A free credit card usually refers to a credit card with no annual fee but can also refer to a 0% balance transfer credit cards. Compare free credit cards (no-annual fee credit cards) in NZ below.
Updated: 18 Jan, 2020
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A free credit card might be suitable for you if you do not tend to carry a debt on your credit card. Keep in mind that these credit cards do incur interests and might charge other fees such as late payment fees.
A free credit card might also refer to an interest free credit card. If you are interested in a credit card with an interest free period visit our interest free credit card.
The best credit card for you would depend on your personal circumstance and how you intend to use your credit card. We have put together a list of some of the best credit cards in New Zealand to help you find the best credit card in NZ to suit your individual needs. Alternatively, you can narrow down your search by credit card type such as interest free credit card, low rate credit card, balance transfer, credit card reward or air nz credit card