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| Card | Description | Purchase Rate (p.a.) | Balance Transfer | Cash Rate (p.a.) | Annual Fee | Interest Free Days |
|---|---|---|---|---|---|---|
 The American Express Airpoints Card | INTEREST FREE on purchases for the first 6 months, plus earn 1 Air New Zealand Airpoints Dollar for every $100 you spend. What's more, you pay No-Annual fee. | 0% p.a. for the first 6 months reverting to 19.95% p.a. ther... | N/A | 21.95% p.a. | $0.00 | N/A No documents required1 |
 ASB Visa Light Credit Card | The ASB Visa Light credit card has no annual fee, a low purchase rate and 0% balance transfer for 6 months | 13.50% | 0% for 6 months | 22.95% | $0.00 | 55 days No documents required1 |
 Kiwibank MasterCard Zero Credit Card | A great everyday card with no annual fee and relatively low purchase rate | 16.90% | 1.99% p.a. for 6 months | 22.95% | $0.00 | 55 days No documents required1 |
Free Credit Cards (also known as no-annual fee credit cards) are credit cards that do not incur any annual fee. A Free Credit Card might be suitable for you if you do not tend to carry a debt on your credit card. Keep in mind that these cards do incur interests and might charge other fees such as late payment fees.
After a credit card balance transfer offer? Credit card balance transfers allow you to transfer existing debt to a new balance transfer credit card and pay back at a lower rate.
1. Documents not required with initial application, but might be required if your application is successful
