Credit Card Finder – Compare All New Zealand Credit Cards on our site

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CardDescriptionPurchase Rate (p.a.)Balance TransferCash Rate (p.a.)Annual FeeInterest Free Days
read more about The Warehouse Money Visa Credit Card
The Warehouse Money Visa Credit Card
Get 5% off at The Warehouse when you pay with the Warehouse Money Visa Card - even on sale items! (exclusions apply)19.95%N/A22.95%$0.00 55 days*
read more about Warehouse Money Purple Visa Credit Card
Warehouse Money Purple Visa Credit Card
Apply today and get a free $50 dollar voucher (conditions apply). Earn 2 purple dollars for every $150 spent at The Warehouse and 1 purple dollar for every $150 spent wherever Visa is accepted19.95%N/A22.95%$0.00 55 days*
read more about ASB Visa Light Credit Card
ASB Visa Light Credit Card
The ASB Visa Light credit card has no annual fee, a low purchase rate and 0% balance transfer for 6 months13.50%0% for 6 months22.95%$0.00 55 days*
read more about BNZ Low Rate MasterCard Credit Card
BNZ Low Rate MasterCard Credit Card
A Low interest rate of just 13.45% credit card with a great balance transfer offer of 0% for 12 months13.45%0% p.a. for 12 months22.95%$60.00 55 days*
read more about The Low Rate Credit Card from American Express
The Low Rate Credit Card from American Express
A low interest card from Amex with up to 4 supplementary cards with no-annual fee2.99% p.a. for the first 6 months reverting to 12.69% p.a....N/A21.95% p.a. No interest free period. Available for enrolled...$59.00 55 days*
read more about Kiwibank Low Rate MasterCard Credit Card
Kiwibank Low Rate MasterCard Credit Card
A great low interest low balance transfer credit card that might suit people with significant credit card debt13.45%1.99% p.a. for 6 months22.95%$50.00 55 days*
read more about Westpac Low Rate MasterCard Credit Card
Westpac Low Rate MasterCard Credit Card
Comes with a low rate of just 13.45% plus a balance transfer offer of 0% p.a. for 12 months then 5.95% for the life of the balance transferred13.45%0% p.a. for 12 months then 5.95% for the life of the balance...22.95%$65.00 55 days*
read more about ANZ Low Rate Visa Card
ANZ Low Rate Visa Card
Features a low interest rate of 13.90% and a balance transfer rate of 1.99% for 12 months13.90%1.99% p.a. for 12 months22.95%$35.00 55 days*
read more about Kiwibank MasterCard Zero Credit Card
Kiwibank MasterCard Zero Credit Card
A great everyday card with no annual fee and relatively low purchase rate16.90%1.99% p.a. for 6 months22.95%$0.00 55 days*
read more about Air New Zealand Airpoints Low Fee Mastercard
Air New Zealand Airpoints Low Fee Mastercard
Earn 1 Airpoints Dollar™ for every: $160 spent on eligible purchases, or $140 spent on products bought directly from Air New Zealand16.90%1.99% p.a. for the first 6 months on any transferred balance...22.95%$25.00 44 days*
read more about Westpac hotpoints World MasterCard Credit Card
Westpac hotpoints World MasterCard Credit Card
Earn 3 hotpoints per $1 dollar spent plus free airport lounge access, free travel insurance, purchase protection, extended warranty and more16.95%0% p.a. for 12 months then 5.95% for the life of the balance...22.95%$390.00 55 days*
read more about Westpac Airpoints World MasterCard Credit Card
Westpac Airpoints World MasterCard Credit Card
This card is a touch of everything including Airpoints, a relatively low interest rate of 16.95% and a balance transfer offer of 0% for 12 months16.95%0% p.a. for 12 months then 5.95% for the life of the balance...22.95%$390.00 55 days*
read more about Kiwibank MasterCard Gold Credit Card
Kiwibank MasterCard Gold Credit Card
Kiwibank MasterCard Gold comes with complimentary travel insurance for you and any immediate family travelling with you17.90%1.99% p.a. for 6 months22.95%$80.00 55 days*
read more about TSB Visa Classic Credit Card
TSB Visa Classic Credit Card
