Airpoints credit cards are credit cards that allow you to earn Air New Zealand Airpoints Dollars™ by using your credit card for purchases. Use the Airpoints credit card comparison table below to compare Airpoints credit cards in NZ to find the best Airpoints credit card for you.
Updated: 14 Oct, 2024
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Card | Description | Purchase Rate (p.a.) | Balance Transfer | Cash Rate (p.a.) | Annual Fee | Interest Free Days |
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The American Express Airpoints Platinum Card
Platinum Award | The FASTEST Airpoints DollarTM earning Platinum Credit Card in NZ. Every $70 you spend earns you 1 Airpoints Dollar. This cards also comes with:
Reward Points Cash Equivalent: $100 spend earns $1.42 cash equivalent^. | 22.95% p.a. | N/A | 22.95% p.a. | $195.00 | 55 days
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The American Express Airpoints Credit Card
Platinum Award | Interest Free (0% P.A.) on purchases for the first 6 months, plus NO ANNUAL FEE and earn 1 Air New Zealand Airpoints Dollar for every $100 you spend. CURRENT OFFER: 50 bonus Airpoints Dollars™ when you apply, are approved and spend $750 on your new Card within the first 3 months. New Card Members only. Reward Points Cash Equivalent: $100 spend earns $1.00 cash equivalent^. | 0% p.a. for 6 months then 22.95% p.a. | N/A | 22.95% p.a. | $0.00 | 55 days
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Kiwibank Air New Zealand Airpoints Low Fee Visa Credit Card
Gold Award | Earn 1 Airpoints Dollar™ for every $200 spent on eligible purchases. Reward Points Cash Equivalent: $100 spend earns $0.50 cash equivalent^. | 16.90% p.a. | 1.99% p.a. for 6 months | 16.90% p.a. | $50.00 | 44 days
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Westpac Airpoints World MasterCard Credit Card
Gold Award | This card is a touch of everything including Airpoints, a relatively low interest rate of 16.95% and a balance transfer offer of 5.95% for life of balance transferred. It also comes with Priority Pass lounge access to over 1,500 airport lounges around the world. Reward Points Cash Equivalent: $100 spend earns $1.05 cash equivalent (for up to $15,000 spend)^. $100 spend earns $0.52 cash equivalent (for over $15,000 spend)^. | 16.95% | 5.95% for life of balance transferred | 22.95% | $310.00 | 44 days
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Westpac Airpoints MasterCard Credit Card
3.5/5 Stars | Earn 1 Airpoints Dollar for every $150 spent on eligible purchases on your card up to (and including) $3,500 then 1 Airpoints Dollar for every $300 spent on your card each month. plus 5.95% p.a. for the life of the balance transferred to this card. Reward Points Cash Equivalent: $100 spend earns $0.66 cash equivalent (for up to $3,500 spend)^. $100 spend earns $0.33 cash equivalent (for over $3,500 spend)^. | 20.95% p.a. | 5.95% for life of balance transferred | 22.95% p.a. | $70.00 | 55 days
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Westpac Airpoints Platinum MasterCard Credit Card
Gold Award | Earn 1 Airpoints Dollar for every $110 spent on your card up to (and including) $7,000 then 1 Airpoints Dollar for every $220 spent on your card each month plus get 5.95% for the life of the balance transferred. Reward Points Cash Equivalent: $100 spend earns $0.90 cash equivalent (for up to $7,000 spend)^. $100 spend earns $0.45 cash equivalent (for over $7,000 spend)^. | 20.95% p.a. | 5.95% for life of balance transferred | 22.95% p.a. | $125.00 | 44 days
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ANZ Airpoints Visa Credit Card
Gold Award | Earn 1 Airpoints DollarTM for every $170 dollars you spend on eligible purchase with the ANZ Airpoint Visa Card. Reward Points Cash Equivalent: $100 spend earns $0.58 cash equivalent^. | 20.95% | N/A | 20.95% | $65.00 | 44 days
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Kiwibank Air New Zealand Airpoints Platinum Visa Credit Card
Gold Award | Earn 1 Airpoints Dollar™ for every $115 spent on eligible purchases. This card also comes with complimentary overseas travel insurance for you and your immediate family travelling with you for up to 40 days. Reward Points Cash Equivalent: $100 spend earns $0.64 cash equivalent^. | 20.95% | 1.99% p.a. for 6 months | 20.95% | $180.00 | 44 days
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^ To help you compare reward points across different credit cards and rewards programs, we provide an estimate of the cash-equivalent of the reward points that you will get back for every $100 you spend on eligible purchases with your card. The cash equivalent value given is an estimate only based on a specific redemption example. In some cases you might earn less or more depending on how you redeem your ponts and some reward points cannot be redeemed for cash directly. Click on the card to find out how the estimate was calculated.
