The ANZ Low Rate Visa Credit Card is low interest rate credit card with a relatively low interest rate of 13.90% and a balance transfer rate of just 1.99% for 12 months. This card might be ideal for people with significant credit card debt who would get a 12 months reprieve on their transferred credit card debt at a rate of 1.99% pa. Other benefits include no annual fee for 12 months - after the first 12 months the annual fee is $35 pa. If you have significant credit card debt and do not pay off your credit card balance often then this card might be suitable for you.
Your eligibility for this card would depend on a few criteria listed below. When you apply for the card, ANZ would ask you a few questions about these criteria to determine your eligibility.