Updated: 28 Feb, 2021
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Card | Description | Purchase Rate (p.a.) | Balance Transfer | Cash Rate (p.a.) | Annual Fee | Interest Free Days |
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![]() Kiwibank Low Rate Visa Credit Card | A great low interest rate credit card with balance transfer offer that might suit those looking for a low rate credit card | 9.95% p.a. | 1.0% p.a. for 12 months | 9.95% p.a. | $30.00 | 55 days
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![]() ANZ Low Rate Visa Card | Features a low interest rate of 12.90% and a balance transfer rate of 1.99% for 24 months | 12.90% p.a. | 1.99% p.a. for 24 months | 19.95% p.a. | $0.00 | 55 days
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![]() BNZ Lite Visa Credit Card | BNZ Lite Visa Credit Card is a low interest rate credit card with a purchase rate of 12.90% p.a. | 12.90% p.a. | N/A | 22.95% p.a. | $30.00 | 55 days
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![]() ASB Visa Light Credit Card | The ASB Visa Light credit card has no annual fee, a low purchase rate and 0% balance transfer for 6 months | 13.5% p.a. | 0% p.a. for 6 months | 22.95% p.a. | $0.00 | 55 days
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![]() Kiwibank Zero Visa Credit Card | A great everyday card with no annual fee and relatively low purchase rate | 13.95% p.a. | 1.0% p.a. for 12 months | 13.95% p.a. | $0.00 | 55 days
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![]() Kiwibank Platinum Visa Credit Card | Kiwibank Platinum Visa credit card comes with complimentary travel insurance for you and any immediate family travelling with you | 13.95% p.a. | 1.0% p.a. for 12 months | 13.95% p.a. | $80.00 | 55 days
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![]() Air New Zealand Airpoints Low Fee Visa Credit Card | Earn 1 Airpoints Dollar™ for every $160 spent on eligible purchases, or $140 spent on products bought directly from Air New Zealand | 16.9% p.a. | 1.0% p.a. for 12 months | 22.95% p.a. | $25.00 | 44 days
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![]() SBS Visa Credit Card | A No annual fee credit card that allows you to earn $1 for every $150 spent on eligible transactions | 18.50% | N/A | 21.50% | $0.00 | 55 days
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![]() TSB Visa Classic Credit Card | The Visa Classic Credit Card is a standard everyday credit card with easy access to cash | 18.50% | 0% p.a for 6 months | 18.50% plus $2 per advance | $30.00 | N/A
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![]() BNZ Advantage Visa Platinum Credit Card | Spend $15 on eligible purchases and get 1 Fly Buys point or spend $90 on eligible purchase and get $1 cash reward. | 18.95% | N/A | 18.95% | $90.00 | 55 days
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![]() ANZ Airpoints Visa Credit Card | Earn 1 Airpoints DollarTM for every $130 dollars you spend on eligible purchase with the ANZ Airpoint Visa Card | 19.95% | N/A | 19.95% | $65.00 | 44 days
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![]() The Warehouse Money Visa Credit Card | Get 5% off at The Warehouse when you pay with the Warehouse Money Visa Card | 19.95% | N/A | 22.95% | $0.00 | 55 days
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![]() ANZ Airpoints Visa Platinum Credit Card | Earn 1 Airpoints Dollar for every $85 you spend on eligible purchases plus travel insurance, airpoints, no Koru fees etc | 19.95% | N/A | 19.95% | $150.00 | 44 days
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![]() ASB Visa Platinum Rewards Credit Card | Get one True Rewards Dollar for every $100 you spend plus travel insurance for you, your spouse and your dependent children | 19.95% | 0% p.a. for 6 months | 22.95% | $80.00 | 55 days
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![]() Countdown Onecard Visa Credit Card | The Onecard Visa credit card allows you to earn Onecard Points everywhere Visa is accepted plus 2x Onecard Points at Countdown | 19.99% | N/A | 22.99% | $65.00 | 55 days
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![]() Onecard Visa - from Countdown | Every $1,000 you spend at Countdown earns you $90. Earn 2x Onecard points and AA Smartfuel discounts at Countdown with the Onecard Visa card. Additionally, earn Onecard points wherever Visa is accepted. | 19.99% | N/A | 22.99% | $65.00 | 55 days
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![]() ASB Visa Business Credit Card | The ASB Visa Business credit card has a low annual fee, you can also have multiple cards and set a credit limit for each | 20.95% | N/A | 22.95% | $30.00 | 55 days
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![]() BNZ Advantage Classic Visa Credit Card | Get 1 Fly Buys point for every $40 of eligible spend or $1 Cash Reward for every $150 of eligible spend plus a great balance transfer offer of 0% for 6 months | 20.95% | N/A | 22.95% | $40.00 | 55 days
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![]() Air New Zealand Airpoints Standard Visa Credit Card | Earn 1 Airpoints Dollar™ for every $120 spent on eligible purchases, or $100 spent on Air New Zealand products | 20.95% | 1.0% p.a. for 12 months | 22.95% | $65.00 | 44 days
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![]() Kiwibank Air New Zealand Airpoints Platinum Visa Credit Card | Earn 1 Airpoints Dollar™ for every $75 spent on eligible purchases, or $65 spent on Air New Zealand products bought direct | 20.95% | 1.0% p.a. for 12 months | 22.95% | $150.00 | 44 days
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![]() ASB Visa Rewards Credit Card | Get one True Rewards Dollar for every $150 you spend on your ASB Visa Rewards. One True Rewards Dollar equals one New Zealand dollar | 20.95% | 0.00% for 6 months | 22.95% | $40.00 | 55 days
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![]() Warehouse Money Purple Visa Credit Card | Earn 1 purple dollar for every $150 spent wherever Visa is accepted | 22.90% | N/A | 25.90% | $55.00 | 55 days
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![]() Gem Visa Credit Card - Compare and Review | The Gem Visa credit card comes with a rather hefty purchase rate of 25.99% and an annual fee of $52 p.a. | 25.99% | N/A | 25.99% | $52.00 | 55 days
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Visa is one of the largest credit card brands in the world, and is accepted in most countries. Below are all the New Zealand Visa credit cards we have compiled. Use the credit card comparison table below to compare and find the best Visa credit card for you.
To apply for a Visa credit cards, simply click on the “Apply Now” button to review the details before applying. For more information about a specific card on our site, click on the “more info” link.
The best credit card for you would depend on your personal circumstance and how you intend to use your credit card. We have put together a list of some of the best credit cards in New Zealand to help you find the best credit card in NZ to suit your individual needs. Alternatively, you can narrow down your search by credit card type such as interest free credit card, low rate credit card, balance transfer, credit card reward or air nz credit card