Airpoints is a loyalty program run by Air New Zealand, the national airline of New Zealand. Members of the program can earn Airpoints Dollars by flying with Air New Zealand or its partner airlines, as well as through other means like using an Airpoints earning credit card, shopping with affiliated partners, or staying at certain hotels.
Airpoints Dollars can be used to purchase flights, upgrades, rental cars, and other services and goods. Although Airpoints are often used for travel related expenses, members can redeem their points for non-travel related goods using the Airpoints Store which offers many products and gift cards from several New Zealand retailers. The program also has different membership tiers such as Silver, Gold, and Elite that offer additional benefits like priority boarding, lounge access, and extra baggage allowance, depending on the member’s status.
Airpoints Dollars are a type of currency used by Air New Zealand’s loyalty program. You earn these dollars when you fly with Air New Zealand or its partners, and you can use them to book flights, upgrades, and other rewards. Here are some key points about Airpoints Dollars:
To understand how valuable your Airpoints Dollars are, consider the following:
Airpoints credit cards are credit cards that allow you to earn Airpoints Dollars whenever you make purchases using the card. These credit cards are linked to Air New Zealand’s Airpoints loyalty program. When used to book flights with Air New Zealand or its partners you can earn Airpoints from Air New Zealand for booking the flight and also Airpoints from the credit card for using the card.
Credit cards with Airpoints earning capacity offer an incredible opportunity for Kiwis to turn their everyday expenses into rewarding Airpoints. If you’re eager to unlock the full potential of your Airpoints, understand the intricacies of the program, and find the best Airpoints card to suit your lifestyle, you’re in the right place. We’ll delve into every aspect of Airpoints, providing you with the knowledge to make to choose the right card and maximise your Airpoints earnings.
To find the perfect Airpoints credit card, it is important to align its features with your lifestyle and spending habits. You should consider your travel goals, and ensure the card’s benefits complements your preferences. It might also help to look into other travel credit cards and compare them against Airpoints credit cards.
Beyond the rewards, it is important to consider the interest rates and fees associated with the card. Pay attention to the annual fees, interest rates, and any additional costs associated with the Airpoints credit cards you are considering, helping you evaluate their overall cost-effectiveness. perhaps you don’t plan to use your Airpoints credit card too often and want a credit card with no annual fee?
Many credit cards that earn Airpoints offer enticing sign-up bonuses and promotional offers. Consider the eligibility criteria, redemption processes, and how to make the most of these introductory perks.
Using an Airpoints credit card comparison site like ours can help you quickly compare Airpoint credit cards and read third party reviews of the Airpoints credit cards before you sign up for one. Airpoints credit cards are not restrictued to any credit card network. You can find Airpoints Mastercard, Airpoints Visa cards and Amex Airpoints cards offered in New Zealand. Air NZ does not directly offer credit cards in New Zealand but has partnered with Kiwibank to issue co-branded Air New Zealand and Kiwibank Airpoints credit cards, however there are many other credit cards, as shown on this page, that allow cardholders to earn Airpoints.
To earn Airpoints Dollars efficiently at supermarkets, consider the following tips:
You can also earn Airpoints Dollars by shopping with various retail partners. Here’s how:
When it comes to booking flights with your Airpoints Dollars, consider the following tips:
Upgrading your flight can enhance your travel experience. Here’s how to make the most of your Airpoints Dollars for upgrades:
Your Airpoints Dollars can also be used for more than just flights. Here are some ideas:
Your Airpoints don’t have to redeem for travel related expenses. You can also use your Airpoints to purchase products online or to purchases gift cards from many major New Zealand retailers.
To make the most of your Airpoints Dollars, it is helpful to understand the partnerships Air New Zealand has with other airlines. These partnerships allow you to earn and redeem Airpoints Dollars on flights operated by partner airlines. Here are some key points to consider:
Booking flights with partner airlines can be straightforward if you follow these steps:
Codeshare flights can offer additional benefits when using your Airpoints. Here’s how to maximise these opportunities:
By leveraging Airpoints with partner airlines, you can enhance your travel experience and maximise your rewards.
