Q Card

Q Card Credit Card
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Note: New applications are no longer accepted for Q Card. However, customers may apply for a Q Mastercard

Q Card offers a range of interest-free deals and payment holidays at thousands of retailers around New Zealand. It has a minimum of 3 months no payments and no interest* on purchases made at thousands of select retailers. An interest of 25.99% p.a applies from the end of any interest free period.

There is a $50 annual fee and a $55 establishment fee on your first purchase using Long Term Finance. The establishment fee reduces to $35 for subsequent Long Term Finance Purchases.

Main Features

  • Purchase Rate: 25.99%
  • Cash Advance Rate: 25.99%
  • Balance Transfer: Unknown
  • Annual Fee: $50 annual fee and a $55 establishment fee on your first purchase using Long Term Finance. The establishment fee reduces to $35 for subsequent Long Term Finance Purchases.
  • Interest Free Days: 3 months
  • Minimum Repayment: If your closing balance on your statement is $10 or more, then $10 or an amount calculated as 3% of the closing balance (whichever is greater).
  • Card Reward Details:
  • Credit Limit:
  • Other Fees:

IMPORTANT NOTE: please review the card details on the provider's website again before applying.

Eligibility:

New applications are no longer accepted for Q Card. However, customers may apply for a Q Mastercard

Are you interested in an interest free credit card? Compare ALL interest free credit cards on our Interest free credit cards page.

*Lending Criteria, $50 Annual Account Fee, Fees, Ts&Cs apply. 25.99% p.a applies from the end of any interest free period.

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