Visa is one of the largest credit card brands in the world, and is accepted in most countries. Below are all the Visa credit cards available in New Zealand. Use the credit card comparison table below to compare and find the best Visa credit card for you.
To apply for a Visa credit card, simply click on the “Apply Now” button to review the details before applying. For more information about a specific card on our site, click on the “more info” link.
Updated: 14 Oct, 2024
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Card | Description | Purchase Rate (p.a.) | Balance Transfer | Cash Rate (p.a.) | Annual Fee | Interest Free Days |
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Kiwibank Zero Visa Credit Card
Platinum Award | A low rate credit card with no annual fee and a 1.99% balance transfer for 6 months | 12.90% p.a. | 1.99% p.a. for 6 months | 12.90% p.a. | $0.00 | 55 days
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ASB Visa Light Credit Card
Gold Award | The ASB Visa Light credit card has no annual fee, a low purchase rate and 0% balance transfer for 6 months plus 0% p.a. for 6 months when you spend $1,000 or more on any single eligible purchase | 13.5% p.a. | 0% p.a. for 6 months | 22.95% p.a. | $0.00 | 55 days
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BNZ Lite Visa Credit Card
Gold Award | BNZ Lite Visa Credit Card is a low interest rate credit card with a purchase rate of 13.50% p.a. | 13.50% p.a. | N/A | 22.95% p.a. | $10.00 | 55 days
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ANZ Low Rate Visa Card
Gold Award | Features a low interest rate of 13.90% and a balance transfer rate of 1.99% for 24 months | 13.90% | 1.99% p.a. for 24 months | 20.95% | $0.00 | 55 days
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Kiwibank Air New Zealand Airpoints Low Fee Visa Credit Card
Gold Award | Earn 1 Airpoints Dollar™ for every $200 spent on eligible purchases. Reward Points Cash Equivalent: $100 spend earns $0.50 cash equivalent^. | 16.90% p.a. | 1.99% p.a. for 6 months | 16.90% p.a. | $50.00 | 44 days
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BNZ Advantage Visa Platinum Credit Card
Gold Award | Spend $1 and get 1.67 BNZ Points. The BNZ Advantage Platinum Visa Card also comes with a 90 days platinum International Leisure Travel Insurance and Domestic rental and vehicle excess insurance. Reward Points Cash Equivalent: $100 spend earns $1.11 cash equivalent^. | 18.95% | N/A | 18.95% | $90.00 | 55 days
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SBS Visa Credit Card
Gold Award | A No annual fee credit card that allows you to earn $1 for every $150 spent on eligible transactions. Reward Points Cash Equivalent: $100 spend earns $0.66 cash equivalent^. | 19.65% | N/A | 22.65% | $0.00 | 55 days
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SBS Pink Ribbon Visa Credit Card
Platinum Award | This card is no longer available. A reward credit card that also helps fight breast cancer. SBS Bank will donate $20 to Breast Cancer Foundation NZ for every account opened successfully. Every time you use your card SBS Bank will donate 5 cents to Breast Cancer Foundation NZ. Earn $1 for every $150 spent on Eligible Transactions. | 19.95% p.a. | N/A | 22.95% p.a. | $55.00 | 55 days
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ASB Visa Platinum Rewards Credit Card
Gold Award | Choose between True Rewards or Everyday Rewards points. Earn 1 True Rewards Dollar for every $100 you spend or 1 Everyday Rewards point for every $1 spent on your ASB card. This card also comes with travel insurance for you, your spouse and your dependent children. Reward Points Cash Equivalent: $100 spend earns $1.00 cash equivalent in True Rewards points^. | 19.95% | 0% p.a. for 6 months | 22.95% | $80.00 | 55 days
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Countdown Onecard Visa Credit Card
Gold Award | This card has been suspended and no applications are being accepted. Every $1,000 you spend at Countdown earns you $90. Earn 2x Onecard points and AA Smartfuel discounts at Countdown with the Onecard Visa card. Additionally, earn Onecard points wherever Visa is accepted. | 19.99% | N/A | 22.99% | $65.00 | 55 days
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BNZ Advantage Classic Visa Credit Card
Gold Award | Earn 1 BNZ Point for every $1 you spend on eligible purchases. Reward Points Cash Equivalent: $100 spend earns $0.67 cash equivalent^. | 20.95% | N/A | 22.95% | $40.00 | 55 days
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ANZ Airpoints Visa Credit Card
Gold Award | Earn 1 Airpoints DollarTM for every $170 dollars you spend on eligible purchase with the ANZ Airpoint Visa Card. Reward Points Cash Equivalent: $100 spend earns $0.58 cash equivalent^. | 20.95% | N/A | 20.95% | $65.00 | 44 days
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ANZ Airpoints Visa Platinum Credit Card
Gold Award | Earn 1 Airpoints Dollar for every $110 you spend on eligible purchases. Reward Points Cash Equivalent: $100 spend earns $0.90 cash equivalent^. | 20.95% | N/A | 20.95% | $150.00 | 44 days
