Credit Cards NZ
  • Home
  • Card Types
    • Balance Transfer Credit Cards
    • Interest Free Credit Cards
    • Best Credit Cards
    • Low Rate Credit Cards
    • Airpoints Credit Cards
    • Rewards Credit Cards
    • 0% Balance Transfer
    • Free Credit Card
    • Best Credit Card Rewards
    • Travel Credit Cards NZ
    • No-annual Fee Credit Cards
    • Air New Zealand Credit Cards
    • Store Credit Cards
    • Frequent Flyer Credit Cards
    • Prestige Credit Cards
    • Student Credit Cards
    • Business Credit Cards
    • More Credit Card Types…
    • Credit card Finder
  • Card Providers
    • Amex Credit Cards
    • ANZ Credit Cards
    • ASB Credit Cards
    • BNZ Credit Cards
    • Westpac Credit Cards
    • Kiwibank Credit Cards
    • The Co-operative Bank Credit Cards
    • TSB Credit Cards
    • Air New Zealand Credit Cards
    • HSBC Credit Cards
    • Air NZ Credit Cards
    • Warehouse Money Credit Cards
    • Q Card Credit Cards
    • Farmers Credit Card
    • SBS Bank Credit Cards
    • Flight Centre Credit Card
    • Countdown Credit Cards
    • Mastercard Credit Cards
    • Visa Credit Cards
  • About
    • About Us
    • Contact Us
    • Write for us
    • Advertising
  • Blog
Credit Cards NZ
  • Home
  • Card Types
    • Balance Transfer Credit Cards
    • Interest Free Credit Cards
    • Best Credit Cards
    • Low Rate Credit Cards
    • Airpoints Credit Cards
    • Rewards Credit Cards
    • 0% Balance Transfer
    • Free Credit Card
    • Best Credit Card Rewards
    • Travel Credit Cards NZ
    • No-annual Fee Credit Cards
    • Air New Zealand Credit Cards
    • Store Credit Cards
    • Frequent Flyer Credit Cards
    • Prestige Credit Cards
    • Student Credit Cards
    • Business Credit Cards
    • More Credit Card Types…
    • Credit card Finder
  • Card Providers
    • Amex Credit Cards
    • ANZ Credit Cards
    • ASB Credit Cards
    • BNZ Credit Cards
    • Westpac Credit Cards
    • Kiwibank Credit Cards
    • The Co-operative Bank Credit Cards
    • TSB Credit Cards
    • Air New Zealand Credit Cards
    • HSBC Credit Cards
    • Air NZ Credit Cards
    • Warehouse Money Credit Cards
    • Q Card Credit Cards
    • Farmers Credit Card
    • SBS Bank Credit Cards
    • Flight Centre Credit Card
    • Countdown Credit Cards
    • Mastercard Credit Cards
    • Visa Credit Cards
  • About
    • About Us
    • Contact Us
    • Write for us
    • Advertising
  • Blog

ANZ Low Rate Visa Card

ANZ Low Rate Visa Credit Card
More Info »
Apply Now »

The ANZ Low Rate Visa Credit Card is low interest rate credit card with a relatively low interest rate of 12.90% p.a. and a balance transfer rate of just 1.99% p.a. for 24 months.This card might be ideal for people with significant credit card debt who would get a 24 months reprieve on their transferred credit card debt at a rate of 1.99% p.a. Other benefits include no annual fee.If you have significant credit card debt and do not pay off your credit card balance often then this card might be suitable for you.

Main Features

  • Purchase Rate: 12.90% p.a.
  • Cash Advance Rate: 19.95% p.a.
  • Balance Transfer: 1.99% p.a. for 24 months
  • Annual Fee: No Annual fee
  • Interest Free Days: 55 days
  • Minimum Repayment: 3% of balance or $10 whichever is greater
  • Card Reward Details: No Rewards
  • Credit Limit: Available on application
  • Other Fees: Late payment fee: $12, Over limit fee (if you go over your limit): $2.50

IMPORTANT NOTE: please review the card details on the provider's website again before applying.

Eligibility:

Your eligibility for this card would depend on a few criteria listed below. When you apply for the card, ANZ would ask you a few questions about these criteria to determine your eligibility.

