SBS's Visa Credit Card has no annual fee and a relatively low interest rate of 18.5%. With the SBS Visa Credit Card, you also earn for every $150 spent on eligible transactions. This might be a suitable card for you if you want to earn points and can afford to pay off your credit card balance on time each month due to the fact that it has no annual fee.
IMPORTANT NOTE: please review the card details on the provider's website again before applying.
The best credit card for you would depend on your personal circumstance and how you intend to use your credit card. We have put together a list of some of the best credit cards in New Zealand to help you find the best credit card in NZ to suit your individual needs including interest free credit card, low rate credit card, balance transfer, credit card reward and air nz credit card.