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Kiwibank Air New Zealand Airpoints Platinum Visa Credit Card
Gold Award | Earn 1 Airpoints Dollar™ for every $115 spent on eligible purchases. This card also comes with complimentary overseas travel insurance for you and your immediate family travelling with you for up to 40 days. Reward Points Cash Equivalent: $100 spend earns $0.64 cash equivalent^. | 20.95% | 1.99% p.a. for 6 months | 20.95% | $180.00 | 44 days
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ASB Visa Rewards Credit Card
Gold Award | Get one True Rewards Dollar for every $150 you spend on your ASB Visa Rewards. One True Rewards Dollar equals one New Zealand dollar. Reward Points Cash Equivalent: $100 spend earns $0.66 cash equivalent^. | 20.95% | 0.00% for 6 months | 22.95% | $40.00 | 55 days
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Purple Visa Credit Card (Purple Visa NZ)
Gold Award | The Purple Card offers 1 purple dollar for every $150 spent wherever Visa is accepted plus 12 months interest free for purchases over $250 from participating retailers. Reward Points Cash Equivalent: $100 spend earns $0.66 cash equivalent^. | 26.65% p.a. Plus 12 months interest free for purchases over $250 from select stores | N/A | 29.40% | $55.00 | 55 days
More Info »
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Gem Visa Credit Card
Gold Award | The Gem Visa credit card comes with a purchase rate of 29.49% and an annual fee of $65 p.a. Get 0% for the first 6 months on purchases $250 or more. T&Cs apply. | 29.49% plus 0% interest for 6 months on purchases $250 or more. T&Cs apply. | N/A | 29.95% | $65.00 | 55 days for purchases under $250
More Info »
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^ To help you compare reward points across different credit cards and rewards programs, we provide an estimate of the cash-equivalent of the reward points that you will get back for every $100 you spend on eligible purchases with your card. The cash equivalent value given is an estimate only based on a specific redemption example. In some cases you might earn less or more depending on how you redeem your ponts and some reward points cannot be redeemed for cash directly. Click on the card to find out how the estimate was calculated.
Visa is one of the most recognised names in the global financial world, including New Zealand. As a major player in the payments industry, Visa has revolutionised the way Kiwis make transactions, whether at home or abroad.
Visa’s story began in 1958 when Bank of America launched the BankAmericard, a credit card designed to offer consumers a convenient alternative to cash and checks. The card’s success led to the establishment of a national system, and by 1976, the name “Visa” was adopted, symbolising the brand’s vision of a universal and seamless payment method accepted globally.
Visa quickly became a global leader in electronic payments by expanding its network internationally and introducing innovative technologies. In the 1980s and 1990s, Visa led the way in developing secure electronic payment methods, including the adoption of magnetic stripe technology and the later introduction of EMV chip cards, which significantly enhanced the security of card transactions.
In New Zealand, Visa gained traction as the banking sector evolved and digital payment methods became more prevalent. Over the years, Visa has become synonymous with convenience, security, and global acceptance, making it a preferred choice for millions of Kiwis.
Visa offers a wide range of cards in New Zealand, catering to different financial needs and lifestyles. The main types include:
Visa cards offer a multitude of benefits to users in New Zealand, making them a popular choice for both personal and business use.
While Visa is a dominant player in the New Zealand payments market, it faces competition from other card networks and alternative payment methods.
The future of Visa in New Zealand looks promising, driven by ongoing innovation and the changing needs of consumers.
Visa has a rich history and a strong presence in New Zealand, offering a wide range of products that cater to diverse consumer needs. From debit and credit cards to prepaid and business options, Visa provides flexibility, security, and convenience to its users. While it faces competition from other payment methods, Visa’s global acceptance, innovative features, and commitment to sustainability position it well for the future. As digital payments continue to evolve, Visa is poised to remain a key player in New Zealand’s financial landscape, offering new and exciting ways for Kiwis to manage their finances securely and efficiently.
The best credit card for you would depend on your personal circumstance and how you intend to use your credit card. We have put together a list of some of the best credit cards in New Zealand to help you find the best credit card in NZ to suit your individual needs. Alternatively, you can narrow down your search by credit card type such as interest free credit card, low rate credit card, balance transfer, credit card reward or air nz credit card