Credit Cards Compare NZ – Find the best credit card including Balance transfer credit cards, Low interest credit cards, Rewards credit cards and more…

Credit cards compare is an absolutely free credit cards comparison website. Each year we help thousands of Kiwis save by finding the best credit card to suit their needs. If you like our site please share it on facebook.

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Top selected New Zealand credit cards

*please review the details on the provider's site again before applying

CardDescriptionPurchase Rate (p.a.)Balance TransferCash Rate (p.a.)Annual FeeInterest Free Days
read more about ASB Visa Light Credit Card
ASB Visa Light Credit Card
The ASB Visa Light credit card has no annual fee, a low purchase rate and 0% balance transfer for 6 months13.50%0.00%22.95%$0.00 55 days
read more about BNZ Low Rate MasterCard Credit Card
BNZ Low Rate MasterCard Credit Card
BNZ Low Rate MasterCard Credit Card is a Low interest rate credit card with a great balance transfer offer of 0% for 12 months13.45%0.00% $60.00 55 days
read more about The Low Rate Credit Card from American Express
The Low Rate Credit Card from American Express
A low interest card from Amex with up to 4 supplementary cards12.69%0.00%21.95%$59.00 55 days
read more about Kiwibank Low Rate MasterCard Credit Card
Kiwibank Low Rate MasterCard Credit Card
A great low interest low balance transfer credit card that might suit people with significant credit card debt13.45%1.99%22.95%$50.00 55 days
read more about Kiwibank Low Rate MasterCard Credit Card
Kiwibank Low Rate MasterCard Credit Card
A great low interest low balance transfer credit card that might suit people with significant credit card debt13.45%1.99%22.95%$50.00 55 days
read more about Westpac Low Rate MasterCard Credit Card
Westpac Low Rate MasterCard Credit Card
The Westpac Low Rate MasterCard Credit Card is a Low interest rate with 5.95% balance transfer for the life time of the balance transferred13.45%5.95%22.95%$65.00 55 days
read more about BNZ Home Advantage Credit Card
BNZ Home Advantage Credit Card
This is a super low purchase rate credit card designed for BNZ home loan customers who have at least 25% equity in their home.5.90%0.00%15.95%$0.00 55 days
read more about ANZ Low Rate Visa Card
ANZ Low Rate Visa Card
The ANZ Low Rate Visa Card offers a low interest rate of 13.90% and a balance transfer rate of 1.99% for 12 months13.90%1.99%22.95%$35.00 55 days
Purchase Rate:
13.50%
Balance Transfer:
0% for 6 months
Cash Rate:
22.95%
Annual Fee:
$0.00
Interest Free:
55 days
Purchase Rate:
13.45%
Balance Transfer:
0% p.a. for 12 months
Annual Fee:
$60 charged as $5 monthly
Interest Free:
55 days
Purchase Rate:
12.69%
Cash Rate:
21.95% p.a. No interest free period. Available for enrolled Card Members only
Annual Fee:
$59 p.a.
Interest Free:
55 days
Purchase Rate:
13.45%
Balance Transfer:
1.99% p.a. for 6 months
Cash Rate:
22.95%
Annual Fee:
$50 i.e. $25 account fee every six months. $5 fee for a joint or additional cardholder every six mon...
Interest Free:
55 days
Purchase Rate:
13.45%
Balance Transfer:
1.99% p.a. for 6 months
Cash Rate:
22.95%
Annual Fee:
$50 i.e. $25 account fee every six months. $5 fee for a joint or additional cardholder every six mon...
Interest Free:
55 days
Purchase Rate:
13.45%
Balance Transfer:
5.95% p.a. for the life time of the balance transferred
Cash Rate:
22.95%
Annual Fee:
$0 annual fee for 2 years then $32.50 half yearly
Interest Free:
55 days
Purchase Rate:
5.90%
Balance Transfer:
0% for 12 months
Cash Rate:
15.95%
Rewards:
Collect Fly Buys points
Annual Fee:
$0.00
Interest Free:
55 days
Purchase Rate:
13.90%
Balance Transfer:
1.99% p.a. for 12 months
Cash Rate:
22.95%
Annual Fee:
Get $0 annual fee for the first 12 months after that $35 charged yearly
Interest Free:
55 days

face Our mission:

Credit cards can be a great financial tool but only if used wisely. It is important to choose a credit that is suitable for your personal circumstance, but finding the right credit card to suit your needs can be a bit tricky. since the key information you need to make your decision is often not readily available. We created Credit Cards Compare NZ to help simplify this process and help you find exactly what you are looking for.

assignment_returned Low Interest Credit Cards:

Low interest rate cards are great if you don’t plan to pay off your credit card debt on time, but these cards usually don’t come with any rewards and have an annual fee. The benefits of a low interest rate in this case might outweigh the benefits of no-annual fee and rewards. If you intend to carry a balance on your card, it might be worth considering a low interest rate credit card »

credit_card No-annual Fee Credit Cards:

If you rarely use your credit card and only use it as a form of back up payment, then you might prefer a credit card with no annual fee to avoid paying a fee for a card that you barely use. You can review and compare a range of these cards on our no-annual fee credit cards page »

card_giftcard Rewards Credit Cards:

The best way to take advantage of credit cards is with a membership reward card. The benefits of reward cards can range from free travel insurance, free airport lounge access, free purchase protection, cash backs, airpoints, flybuys and much more. If  you use your credit card often and have no problem paying off your balance, then a rewards credit card might be suitable for you. You can review all the membership rewards credit cards on our Rewards credit cards page »

input Balance Transfer Credit Cards:

If you have a sizeable credit card debt, then a balance transfer credit card might be what you are after. Some balance transfer credit cards offer 0% on balance transfer for up to 24 months. This can give you the reprieve you need to get your finances in order. For a full list of balance transfer credit cards visit out credit card balance transfer cards page »

card_membership Prestige Credit Cards:

Some credit cards have become a symbol statue and prestige as they come with amazing benefits and privileges, and are usually only carried by the elite. If you are interested in a Prestigious credit card we have compiled a list of prestigious credit cards on our prestige cards page »

school Student Credit Cards:

Most students would require an adult with a full time job and good credit record to counter sign their credit card application to get a credit card, but many New Zealand banks offer interest free arranged overdrafts for students with their tertiary debit card which can be used to purchase things online just like a normal credit card. This might be a better option for a student than a credit card but usually comes with a credit limit of $1,000 or $2,000

launch Other Credit Cards:

Please visit our credit cards types page for a list of all the credit card types. We hope we can help you find what you are looking for. If you enjoyed our website please visit our blog for more credit card guides and tips :-)