The Visa Classic Credit Card is a standard everyday credit card with easy access to cash18.50%N/A$2 per advance (NZ) $5 per advance (overseas)$30.00 N/A*
read more about BNZ Advantage Visa Platinum Credit Card
BNZ Advantage Visa Platinum Credit Card
Spend $15 on eligible purchases and get 1 Fly Buys point or spend $75 on eligible purchase and get $1 cash reward. 18.95%0% p.a. for 12 months18.95%$150.00 55 days*
read more about The American Express Airpoints Platinum Card
The American Express Airpoints Platinum Card
Every $59 you spend earn you 1 Airpoints Dollar19.95%N/A21.95% p.a. No interest free period. Available for enrolled...$195.00 N/A*
read more about The American Express Platinum Edge Credit Card
The American Express Platinum Edge Credit Card
Get an introductory offer of 20,000 Membership Rewards Bonus Points2.99% p.a. for the first 6 months reverting to 19.95% p.a....N/A21.95% p.a. No interest free period. Available for enrolled...$149.00 N/A*
read more about The Air New Zealand American Express Credit Card
The Air New Zealand American Express Credit Card
Earn 1 Air New Zealand Airpoints DollarTM for every $100 you spend plus 0% on purchases for the first 6 months0% p.a. for the first 6 months reverting to 19.95% p.a. ther...N/A21.95% p.a. No interest free period. Available for enrolled...$0.00 N/A*
read more about ASB Visa Platinum Rewards Credit Card
ASB Visa Platinum Rewards Credit Card
Get one True Rewards Dollar for every $100 you spend plus travel insurance for you, your spouse and your dependent children19.95%0% for 6 months22.95%$80.00 55 days*
read more about ASB Visa Business Rewards Credit Card
ASB Visa Business Rewards Credit Card
Earn one True Reward Dollar for every $100 you spend in purchases on your card. One True Rewards Dollar equals one New Zealand dollar.19.95%0% for 6 months22.95%$70.00 55 days*
read more about ANZ CashBack Card
ANZ CashBack Card
Earn up to 1% cash back on eligible purchases on eligible spend up to $30,00020.95%N/A22.95%$60.00 55 days*
read more about ANZ CashBack Platinum Card
ANZ CashBack Platinum Card
Earn up to 1% cash back on eligible purchases* - with no limit on the amount of CashBack Rewards you can earn. Minimum spend of $5,000 to qualify20.95%N/A22.95%$125.00 55 days*
read more about ANZ Airpoints Visa Credit Card
ANZ Airpoints Visa Credit Card
Earn 1 Airpoints DollarTM for every $120 dollars you spend on eligible purchase with the ANZ Airpoint Visa Card20.95%N/A22.95%$65.00 44 days*
read more about ANZ Airpoints Visa Platinum Credit Card
ANZ Airpoints Visa Platinum Credit Card
Earn 1 Airpoints Dollar for every $75 you spend on eligible purchases plus travel insurance, airpoints, no Koru fees etc20.95%N/A22.95%$150.00 44 days*
read more about Air New Zealand Airpoints Standard Mastercard
Air New Zealand Airpoints Standard Mastercard
Earn 1 Airpoints Dollar™ for every: $120 spent on eligible purchases, or $100 spent on Air New Zealand products 20.95%1.99% p.a. for the first 6 months on any transferred balanc...22.95%$65.00 44 days*
read more about Air New Zealand Airpoints Platinum MasterCard
Air New Zealand Airpoints Platinum MasterCard
Earn 1 Airpoints Dollar™ for every: $75 spent on eligible purchases, or $65 spent on Air New Zealand products bought direct20.95%1.99% p.a. for the first 6 months on any transferred balanc...22.95%$150.00 44 days*
read more about BNZ Advantage Classic Visa Credit Card
BNZ Advantage Classic Visa Credit Card
Get 1 Fly Buys point for every $40 of eligible spend or $1 Cash Reward for every $150 of eligible spend plus a great balance transfer offer of 0% for 12 months20.95%0% p.a. for 12 months22.95%$40.00 55 days*
read more about Westpac hotpoints MasterCard Credit Card
Westpac hotpoints MasterCard Credit Card
Earn 1 hotpoint for every $1 spent on the card plus a balance transfer offer of 0% p.a. for 12 months then 5.95% for the life of the balance transferred20.95%0% p.a. for 12 months then 5.95% for the life of the balance...22.95%$44.00 55 days*
