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| Card | Description | Purchase Rate (p.a.) | Balance Transfer | Cash Rate (p.a.) | Annual Fee | Interest Free Days |
|---|---|---|---|---|---|---|
 Kiwibank Low Rate MasterCard Credit Card | A great low interest low balance transfer credit card that might suit people with significant credit card debt | 13.45% | 1.99% p.a. for 6 months | 22.95% | $50.00 | 55 days No documents required1 |
 BNZ Low Rate MasterCard Credit Card | A Low interest rate of just 13.45% credit card with a great balance transfer offer of 0% for 12 months | 13.45% | 0% p.a. for 12 months | 22.95% | $60.00 | 55 days No documents required1 |
 Westpac Low Rate MasterCard Credit Card | Comes with a low rate of just 13.45% plus a balance transfer offer of 0% p.a. for 12 months OR 5.95% for the life of the balance transferred | 13.45% | 0.00% p.a. for 12 months OR 5.95% for the life of the balanc... | 22.95% | $65.00 | 55 days No documents required1 |
 Kiwibank MasterCard Zero Credit Card | A great everyday card with no annual fee and relatively low purchase rate | 16.90% | 1.99% p.a. for 6 months | 22.95% | $0.00 | 55 days No documents required1 |
 Air New Zealand Airpoints Low Fee Mastercard | Earn 1 Airpoints Dollar™ for every: $160 spent on eligible purchases, or $140 spent on products bought directly from Air New Zealand | 16.90% | 1.99% p.a. for the first 6 months on any transferred balance... | 22.95% | $25.00 | 44 days No documents required1 |
 Westpac hotpoints World MasterCard Credit Card | Earn 3 hotpoints per $1 dollar spent plus free airport lounge access, free travel insurance, purchase protection, extended warranty and more | 16.95% | 0% p.a. for 12 months OR 5.95% for the life of the balance... | 22.95% | $390.00 | 55 days No documents required1 |
 Westpac Airpoints World MasterCard Credit Card | This card is a touch of everything including Airpoints, a relatively low interest rate of 16.95% and a balance transfer offer of 0% for 12 months | 16.95% | 0% p.a. for 12 months OR 5.95% for the life of the balance... | 22.95% | $390.00 | 55 days No documents required1 |
 Kiwibank MasterCard Gold Credit Card | Kiwibank MasterCard Gold comes with complimentary travel insurance for you and any immediate family travelling with you | 17.90% | 1.99% p.a. for 6 months | 22.95% | $80.00 | 55 days No documents required1 |
 ANZ CashBack Visa Credit Card | Earn up to 1% cash back on eligible purchases on eligible spend up to $30,000 | 20.95% | N/A | 22.95% | $60.00 | 55 days No documents required1 |
 ANZ CashBack Platinum Card | Earn up to 1% cash back on eligible purchases* - with no limit on the amount of CashBack Rewards you can earn. Minimum spend of $5,000 to qualify | 20.95% | N/A | 22.95% | $125.00 | 55 days No documents required1 |
 Air New Zealand Airpoints Standard Mastercard | Earn 1 Airpoints Dollar™ for every: $120 spent on eligible purchases, or $100 spent on Air New Zealand products | 20.95% | 1.99% p.a. for the first 6 months on any transferred balanc... | 22.95% | $65.00 | 44 days No documents required1 |
 Air New Zealand Airpoints Platinum MasterCard | Earn 1 Airpoints Dollar™ for every: $75 spent on eligible purchases, or $65 spent on Air New Zealand products bought direct | 20.95% | 1.99% p.a. for the first 6 months on any transferred balanc... | 22.95% | $150.00 | 44 days No documents required1 |
 Westpac hotpoints MasterCard Credit Card | Earn 1 hotpoint for every $1 spent on the card plus a balance transfer offer of 1.99% p.a. for 12 months then 5.95% for the life of the balance transferred | 20.95% | 0% p.a. for 12 months OR 5.95% for the life of the balance... | 22.95% | $44.00 | 55 days No documents required1 |
 Westpac hotpoints Platinum MasterCard Credit Card | Earn 2 hotpoints® for every $1 spent on the card plus a balance transfer offer of 0% for 12 months OR 5.95% for the life of the balance transferred | 20.95% | 0% p.a. for 12 months OR 5.95% for the life of the balance... | 22.95% | $125.00 | 55 days No documents required1 |
 Westpac Airpoints MasterCard Credit Card | Earn one Airpoints Dollar for every NZD$120 spent on the card plus 0% balance transfer 12 months OR 5.95% for the life of the balance transferred | 20.95% | 0% p.a. for 12 months OR 5.95% for the life of the balance... | 22.95% | $55.00 | 55 days No documents required1 |
 Westpac Airpoints Platinum MasterCard Credit Card | Earn one Airpoints Dollar for every $75 spent on the card plus get 0% p.a. for 12 months OR 5.95% for the life of the balance transferred | 20.95% | 0% p.a. for 12 months OR 5.95% for the life of the balance... | 22.95% | $145.00 | 44 days No documents required1 |
 Westpac Airpoints Business MasterCard Credit Card | Earn one Airpoints Dollar for every NZD$75 spent on the card plus a balance transfer offer of 5.95% for the life of the balance transfered | 20.95% | 5.95% for the life of the balance transfered | 22.95% | $145.00 | 44 days No documents required1 |
 Westpac BusinessPLUS Mastercard with hotpoints | Earn 1.25 hotpoints® on every dollar you spend on your card plus travel insurance for 35 days | 20.95% | 5.95% for the life of the balance transferred | 22.95% | $100.00 | 55 days No documents required1 |
Mastercard is one of the largest credit card brand in the world, and is widely accepted in most countries. Below are all the MasterCard credit cards we have compiled in New Zealand. Use the credit card comparison table below to compare and find the best MasterCard credit card for you.
To apply for a MasterCard credit card below, simply click on the “Apply Now” button to review the details before applying. For more information about a specific card on our site, click on the “more info” link.
1. Documents not required with initial application, but might be required if your application is successful
