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| Card | Description | Purchase Rate (p.a.) | Balance Transfer | Cash Rate (p.a.) | Annual Fee | Interest Free Days |
|---|---|---|---|---|---|---|
 Westpac Low Rate MasterCard Credit Card | Comes with a low rate of just 13.45% plus a balance transfer offer of 5.95% for the life of the balance transferred | 13.45% | 5.95% for the life of the balance transferred | 22.95% | $65.00 | 55 days No documents required to apply1 |
 Westpac hotpoints World MasterCard Credit Card | Earn 3 hotpoints per $1 dollar spent plus free airport lounge access, free travel insurance, purchase protection, extended warranty and more | 16.95% | 5.95% for the life of the balance transferred | 22.95% | $390.00 | 55 days No documents required to apply1 |
 Westpac Airpoints World MasterCard Credit Card | This card is a touch of everything including Airpoints, a relatively low interest rate of 16.95% and a balance transfer offer of 5.95% | 16.95% | 5.95% for the life of the balance transferred | 22.95% | $390.00 | 55 days No documents required to apply1 |
 Westpac hotpoints MasterCard Credit Card | Earn 1 hotpoint for every $1 spent on the card plus a balance transfer offer of 5.95% for the life of the balance transferred | 20.95% | 5.95% for the life of the balance transferred | 22.95% | $44.00 | 55 days No documents required to apply1 |
 Westpac hotpoints Platinum MasterCard Credit Card | Earn 2 hotpoints® for every $1 spent on the card plus a balance transfer offer of 5.95% for the life of the balance transferred | 20.95% | 5.95% for the life of the balance transferred | 22.95% | $125.00 | 55 days No documents required to apply1 |
 Westpac Airpoints MasterCard Credit Card | Earn one Airpoints Dollar for every NZD$120 spent on the card plus 5.95% for the life of the balance transferred | 20.95% | 5.95% for the life of the balance transferred | 22.95% | $55.00 | 55 days No documents required to apply1 |
 Westpac Airpoints Platinum MasterCard Credit Card | Earn 1 Airpoints Dollar for every $75 spent on the card plus get 5.95% for the life of the balance transferred | 20.95% | 5.95% for the life of the balance transferred | 22.95% | $145.00 | 44 days No documents required to apply1 |
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Westpac offers a wide range of credit cards including low rate credit cards, rewards credit cards, balance transfer credit cards, airpoints credit cards and more. Use the credit card comparison table below to compare and find the best Westpac credit card to suit your needs.
To apply for a Westpac credit card, simply click on the “Apply Now” button to review the details before applying. For more information about a specific card on our site, click on the “more info” link.
Use the links below to narrow down your search. Alternatively, you can use our credit card finder tool to search for the best credit card to suit your needs.
1. Documents not required with initial application, but might be required if your application is successful