As an Elite Priority One Airpoints member, you gain access to a range of exclusive benefits that enhance your travel experience. This status is designed for frequent flyers who consistently choose Air New Zealand. Some of the key advantages include:
Frequent flyers enjoy several perks that make their journeys smoother and more enjoyable. These include:
When you book flights with Air New Zealand and other airlines that are part of the Star Alliance you earn Status points which determines your Airpoints membership tier. To get to an Airpoints Elite membership tier you would need 1,500 Status point within 12 months, and to retain your Elite membership you would need to earn 1,350 Status poins every 12 months.
Achieving Elite status is a rewarding journey that requires dedication. Here are the steps to reach this level:
To stay updated on the latest Airpoints promotions, consider subscribing to Air New Zealand’s newsletters. This way, you will receive direct information about special offers, bonus points opportunities, and exclusive deals straight to your inbox. Here’s how to do it:
Engaging with travel blogs and forums can provide valuable insights into Airpoints promotions. Many travel enthusiasts share their experiences and tips on how to maximise rewards. Here are some popular platforms to consider:
Social media is a powerful tool for staying informed about Airpoints promotions. Follow Air New Zealand on platforms like Facebook, X, and Instagram. You can:
The Airpoints Mall is an online shopping platform where you can earn Airpoints Dollars by purchasing from various retailers. It offers a wide range of products and services, making it easy for you to accumulate points while shopping for everyday items.
To maximise your Airpoints Dollars through the Airpoints Mall, consider the following tips:
The Airpoints Mall frequently updates its offers. Here are some ways to find the best deals:
Although Airpoints credit cards are great rewards credit cards, there are some other alternatives you could consider as detailed below.
Airpoints are the most popular rewards credit cards in New Zealand but there are other credit card reward programs you could also consider. Other common types of rewards credit cards include:
If you fly frequently then Frequent Flyer Credit Cards might be a suitable choice for you. These credit cards tailored to frequent flyers and offer benefits frequent flyers would enjoy such as Free travel insurance, Airport lounge access and more.
If you plan to carry a balance on your credit card then a low interest credit card might be a good option. Any credit card with a purchase rate below 14% is considered a low interest rate credit card.
Regular travellers both domestic and international might benefit from Travel credit cards. Travel credit cards usually allow you to earn points on your spending that can be redeemed for flights, accommodation, and other travel-related expenses. NZ Travel credit card also often include benefits such as free travel insurance and concierge service.
If you want a bit more time to pay off your purchases then an Interest Free Credit Card might help. Interest free credit cards allow you to make a purchase and pay no interest for a fixed period. Benefits include:
We’ve also put together a list of the best credit cards in NZ to help Kiwis find the right card, alternatively you can browse through all NZ Credit Cards from our home page and use the filters to find a suitable card.
Airpoints Dollars are rewards you earn when you fly with Air New Zealand or shop with their partners or using a Airpoints earning credit card. You can use these dollars to pay for flights, upgrades, and other travel-related expenses.
The best Airpoints Credit Card in terms of the Airpoints earn rate is the American Express Airpoints Platinum Card which has the highest Airpoints earn rate in New Zealand, but the best Airpoints credit card for you might differ depending on your personal needs and the benefits offered by each Airpoints credit card.
Airpoints Dollars are rewards you earn when you fly with Air New Zealand or shop with their partners or using a Airpoints earning credit card. You can use these dollars to pay for flights, upgrades, and other travel-related expenses.
To find out how much your Airpoints Dollars are worth, you can look at the redemption rates for flights and other services. Generally, you can think of each Airpoints Dollar as being worth about a dollar when used for flights.
Airpoints Dollars are quite flexible compared to some other loyalty programs. They can be used not only for flights, upgrades and accommodation but also for purchasing products and gift cards from retail partners, making them a great choice for frequent travellers.
You can earn Airpoints Dollars by flying with Air New Zealand, shopping at partner stores, using the Airpoints Mall online shopping portal or Airpoints earning credit cards. Every dollar spent can help you earn points!
Yes, you can use Airpoints Dollars for more than just flights. They can be redeemed for upgrades, accommodation, car rental and you can redeem them for product and gift cards from several New Zealand retailers using the Airoints Store.
To keep up with Airpoints promotions, you can subscribe to Air New Zealand’s newsletters, follow travel blogs, and check their social media accounts for the latest deals.
The best Airpoints credit card for you would depend on your personal circumstance and how you intend to use your credit card but the American Express Airpoints Platinum Card offers the highest Airpoints earn rate in New Zealand. You might also be interested in our list of the best credit cards in NZ. For more cards you can compare all NZ credit cards on our website.