The Westpac Low Rate MasterCard Credit Card is a Low interest rate card with a balance transfer offer of 0% for the first 6 months and then 5.95% p.a. for the life of the balance transferred. This card might be suitable for you if you have a significant credit card balance and are struggling to pay off your debt.
IMPORTANT NOTE: please review the card details on the provider's website again before applying.
Your eligibility for this card would depend on a few criteria listed below. When you apply for Westpac credit card, Westpac would ask you a few questions about these criteria to determine your eligibility.
**You have to be a New Zealand permanent resident, and have a good credit history to apply for a Westpac Credit Card.
In general the following documents are usually required for credit card applications.
If you’re self-employed, you must supply:
A copy of one or two items from List 1. If you provide only one item from List 1, you must also provide one item from List 2.List 1:
The best credit card for you would depend on your personal circumstance and how you intend to use your credit card. We have put together a list of some of the best credit cards in New Zealand to help you find the best credit card in NZ to suit your individual needs including interest free credit card, low rate credit card, balance transfer, credit card reward and air nz credit card.