Best Credit Card Rewards in NZ &#8211; 2018

Description:

This is a Great Rewards credit card. It is the FASTEST Airpoints Dollar^TM earning Platinum Credit Card. Every $59 you spend earns you 1 Air...

Purchase Rate:

19.95%

Balance Transfer:

N/A

Cash Rate:

21.95% p.a. No interest free period. Available for enrolled Card...

Rewards:

Earn 1 Air New Zealand Airpoints DollarTM for every $59 you spend...

Annual Fee:

$195 p.a.

Interest Free:

N/A

The American Express Airpoints Card

No documents required to apply¹

Description:

INTEREST FREE on purchases for the first 6 months, plus earn 1 Air New Zealand Airpoints Dollar for every $100 you spend. What's more, you pay No-Annu...

Purchase Rate:

19.95%

Balance Transfer:

N/A

Cash Rate:

21.95% p.a.

Rewards:

Earn 1 Air New Zealand Airpoints DollarTM for every $100 you spen...

Annual Fee:

No Annual Fee

Interest Free:

N/A

The American Express Platinum Card

No documents required to apply¹

Description:

Earn 2 Membership Rewards points per dollar spent on your Card, plus Receive 80,000 Membership Rewards Bonus Points when you apply, are approved and...

Purchase Rate:

0.00%

Balance Transfer:

N/A

Cash Rate:

$2 per transaction when Express Cash is requested using the Card...

Rewards:

Earn 2 Membership Rewards points per dollar spent on your Card...

Annual Fee:

$1250 p.a.

Interest Free:

N/A

Air New Zealand Airpoints Low Fee Mastercard

No documents required to apply¹

Description:

Earn 1 Airpoints Dollar™ for every: $160 spent on eligible purchases, or $140 spent on products bought directly from Air New Zealand

Purchase Rate:

16.90%

Balance Transfer:

1.99% p.a. for the first 6 months on any transferred balance from...

Cash Rate:

22.95%

Annual Fee:

$25 p.a.(charged $12.50 half-yearly)

Interest Free:

44 days

Westpac hotpoints World MasterCard Credit Card

No documents required to apply¹

Description:

Earn 3 hotpoints per $1 dollar spent plus free airport lounge access, free travel insurance, purchase protection, extended warranty and more

Purchase Rate:

16.95%

Balance Transfer:

5.95% for the life of the balance transferred

Cash Rate:

22.95%

Rewards:

Earn 3 hotpoints® for every $1 spent on the card

Annual Fee:

$390 p.a. paid in two 6-monthly instalments of $195

Interest Free:

55 days

Westpac Airpoints World MasterCard Credit Card

No documents required to apply¹

Description:

This card is a touch of everything including Airpoints, a relatively low interest rate of 16.95% and a balance transfer offer of 5.95%

Purchase Rate:

16.95%

Balance Transfer:

5.95% for the life of the balance transferred

Cash Rate:

22.95%

Rewards:

Earn 1 Airpoints Dollar for every NZD$65 spent on the card plus...

Annual Fee:

$390 per year Paid in two 6-monthly instalments of $195

Interest Free:

55 days

BNZ Advantage Visa Platinum Credit Card

No documents required to apply¹

Description:

Spend $15 on eligible purchases and get 1 Fly Buys point or spend $75 on eligible purchase and get $1 cash reward.

Purchase Rate:

18.95%

Balance Transfer:

0% p.a. for 12 months

Cash Rate:

18.95%

Annual Fee:

$150 charged as $72.50 half yearly. Additional card $20 p.a

Interest Free:

55 days

The American Express Platinum Edge Credit Card

No documents required to apply¹

Description:

Earn up to 3 Membership Rewards points per dollar spent, plus get complimentary Travel Insurance and 20,000 Membership Rewards Bonus Points. Terms and...

Purchase Rate:

19.95%

Balance Transfer:

N/A

Cash Rate:

21.95% p.a. No interest free period for Cash Withdrawal. Availabl...