read more about Westpac hotpoints Platinum MasterCard Credit Card
Westpac hotpoints Platinum MasterCard Credit Card
Earn 2 hotpoints® for every $1 spent on the card plus a balance transfer offer of 0% for 12 months then 5.95% for the life of the balance transferred20.95%0% p.a. for 12 months then 5.95% for the life of the balance...22.95%$125.00 55 days*
read more about Westpac Airpoints MasterCard Credit Card
Westpac Airpoints MasterCard Credit Card
Earn one Airpoints Dollar for every NZD$120 spent on the card plus 0% balance transfer 12 months then 5.95% for the life of the balance transferred20.95%0% p.a. for 12 months then 5.95% for the life of the balance...22.95%$55.00 55 days*
read more about Westpac Airpoints Platinum MasterCard Credit Card
Westpac Airpoints Platinum MasterCard Credit Card
Earn one Airpoints Dollar for every $75 spent on the card plus get 0% p.a. for 12 months then 5.95% for the life of the balance transferred20.95%0% p.a. for 12 months then 5.95% for the life of the balance...22.95%$145.00 44 days*
read more about Westpac Airpoints Business MasterCard Credit Card
Westpac Airpoints Business MasterCard Credit Card
Earn one Airpoints Dollar for every NZD$75 spent on the card plus a balance transfer offer of 5.95% for the life of the balance transfered20.95%5.95% for the life of the balance transfered22.95%$145.00 44 days*
read more about ASB Visa Rewards Credit Card
ASB Visa Rewards Credit Card
Get one True Rewards Dollar for every $150 you spend on your ASB Visa Rewards. One True Rewards Dollar equals one New Zealand dollar20.95%0% for 6 months22.95%$40.00 55 days*
read more about ASB Visa Business Credit Card
ASB Visa Business Credit Card
The ASB Visa Business credit card has a low annual fee, you can also have multiple cards and set a credit limit for each20.95%N/A22.95%$30.00 55 days*
read more about Westpac BusinessPLUS Mastercard with hotpoints
Westpac BusinessPLUS Mastercard with hotpoints
Earn 1.25 hotpoints® on every dollar you spend on your card plus travel insurance for 35 days20.95%5.95% for the life of the balance transferred22.95%$100.00 55 days*
read more about Gem Visa Credit Card - Compare and Review
Gem Visa Credit Card - Compare and Review
A no-annual fee credit card that offers 5% discount on purchases at the Warehouse storeThe Gem Visa credit card comes with a rather hefty purchase rate of 25.95% and an annual fee of $52 p.a.25.95%0% p.a. for 6 months25.95%$52.00 55 days*
Description:
Get 5% off at The Warehouse when you pay with the Warehouse Money Visa Card - even on sale items! (exclusions apply)
Purchase Rate:
19.95%
Balance Transfer:
N/A
Cash Rate:
22.95%
Rewards:
Get 5% off at The Warehouse when you pay with the Warehouse Money Visa Card - even on sale item...
Annual Fee:
$0.00 (No-annual fee)
Interest Free:
55 days*
Description:
Apply today and get a free $50 dollar voucher (conditions apply). Earn 2 purple dollars for every $150 spent at The Warehouse and 1 purple dollar for...
Purchase Rate:
19.95%
Balance Transfer:
N/A
Cash Rate:
22.95%
Rewards:
Apply today and get a free $50 dollar voucher (conditions apply). Earn 2 purple dollars for eve...
Annual Fee:
$0.00 (no-annual fee)
Interest Free:
55 days*
Description:
The ASB Visa Light credit card has no annual fee, a low purchase rate and 0% balance transfer for 6 months
Purchase Rate:
13.50%
Balance Transfer:
0% for 6 months
Cash Rate:
22.95%
Annual Fee:
$0.00
Interest Free:
55 days*
Description:
A Low interest rate of just 13.45% credit card with a great balance transfer offer of 0% for 12 months
Purchase Rate:
13.45%
Balance Transfer:
0% p.a. for 12 months
Cash Rate:
22.95%
Annual Fee:
$60 charged as $5 monthly
Interest Free:
55 days*
Description:
A low interest card from Amex with up to 4 supplementary cards with no-annual fee
Purchase Rate:
12.69%
Balance Transfer:
N/A
Cash Rate:
21.95% p.a. No interest free period. Available for enrolled Card Members only
Annual Fee:
$59 p.a.
