Prestige credit cards have become a symbol of statue in today’s society. Some credit cards such as the Centurion card (the black card) are so prestigious that you need an invitation to apply for them. Prestige cards usually come in Black or Gold but can come in other colours too. Below are some of the most prestigious cards in New Zealand… read more ↓
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| Card | Description | Purchase Rate (p.a.) | Balance Transfer | Cash Rate (p.a.) | Annual Fee | Interest Free Days |
|---|---|---|---|---|---|---|
 Westpac hotpoints World MasterCard Credit Card |
Earn 3 hotpoints per $1 dollar spent plus free airport lounge access, free travel insurance, purchase protection, extended warranty and more | 16.95% | 0% p.a. for 12 months then 5.95% for the life of the balance... | 22.95% | $390.00 | 55 days* |
 Westpac Airpoints World MasterCard Credit Card |
This card is a touch of everything including Airpoints, a relatively low interest rate of 16.95% and a balance transfer offer of 0% for 12 months | 16.95% | 0% p.a. for 12 months then 5.95% for the life of the balance... | 22.95% | $390.00 | 55 days* |
 BNZ Advantage Visa Platinum Credit Card |
Spend $15 on eligible purchases and get 1 Fly Buys point or spend $75 on eligible purchase and get $1 cash reward. | 18.95% | 0% p.a. for 12 months | 18.95% | $150.00 | 55 days* |
 The American Express Airpoints Platinum Card |
Every $59 you spend earn you 1 Airpoints Dollar | 19.95% | N/A | 21.95% p.a. No interest free period. Available for enrolled... | $195.00 | N/A* |
 The American Express Platinum Edge Credit Card |
Get an introductory offer of 20,000 Membership Rewards Bonus Points | 2.99% p.a. for the first 6 months reverting to 19.95% p.a.... | N/A | 21.95% p.a. No interest free period. Available for enrolled... | $149.00 | N/A* |
 ANZ CashBack Platinum Card |
Earn up to 1% cash back on eligible purchases* - with no limit on the amount of CashBack Rewards you can earn. Minimum spend of $5,000 to qualify | 20.95% | N/A | 22.95% | $125.00 | 55 days* |
 ANZ Airpoints Visa Platinum Credit Card |
Earn 1 Airpoints Dollar for every $75 you spend on eligible purchases plus travel insurance, airpoints, no Koru fees etc | 20.95% | N/A | 22.95% | $150.00 | 44 days* |
 Air New Zealand Airpoints Platinum MasterCard |
Earn 1 Airpoints Dollar™ for every: $75 spent on eligible purchases, or $65 spent on Air New Zealand products bought direct | 20.95% | 1.99% p.a. for the first 6 months on any transferred balanc... | 22.95% | $150.00 | 44 days* |
 Westpac Airpoints Platinum MasterCard Credit Card |
Earn one Airpoints Dollar for every $75 spent on the card plus get 0% p.a. for 12 months then 5.95% for the life of the balance transferred | 20.95% | 0% p.a. for 12 months then 5.95% for the life of the balance... | 22.95% | $145.00 | 44 days* |
Description:
Earn 3 hotpoints per $1 dollar spent plus free airport lounge access, free travel insurance, purchase protection, extended warranty and more
Purchase Rate:
16.95%
Balance Transfer:
0% p.a. for 12 months then 5.95% for the life of the balance transferred
Cash Rate:
22.95%
Rewards:
Earn 3 hotpoints® for every $1 spent on the card
Annual Fee:
$390 p.a. paid in two 6-monthly instalments of $195
Interest Free:
55 days*
Description:
This card is a touch of everything including Airpoints, a relatively low interest rate of 16.95% and a balance transfer offer of 0% for 12 months
Purchase Rate:
16.95%
Balance Transfer:
0% p.a. for 12 months then 5.95% for the life of the balance transferred
Cash Rate:
22.95%
Rewards:
Earn one Airpoints Dollar for every NZD$65 spent on the card plus get 0% p.a. on balance transf...
Annual Fee:
$390 per year Paid in two 6-monthly instalments of $195
Interest Free:
55 days*
Description:
Spend $15 on eligible purchases and get 1 Fly Buys point or spend $75 on eligible purchase and get $1 cash reward.
Purchase Rate:
18.95%
Balance Transfer:
0% p.a. for 12 months
Cash Rate:
18.95%
Annual Fee:
$150 charged as $72.50 half yearly. Additional card $20 p.a
Interest Free:
55 days*
Description:
Every $59 you spend earn you 1 Airpoints Dollar
Purchase Rate:
19.95%
Balance Transfer:
N/A
Cash Rate:
21.95% p.a. No interest free period. Available for enrolled Card Members only
Rewards:
Earn 1 Airpoints DollarTM for every $59 you spend on your Card
Annual Fee:
$195 p.a.
Interest Free:
N/A*
Description:
Get an introductory offer of 20,000 Membership Rewards Bonus Points
Purchase Rate:
19.95%
Balance Transfer:
N/A
Cash Rate:
21.95% p.a. No interest free period. Available for enrolled Card Members only
Rewards:
Earn up to 3 Membership Rewards points per dollar spent
Annual Fee:
$149 p.a.
Interest Free:
N/A*
Description:
Earn up to 1% cash back on eligible purchases* - with no limit on the amount of CashBack Rewards you can earn. Minimum spend of $5,000 to qualify
Purchase Rate:
20.95%
Balance Transfer:
N/A
Cash Rate:
22.95%
Rewards:
Get up to 1% cashback on purchases made with your card with no spend limit for cash back
Annual Fee:
Get $0 annual fee for the first 12 months on all new ANZ credit cards. $125 per annum after tha...
Interest Free:
55 days*
Description:
Earn 1 Airpoints Dollar for every $75 you spend on eligible purchases plus travel insurance, airpoints, no Koru fees etc
Purchase Rate:
20.95%
Balance Transfer:
N/A
Cash Rate:
22.95%
Rewards:
For every $75 dollars you spend you will earn 1 Airpoints Dollar, plus 1 Status Point for every...
Annual Fee:
$150.00
Interest Free:
44 days*
Description:
Earn 1 Airpoints Dollar™ for every: $75 spent on eligible purchases, or $65 spent on Air New Zealand products bought direct
Purchase Rate:
20.95%
Balance Transfer:
1.99% p.a. for the first 6 months on any transferred balance from a non-Kiwibank credit card
Cash Rate:
22.95%
Annual Fee:
$150 p.a (charged $75 half-yearly)
Interest Free:
44 days*
Description:
Earn one Airpoints Dollar for every $75 spent on the card plus get 0% p.a. for 12 months then 5.95% for the life of the balance transferred
Purchase Rate:
20.95%
Balance Transfer:
0% p.a. for 12 months then 5.95% for the life of the balance transferred
Cash Rate:
22.95%
Rewards:
Earn one Airpoints Dollar for every NZD$75 spent on the card
Annual Fee:
$145 per year Paid in two 6-monthly instalments of $72.50
Interest Free:
44 days*
After a Platinum credit card? Platinum credit cards are prestigious cards that usually come in black. These credit cards often come with extensive benefits such as travel lounge access, travel insurance, reward points, buyer protection and much more. Visit our platinum credit cards page to view a list of platinum credit cards.