enrolled... | $195.00 | N/A No documents required to apply1 |
 ANZ CashBack Platinum Card | Earn up to 1% cash back on eligible purchases* - with no limit on the amount of CashBack Rewards you can earn. Minimum spend of $5,000 to qualify | 20.95% | N/A | 22.95% | $125.00 | 55 days No documents required to apply1 |
 ANZ Airpoints Visa Platinum Credit Card | Earn 1 Airpoints Dollar for every $75 you spend on eligible purchases plus travel insurance, airpoints, no Koru fees etc | 20.95% | N/A | 22.95% | $150.00 | 44 days No documents required to apply1 |
 Air New Zealand Airpoints Platinum MasterCard | Earn 1 Airpoints Dollar™ for every: $75 spent on eligible purchases, or $65 spent on Air New Zealand products bought direct | 20.95% | 1.99% p.a. for the first 6 months on any transferred balanc... | 22.95% | $150.00 | 44 days No documents required to apply1 |
 Westpac hotpoints Platinum MasterCard Credit Card | Earn 2 hotpoints® for every $1 spent on the card plus a balance transfer offer of 5.95% for the life of the balance transferred | 20.95% | 5.95% for the life of the balance transferred | 22.95% | $125.00 | 55 days No documents required to apply1 |
 Westpac Airpoints Platinum MasterCard Credit Card | Earn 1 Airpoints Dollar for every $75 spent on the card plus get 5.95% for the life of the balance transferred | 20.95% | 5.95% for the life of the balance transferred | 22.95% | $145.00 | 44 days No documents required to apply1 |
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Travel insurance credit cards refer to credit cards that offer travel insurance cover as a benefit for the card holder. In most cases, credit card travel insurance also covers your partner and dependant children travelling with you. What’s more the annual fee for these credit cards is often lower than a typical annual family travel insurance package.
It is important to read the terms and conditions of the credit card travel insurance cover to make sure you are fully covered for your needs. These cards often require you to pay for your travel with your card to be covered.
1. Documents not required with initial application, but might be required if your application is successful