Interest Free:
55 days*
Description:
A great low interest low balance transfer credit card that might suit people with significant credit card debt
Purchase Rate:
13.45%
Balance Transfer:
1.99% p.a. for 6 months
Cash Rate:
22.95%
Annual Fee:
$50 i.e. $25 account fee every six months. $5 fee for a joint or additional cardholder every...
Interest Free:
55 days*
Description:
Comes with a low rate of just 13.45% plus a balance transfer offer of 0% p.a. for 12 months then 5.95% for the life of the balance transferred
Purchase Rate:
13.45%
Balance Transfer:
0% p.a. for 12 months then 5.95% for the life of the balance transferred
Cash Rate:
22.95%
Annual Fee:
$0 annual fee for 2 years then $32.50 half yearly
Interest Free:
55 days*
Description:
Features a low interest rate of 13.90% and a balance transfer rate of 1.99% for 12 months
Purchase Rate:
13.90%
Balance Transfer:
1.99% p.a. for 12 months
Cash Rate:
22.95%
Annual Fee:
Get $0 annual fee for the first 12 months after that $35 charged yearly
Interest Free:
55 days*
Description:
A great everyday card with no annual fee and relatively low purchase rate
Purchase Rate:
16.90%
Balance Transfer:
1.99% p.a. for 6 months
Cash Rate:
22.95%
Annual Fee:
No Annual Fee
Interest Free:
55 days*
Description:
Earn 1 Airpoints Dollar™ for every: $160 spent on eligible purchases, or $140 spent on products bought directly from Air New Zealand
Purchase Rate:
16.90%
Balance Transfer:
1.99% p.a. for the first 6 months on any transferred balance from a non-Kiwibank credit card
Cash Rate:
22.95%
Annual Fee:
$25 p.a.(charged $12.50 half-yearly)
Interest Free:
44 days*
Description:
Earn 3 hotpoints per $1 dollar spent plus free airport lounge access, free travel insurance, purchase protection, extended warranty and more
Purchase Rate:
16.95%
Balance Transfer:
0% p.a. for 12 months then 5.95% for the life of the balance transferred
Cash Rate:
22.95%
Rewards:
Earn 3 hotpoints® for every $1 spent on the card
Annual Fee:
$390 p.a. paid in two 6-monthly instalments of $195
Interest Free:
55 days*
Description:
This card is a touch of everything including Airpoints, a relatively low interest rate of 16.95% and a balance transfer offer of 0% for 12 months
Purchase Rate:
16.95%
Balance Transfer:
0% p.a. for 12 months then 5.95% for the life of the balance transferred
Cash Rate:
22.95%
Rewards:
Earn one Airpoints Dollar for every NZD$65 spent on the card plus get 0% p.a. on balance transf...
Annual Fee:
$390 per year Paid in two 6-monthly instalments of $195
Interest Free:
55 days*
Description:
Kiwibank MasterCard Gold comes with complimentary travel insurance for you and any immediate family travelling with you
Purchase Rate:
17.90%
Balance Transfer:
1.99% p.a. for 6 months
Cash Rate:
22.95%
Rewards:
Complimentary Travel Insurance
Annual Fee:
$80 charged as $40 every six months
Interest Free:
55 days*
Description:
The Visa Classic Credit Card is a standard everyday credit card with easy access to cash
Purchase Rate:
18.50%
Balance Transfer:
N/A
Cash Rate:
$2 per advance (NZ) $5 per advance (overseas)
Annual Fee:
$30.00
Interest Free:
N/A*
Description:
Spend $15 on eligible purchases and get 1 Fly Buys point or spend $75 on eligible purchase and get $1 cash reward.
Purchase Rate:
18.95%
Balance Transfer:
0% p.a. for 12 months
Cash Rate:
18.95%
Annual Fee:
$150 charged as $72.50 half yearly. Additional card $20 p.a
Interest Free:
55 days*
Description:
Every $59 you spend earn you 1 Airpoints Dollar
Purchase Rate:
19.95%
Balance Transfer:
N/A
Cash Rate:
21.95% p.a. No interest free period. Available for enrolled Card Members only
Rewards:
Earn 1 Airpoints DollarTM for every $59 you spend on your Card
Annual Fee:
$195 p.a.