Rewards:

Earn up to 3 Membership Rewards points per dollar spent, plus get...

Annual Fee:

$149 p.a.

Interest Free:

N/A

ASB Visa Platinum Rewards Credit Card

No documents required to apply¹

Description:

Get one True Rewards Dollar for every $100 you spend plus travel insurance for you, your spouse and your dependent children

Purchase Rate:

19.95%

Balance Transfer:

0% for 6 months

Cash Rate:

22.95%

Rewards:

Earn True Rewards, Travel Insurance

Annual Fee:

$80.00

Interest Free:

55 days

ASB Visa Business Rewards Credit Card

No documents required to apply¹

Description:

Earn one True Reward Dollar for every $100 you spend in purchases on your card. One True Rewards Dollar equals one New Zealand dollar.

Purchase Rate:

19.95%

Balance Transfer:

0% for 6 months

Cash Rate:

22.95%

Annual Fee:

$70 pa paid at $35 6 monthly

Interest Free:

50 days

The Warehouse Money Visa Credit Card

No documents required to apply¹

Description:

Get 5% off at The Warehouse when you pay with the Warehouse Money Visa Card - even on sale items! (exclusions apply)

Purchase Rate:

19.95%

Balance Transfer:

N/A

Cash Rate:

22.95%

Rewards:

Get 5% off at The Warehouse when you pay with the Warehouse Money...

Annual Fee:

$0.00 (No-annual fee)

Interest Free:

55 days

Warehouse Money Purple Visa Credit Card

No documents required to apply¹

Description:

Earn 2 purple dollars for every $150 spent at The Warehouse and 1 purple dollar for every $150 spent wherever Visa is accepted

Purchase Rate:

19.95%

Balance Transfer:

N/A

Cash Rate:

22.95%

Rewards:

Earn 2 purple dollars for every $150 spent at The Warehouse and...

Annual Fee:

$0.00 (no-annual fee)

Interest Free:

55 days

ANZ CashBack Visa Credit Card

No documents required to apply¹

Description:

Earn up to 1% cash back on eligible purchases on eligible spend up to $30,000

Purchase Rate:

20.95%

Balance Transfer:

N/A

Cash Rate:

22.95%

Rewards:

Up to 1% cash back on eligible purchases (on eligible spend up...

Annual Fee:

Get $0 annual fee for the first 12 months on all new ANZ credit...

Interest Free:

55 days

ANZ CashBack Platinum Card

No documents required to apply¹

Description:

Earn up to 1% cash back on eligible purchases* - with no limit on the amount of CashBack Rewards you can earn. Minimum spend of $5,000 to qualify

Purchase Rate:

20.95%

Balance Transfer:

N/A

Cash Rate:

22.95%

Rewards:

Get up to 1% cashback on purchases made with your card with no...

Annual Fee:

Get $0 annual fee for the first 12 months on all new ANZ credit...

Interest Free:

55 days

ANZ Airpoints Visa Credit Card

No documents required to apply¹

Description:

Earn 1 Airpoints DollarTM for every $120 dollars you spend on eligible purchase with the ANZ Airpoint Visa Card

Purchase Rate:

20.95%

Balance Transfer:

N/A

Cash Rate:

22.95%

Rewards:

Earn 1 Airpoints DollarTM for every $120 dollars you spend on eli...

Annual Fee:

$65 p.a.(charged $32.50 half-yearly)

Interest Free:

44 days

ANZ Airpoints Visa Platinum Credit Card

No documents required to apply¹

Description:

Earn 1 Airpoints Dollar for every $75 you spend on eligible purchases plus travel insurance, airpoints, no Koru fees etc

Purchase Rate:

20.95%

Balance Transfer:

N/A

Cash Rate:

22.95%

Rewards:

For every $75 dollars you spend you will earn 1 Airpoints Dollar,...