  • Income
  • Expenses
  • Debts
  • Assets
  • Savings
  • Investments

**You have to be a New Zealand permanent resident, and have a good credit history to apply for a ANZ Credit Card.

Documents:

In general the following documents are usually required for credit card applications.

Proof of Income:

One of the following:
  • your most recent payslip or salary notice
  • copies of bank statements that show your pay or salary deposits
  • a letter from your employer confirming your income
  • an Inland Revenue Department (IRD) “summary of earnings” notice.

If you’re self-employed, you must supply:

  • signed financial statements for the past two years
  • a signed personal Statement of Financial Position
  • your personal tax return.

Proof of Identity:

A copy of one or two items from List 1. If you provide only one item from List 1, you must also provide one item from List 2.

List 1:
  • Current passport
  • New Zealand drivers licence
  • 18+ card
  • Photo Credit Card
List 2:
  • Most recent bank statement
  • Debit card
  • Credit card
  • Community services card
  • Club or society card.

Are you interested in a low rate credit card? Compare ALL low interest credit cards on our low rate credit cards page.

More Info »
Apply Now »

What is the best credit card in NZ?

The best credit card for you would depend on your personal circumstance and how you intend to use your credit card. We have put together a list of some of the best credit cards in New Zealand to help you find the best credit card in NZ to suit your individual needs including interest free credit card, low rate credit card, balance transfer, credit card reward and air nz credit card.

Credit Card Providers

  • Amex
  • ANZ
  • Westpac
  • Kiwibank
  • ASB
  • BNZ
  • SBS Bank
  • Cooperative Bank
  • HSBC
  • TSB
  • Countdown
  • Farmers
  • Q Cards
  • Flight Centre
  • Gem
  • Warehouse
  • Mastercard
  • Visa

Featured

Popular Pages

  • Credit Card Finder
  • Apply for a credit card online guide
  • Kiwibank Credit Cards
  • BNZ Credit Cards
  • 0% Balance Transfer Cards
  • Balance Transfer NZ

Credit Card Types

  • Balance transfer
  • Low rate credit cards
  • Interest free credit card
  • Rewards credit cards
  • Travel credit cards
  • Free credit cards
  • Best credit cards
  • Business credit cards
  • Students credit cards
  • Prestige credit cards
  • Air NZ credit cards
  • No-annual fee credit cards
  • Credit card balance transfer
  • Travel insurance credit cards
  • Balance transfer credit cards
  • More card types...

Useful Information

  • About Us
  • Contact Us
  • Advertising
  • News and Articles
  • Terms of use
  • Privacy Policy
  • Sitemap

Recent Posts

  • History of credit cards
  • What exactly is an interest free credit card?
  • All about the Apple Credit Card (Apple Card)
  • What is a Low rate credit card?
  • What is a Rewards Credit Card?
  • Top New Zealand Travel Blogs
  • How savvy credit card users stay out of debt

Popular Pages

  • How to apply for a credit card
  • Interest free credit cards
  • Low rate credit cards
  • Best credit card in NZ
  • Balance transfer credit cards
  • Credit card rewards
  • No-annual fee credit cards
  • Balance transfer NZ
  • Free credit card
  • Kiwibank credit cards
  • ASB credit cards
  • ANZ credit cards
  • Westpac credit cards
  • TSB credit cards
  • BNZ credit cards
  • Mastercard credit cards
  • Visa credit cards
  • Warehouse Money credit cards

More information

  • Credit card blog
  • Credit cards
  • Credit card finder
  • Best credit card
  • Apply for credit card
  • Credit cards compare NZ
  • Credit card types
  • Credit card comparison
  • Credit cards NZ
  • Credit card balance transfer
  • Balance transfer
  • NZ credit cards
  • Credit card NZ
  • Credit card online

About Us

Kia Ora! Credit cards compare NZ (also referred to as Credit cards comparison NZ or Credit cards NZ) is an absolutely free credit card comparison website. Each year we help tens of thousands of Kiwis save by finding the best credit card to suit their needs.

Credit cards compare NZ

Rated 4.8 / 5 based on 16 reviews on Google. Review Us

© Copyright 2020 operated by Credit Cards Compare Ltd (ABN 81978871371)