Interest Free:
N/A*
Description:
Get an introductory offer of 20,000 Membership Rewards Bonus Points
Purchase Rate:
19.95%
Balance Transfer:
N/A
Cash Rate:
21.95% p.a. No interest free period. Available for enrolled Card Members only
Rewards:
Earn up to 3 Membership Rewards points per dollar spent
Annual Fee:
$149 p.a.
Interest Free:
N/A*
Description:
Earn 1 Air New Zealand Airpoints DollarTM for every $100 you spend plus 0% on purchases for the first 6 months
Purchase Rate:
19.95%
Balance Transfer:
N/A
Cash Rate:
21.95% p.a. No interest free period. Available for enrolled Card Members only
Rewards:
Earn 1 Air New Zealand Airpoints DollarTM for every $100 you spend
Annual Fee:
No Annual Fee
Interest Free:
N/A*
Description:
Get one True Rewards Dollar for every $100 you spend plus travel insurance for you, your spouse and your dependent children
Purchase Rate:
19.95%
Balance Transfer:
0% for 6 months
Cash Rate:
22.95%
Rewards:
Earn True Rewards, Travel Insurance
Annual Fee:
$80.00
Interest Free:
55 days*
Description:
Earn one True Reward Dollar for every $100 you spend in purchases on your card. One True Rewards Dollar equals one New Zealand dollar.
Purchase Rate:
19.95%
Balance Transfer:
0% for 6 months
Cash Rate:
22.95%
Annual Fee:
$70 pa paid at $35 6 monthly
Interest Free:
55 days*
Description:
Earn up to 1% cash back on eligible purchases on eligible spend up to $30,000
Purchase Rate:
20.95%
Balance Transfer:
N/A
Cash Rate:
22.95%
Rewards:
Get up to 1% cashback on purchases made with your card up to a maximum of $30,000 spend
Annual Fee:
Get $0 annual fee for the first 12 months on all new ANZ credit cards. $60 per annum after that...
Interest Free:
55 days*
Description:
Earn up to 1% cash back on eligible purchases* - with no limit on the amount of CashBack Rewards you can earn. Minimum spend of $5,000 to qualify
Purchase Rate:
20.95%
Balance Transfer:
N/A
Cash Rate:
22.95%
Rewards:
Get up to 1% cashback on purchases made with your card with no spend limit for cash back
Annual Fee:
Get $0 annual fee for the first 12 months on all new ANZ credit cards. $125 per annum after tha...
Interest Free:
55 days*
Description:
Earn 1 Airpoints DollarTM for every $120 dollars you spend on eligible purchase with the ANZ Airpoint Visa Card
Purchase Rate:
20.95%
Balance Transfer:
N/A
Cash Rate:
22.95%
Rewards:
Earn 1 Airpoints DollarTM for every $120 dollars you spend on eligible purchases
Annual Fee:
$65 p.a.(charged $32.50 half-yearly)
Interest Free:
44 days*
Description:
Earn 1 Airpoints Dollar for every $75 you spend on eligible purchases plus travel insurance, airpoints, no Koru fees etc
Purchase Rate:
20.95%
Balance Transfer:
N/A
Cash Rate:
22.95%
Rewards:
For every $75 dollars you spend you will earn 1 Airpoints Dollar, plus 1 Status Point for every...
Annual Fee:
$150.00
Interest Free:
44 days*
Description:
Earn 1 Airpoints Dollar™ for every: $120 spent on eligible purchases, or $100 spent on Air New Zealand products
Purchase Rate:
20.95%
Balance Transfer:
1.99% p.a. for the first 6 months on any transferred balance from a non-Kiwibank credit card
Cash Rate:
22.95%
Annual Fee:
$65 p.a.(charged $32.50 half-yearly)
Interest Free:
44 days*
Description:
Earn 1 Airpoints Dollar™ for every: $75 spent on eligible purchases, or $65 spent on Air New Zealand products bought direct
Purchase Rate:
20.95%
Balance Transfer:
1.99% p.a. for the first 6 months on any transferred balance from a non-Kiwibank credit card
Cash Rate:
22.95%
Annual Fee:
$150 p.a (charged $75 half-yearly)
Interest Free:
44 days*
Description:
Get 1 Fly Buys point for every $40 of eligible spend or $1 Cash Reward for every $150 of eligible spend plus a great balance transfer offer of 0% for...
