The Westpac Low Rate MasterCard Credit Card is a Low interest rate card with a balance transfer offer of 0% p.a. for 12 months then 5.95% for the life of the balance transferred. This card might be suitable for you if you have a significant credit card balance and are struggling to pay off your debt. Other offer include $0 annual fee for 2 years then after that reverts to $32.50 half yearly
You have to be a New Zealand citizen or permanent resident, and have a good credit history to apply for and be approved for a Credit Card with most New Zealand banks.Your eligibility for a credit card would depend on a few criteria listed below. When you apply for a card, the bank would ask you a few questions about these criteria to determine your eligibility.