Note: New applications are no longer accepted for Q Card. However, customers may apply for a Q Mastercard
Q Card offers a range of interest-free deals and payment holidays at thousands of retailers around New Zealand. It has a minimum of 3 months no payments and no interest* on purchases made at thousands of select retailers. An interest of 25.99% p.a applies from the end of any interest free period.
There is a $50 annual fee and a $55 establishment fee on your first purchase using Long Term Finance. The establishment fee reduces to $35 for subsequent Long Term Finance Purchases.
IMPORTANT NOTE: please review the card details on the provider's website again before applying.
New applications are no longer accepted for Q Card. However, customers may apply for a Q Mastercard
The best credit card for you would depend on your personal circumstance and how you intend to use your credit card. We have put together a list of some of the best credit cards in New Zealand to help you find the best credit card in NZ to suit your individual needs including interest free credit card, low rate credit card, balance transfer, credit card reward and air nz credit card.