Annual Fee:

$150.00

Interest Free:

44 days

Air New Zealand Airpoints Standard Mastercard

No documents required to apply¹

Description:

Earn 1 Airpoints Dollar™ for every: $120 spent on eligible purchases, or $100 spent on Air New Zealand products

Purchase Rate:

20.95%

Balance Transfer:

1.99% p.a. for the first 6 months on any transferred balance fro...

Cash Rate:

22.95%

Annual Fee:

$65 p.a.(charged $32.50 half-yearly)

Interest Free:

44 days

Air New Zealand Airpoints Platinum MasterCard

No documents required to apply¹

Description:

Earn 1 Airpoints Dollar™ for every: $75 spent on eligible purchases, or $65 spent on Air New Zealand products bought direct

Purchase Rate:

20.95%

Balance Transfer:

1.99% p.a. for the first 6 months on any transferred balance fro...

Cash Rate:

22.95%

Annual Fee:

$150 p.a (charged $75 half-yearly)

Interest Free:

44 days

BNZ Advantage Classic Visa Credit Card

No documents required to apply¹

Description:

Get 1 Fly Buys point for every $40 of eligible spend or $1 Cash Reward for every $150 of eligible spend plus a great balance transfer offer of 0% for...

Purchase Rate:

20.95%

Balance Transfer:

0% p.a. for 12 months

Cash Rate:

22.95%

Annual Fee:

$40 charged as $20 half yearly. Additional card $12 p.a

Interest Free:

55 days

Westpac hotpoints MasterCard Credit Card

No documents required to apply¹

Description:

Earn 1 hotpoint for every $1 spent on the card plus a balance transfer offer of 5.95% for the life of the balance transferred

Purchase Rate:

20.95%

Balance Transfer:

5.95% for the life of the balance transferred

Cash Rate:

22.95%

Rewards:

Earn 1 hotpoint for every $1 spent on the card

Annual Fee:

$44 p.a.

Interest Free:

55 days

Westpac hotpoints Platinum MasterCard Credit Card

No documents required to apply¹

Description:

Earn 2 hotpoints® for every $1 spent on the card plus a balance transfer offer of 5.95% for the life of the balance transferred

Purchase Rate:

20.95%

Balance Transfer:

5.95% for the life of the balance transferred

Cash Rate:

22.95%

Rewards:

Earn 2 hotpoints® for every $1 spent on the card

Annual Fee:

$125 p.a. per year Paid in two 6-monthly instalments of $62.50.

Interest Free:

55 days

Westpac Airpoints MasterCard Credit Card

No documents required to apply¹

Description:

Earn one Airpoints Dollar for every NZD$120 spent on the card plus 5.95% for the life of the balance transferred

Purchase Rate:

20.95%

Balance Transfer:

5.95% for the life of the balance transferred

Cash Rate:

22.95%

Rewards:

Earn one Airpoints Dollar for every NZD$120 spent on the card

Annual Fee:

$55 per year Paid in two 6-monthly installments of $27.50.

Interest Free:

55 days

Westpac Airpoints Platinum MasterCard Credit Card

No documents required to apply¹

Description:

Earn 1 Airpoints Dollar for every $75 spent on the card plus get 5.95% for the life of the balance transferred

Purchase Rate:

20.95%

Balance Transfer:

5.95% for the life of the balance transferred

Cash Rate:

22.95%

Rewards:

Earn one Airpoints Dollar for every NZD$75 spent on the card

Annual Fee:

$145 per year Paid in two 6-monthly instalments of $72.50

Interest Free:

44 days

ASB Visa Rewards Credit Card

No documents required to apply¹

Description:

Get one True Rewards Dollar for every $150 you spend on your ASB Visa Rewards. One True Rewards Dollar equals one New Zealand dollar

Purchase Rate:

20.95%

Balance Transfer:

0% for 6 months

Cash Rate:

22.95%

Rewards:

Earn True Rewards Dollars that can be redeemed instantly at our...

Annual Fee:

$40.00

Interest Free:

55 days