Free Airport Lounge access credit cards are cards that allow you free or discounted access to airport lounges. These credit cards are often prestigious, top-of-the-range credit cards that come with several other perks such as complimentary travel insurance, air points, dining credit etc, but keep in mind that these cards also come with higher than usual annual fees to make up for all the perks.
Updated: 26 Nov, 2023
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Card | Description | Purchase Rate (p.a.) | Balance Transfer | Cash Rate (p.a.) | Annual Fee | Interest Free Days |
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![]() The American Express Platinum Card | Earn 2 Membership Rewards points per dollar spent on your Card. Plus, complimentary VIP Lounges with Priority Pass access. You and a guest can enjoy complimentary access to 1,400 Airport lounges across 140 countries. Receive 100,000 bonus Membership Rewards points when you apply online, are approved and spend $1,500 on your new Card within the first 3 months. New Card Members only. T&Cs apply. There is also an annual Dining Credit of up to $300. You will get $150 back when you spend $150 or more, in one transaction, on your American Express Platinum Card at a participating restaurant. Valid twice a year. | N/A | N/A | $2 per transaction | $1250.00 | Up to 44 days
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![]() The American Express Airpoints Platinum Card | The FASTEST Airpoints DollarTM earning Platinum credit card in NZ. Every $59 you spend earns you 1 Airpoints Dollar. This cards also comes with Complimentary Travel Insurance, Koru joining fee waiver and Two VIP Lounges with Priority Pass per year. CURRENT OFFER: Receive 300 bonus Airpoints Dollars™ when you apply online, are approved and spend $1,500 on your new Card within the first 3 months. New Card Members only. | 22.95% p.a. | N/A | 22.95% p.a. | $195.00 | 55 days
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![]() Westpac Hotpoints World MasterCard Credit Card | Earn 2 hotpoints for every $1 spent on your card up to (and including) $15,000 then 1 hotpoint for every $1 spent on your card each month. Plus Priority Pass lounge access to over 1,300 airport lounges around the world and overseas travel insurance for up to 120 days per round trip. | 16.95% p.a. | 0% for 6 months then 5.95% for life of balance transferred | 22.95% p.a. | $285.00 | 44 days
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![]() Westpac Airpoints World MasterCard Credit Card | This card is a touch of everything including Airpoints, a relatively low interest rate of 16.95% and a balance transfer offer of 0% for 6 months then 5.95% for life of balance transferred | 16.95% | 0% for 6 months then 5.95% for life of balance transferred | 22.95% | $310.00 | 44 days
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![]() Kiwibank Air New Zealand Airpoints Platinum Visa Credit Card | Earn 1 Airpoints Dollar™ for every $115 spent on eligible purchases. | 20.95% | 1.99% p.a. for 6 months | 20.95% | $180.00 | 44 days
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The best credit card for you would depend on your personal circumstance and how you intend to use your credit card. We have put together a list of some of the best credit cards in New Zealand to help you find the best credit card in NZ to suit your individual needs. Alternatively, you can narrow down your search by credit card type such as interest free credit card, low rate credit card, balance transfer, credit card reward or air nz credit card