Travel credit cards are credit cards with rewards and features tailored to travelers. Some of these features may include travel insurance, travel lounge access, Airpoints, no-foreign transaction fees, etc. Compare travel credit cards in NZ.
Updated: 28 Feb, 2021
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Card | Description | Purchase Rate (p.a.) | Balance Transfer | Cash Rate (p.a.) | Annual Fee | Interest Free Days |
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![]() The American Express Airpoints Platinum Card | The FASTEST Airpoints DollarTM earning Platinum credit card in NZ. Every $59 you spend earns you 1 Airpoints Dollar. This cards also comes with Complimentary Travel Insurance, Koru joining fee waiver and Two VIP Lounges with Priority Pass per year. CURRENT OFFER: Be rewarded with 400 bonus Airpoints Dollars when you apply online by 30 March 2021, are approved, and spend $1,500 on your new Card within the first 3 months. This offer is available to new Card Members only. | 19.95% p.a. | N/A | 21.95% p.a. | $195.00 | 55 days
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![]() The American Express Airpoints Credit Card | INTEREST FREE on purchases for the first 6 months, plus earn 1 Air New Zealand Airpoints Dollar for every $100 you spend. What's more, you pay No-Annual fee and simply apply, be approved, and spend $750 on your new Card in the first 3 months to be rewarded with 50 bonus Airpoints Dollars (available to New Card Members only) | 0% p.a. for 6 months then 19.95% p.a. | N/A | 21.95% p.a. | $0.00 | 55 days
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![]() Kiwibank Platinum Visa Credit Card | Kiwibank Platinum Visa credit card comes with complimentary travel insurance for you and any immediate family travelling with you | 13.95% p.a. | 1.0% p.a. for 12 months | 13.95% p.a. | $80.00 | 55 days
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![]() Air New Zealand Airpoints Low Fee Visa Credit Card | Earn 1 Airpoints Dollar™ for every $160 spent on eligible purchases, or $140 spent on products bought directly from Air New Zealand | 16.9% p.a. | 1.0% p.a. for 12 months | 22.95% p.a. | $25.00 | 44 days
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![]() Westpac hotpoints World MasterCard Credit Card | Earn 3 hotpoints per $1 dollar spent plus free airport lounge access, free travel insurance, purchase protection, extended warranty and more | 16.95% p.a. | 5.95% for life of balance transferred | 22.95% p.a. | $390.00 | 55 days
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![]() Westpac Airpoints World MasterCard Credit Card | This card is a touch of everything including Airpoints, a relatively low interest rate of 16.95% and a balance transfer offer of 5.95% for the life of the balance transferred | 16.95% | 5.95% for life of balance transferred | 22.95% | $390.00 | 55 days
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![]() BNZ Advantage Visa Platinum Credit Card | Spend $15 on eligible purchases and get 1 Fly Buys point or spend $90 on eligible purchase and get $1 cash reward. | 18.95% | N/A | 18.95% | $90.00 | 55 days
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![]() ANZ Airpoints Visa Credit Card | Earn 1 Airpoints DollarTM for every $130 dollars you spend on eligible purchase with the ANZ Airpoint Visa Card | 19.95% | N/A | 19.95% | $65.00 | 44 days
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![]() ANZ Airpoints Visa Platinum Credit Card | Earn 1 Airpoints Dollar for every $85 you spend on eligible purchases plus travel insurance, airpoints, no Koru fees etc | 19.95% | N/A | 19.95% | $150.00 | 44 days
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![]() The American Express Platinum Edge Credit Card | Earn up to 3 Membership Rewards points per dollar spent, plus get complimentary Travel Insurance and 20,000 Membership Rewards Bonus Points (available to New Card Members only). | 2.99% p.a. for 6 months then 19.95% p.a. | N/A | 21.95% p.a. | $149.00 | 55 days
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![]() ASB Visa Platinum Rewards Credit Card | Get one True Rewards Dollar for every $100 you spend plus travel insurance for you, your spouse and your dependent children | 19.95% | 0% p.a. for 6 months | 22.95% | $80.00 | 55 days
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![]() Westpac Hotpoints MasterCard Credit Card | Earn 1 hotpoint for every $1 spent on the card plus a balance transfer offer of 5.95% for the life of the balance transferred | 20.95% p.a. | 5.95% for life of balance transferred | 22.95% p.a. | $44.00 | 55 days
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![]() Westpac Hotpoints Platinum MasterCard Credit Card | Earn 2 hotpoints® for every $1 spent on the card plus a balance transfer offer of 5.95% p.a. for the life of the balance transferred | 20.95% p.a. | 5.95% for life of balance transferred | 22.95% p.a. | $119.00 | 55 days
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![]() Westpac Airpoints MasterCard Credit Card | Earn one Airpoints Dollar for every NZD$120 spent on the card plus 5.95% p.a. for the life of the balance transferred | 20.95% p.a. | 5.95% for life of balance transferred | 22.95% p.a. | $55.00 | 55 days
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![]() Westpac Airpoints Platinum MasterCard Credit Card | Earn 1 Airpoints Dollar for every $75 spent on the card plus get 5.95% for the life of the balance transferred | 20.95% p.a. | 5.95% for life of balance transferred | 22.95% p.a. | $150.00 | 44 days
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![]() Air New Zealand Airpoints Standard Visa Credit Card | Earn 1 Airpoints Dollar™ for every $120 spent on eligible purchases, or $100 spent on Air New Zealand products | 20.95% | 1.0% p.a. for 12 months | 22.95% | $65.00 | 44 days
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![]() Kiwibank Air New Zealand Airpoints Platinum Visa Credit Card | Earn 1 Airpoints Dollar™ for every $75 spent on eligible purchases, or $65 spent on Air New Zealand products bought direct | 20.95% | 1.0% p.a. for 12 months | 22.95% | $150.00 | 44 days
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![]() Flight Centre Mastercard Credit Card | Earn 1 Flight Centre Reward for every NZ$100 you spend on a Purchase and 2 Flight Centre Reward points if purchased from Flight Centre | 22.95% | N/A | 24.95% | $50.00 | 24 days
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The best credit card for you would depend on your personal circumstance and how you intend to use your credit card. We have put together a list of some of the best credit cards in New Zealand to help you find the best credit card in NZ to suit your individual needs. Alternatively, you can narrow down your search by credit card type such as interest free credit card, low rate credit card, balance transfer, credit card reward or air nz credit card