Purchase Rate:
20.95%
Balance Transfer:
0% p.a. for 12 months
Cash Rate:
22.95%
Annual Fee:
$40 charged as $20 half yearly. Additional card $12 p.a
Interest Free:
55 days*
Description:
Earn 1 hotpoint for every $1 spent on the card plus a balance transfer offer of 0% p.a. for 12 months then 5.95% for the life of the balance transferr...
Purchase Rate:
20.95%
Balance Transfer:
0% p.a. for 12 months then 5.95% for the life of the balance transferred
Cash Rate:
22.95%
Rewards:
Earn 1 hotpoint for every $1 spent on the card
Annual Fee:
$44 p.a.
Interest Free:
55 days*
Description:
Earn 2 hotpoints® for every $1 spent on the card plus a balance transfer offer of 0% for 12 months then 5.95% for the life of the balance transferred
Purchase Rate:
20.95%
Balance Transfer:
0% p.a. for 12 months then 5.95% for the life of the balance transferred
Cash Rate:
22.95%
Rewards:
Earn 2 hotpoints® for every $1 spent on the card
Annual Fee:
$125 p.a. per year Paid in two 6-monthly instalments of $62.50.
Interest Free:
55 days*
Description:
Earn one Airpoints Dollar for every NZD$120 spent on the card plus 0% balance transfer 12 months then 5.95% for the life of the balance transferred
Purchase Rate:
20.95%
Balance Transfer:
0% p.a. for 12 months then 5.95% for the life of the balance transferred
Cash Rate:
22.95%
Rewards:
Earn one Airpoints Dollar for every NZD$120 spent on the card
Annual Fee:
$0 for the first 2 years and after that $55 per year Paid in two 6-monthly instalments of $27.5...
Interest Free:
55 days*
Description:
Earn one Airpoints Dollar for every $75 spent on the card plus get 0% p.a. for 12 months then 5.95% for the life of the balance transferred
Purchase Rate:
20.95%
Balance Transfer:
0% p.a. for 12 months then 5.95% for the life of the balance transferred
Cash Rate:
22.95%
Rewards:
Earn one Airpoints Dollar for every NZD$75 spent on the card
Annual Fee:
$145 per year Paid in two 6-monthly instalments of $72.50
Interest Free:
44 days*
Description:
Earn one Airpoints Dollar for every NZD$75 spent on the card plus a balance transfer offer of 5.95% for the life of the balance transfered
Purchase Rate:
20.95%
Balance Transfer:
5.95% for the life of the balance transfered
Cash Rate:
22.95%
Rewards:
Earn one Airpoints Dollar for every NZD$75 spent on the card
Annual Fee:
$145.00
Interest Free:
44 days*
Description:
Get one True Rewards Dollar for every $150 you spend on your ASB Visa Rewards. One True Rewards Dollar equals one New Zealand dollar
Purchase Rate:
20.95%
Balance Transfer:
0% for 6 months
Cash Rate:
22.95%
Rewards:
Earn True Rewards Dollars that can be redeemed instantly at our partner stores or online.
Annual Fee:
$40.00
Interest Free:
55 days*
Description:
The ASB Visa Business credit card has a low annual fee, you can also have multiple cards and set a credit limit for each
Purchase Rate:
20.95%
Balance Transfer:
N/A
Cash Rate:
22.95%
Annual Fee:
$30.00
Interest Free:
55 days*
Description:
Earn 1.25 hotpoints® on every dollar you spend on your card plus travel insurance for 35 days
Purchase Rate:
20.95%
Balance Transfer:
5.95% for the life of the balance transferred
Cash Rate:
22.95%
Rewards:
Earn 1.25 hotpoints® on every dollar you spend on your card
Annual Fee:
$100.00
Interest Free:
55 days*
Description:
A no-annual fee credit card that offers 5% discount on purchases at the Warehouse storeThe Gem Visa credit card comes with a rather hefty purchase rat...
Purchase Rate:
25.95%
Balance Transfer:
0% p.a. for 6 months
Cash Rate:
25.95%
Annual Fee:
$52.00 No-annual fee
Interest Free:
55 days*

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