The Westpac Business Mastercard Card is a basic business credit card with no rewards or special benefits. It charges an annual fee of $50 and full payment of all outstanding monthly balance is required to be paid by direct debit by the due date.
IMPORTANT NOTE: please review the credit card details on the provider's website again before applying.
The only thing that we really like about the Westpac Business Credit Card is that it offers free cash advance from New Zealand ATMs and using Global ATM Alliance ATMs.
The Westpac Business credit card is a basic credit card and offers no rewards programme.
Despite charging an annual fee this credit card does not offer any special benefits such as purchase protection or travel insurance.
The Westpac Business Credit Card is a basic credit card that allows you to manage your business expenditure seperately and could improve your monthly cashflow but it does not offer any rewards point or benefits compare to other business credit cards.
To apply, you need to be at least 18 years old, own a business, be a New Zealand resident, and have a good credit score. You also need to show proof of income.
Yes, the Westpac Business Mastercard charges an annual fee of $50 per card.
Yes, the Westpac Business MasterCard charges a Foreign currency fee of 2.50%.
The Westpac Business Mastercard credit card does not charge interest on purchases but full payment of all outstanding monthly balances are to be paid by direct debit by the due date.
No, the Westpac Business Mastercard does NOT offer a rewards programme.
No, the Westpac Business Mastercard does NOT include travel insurance as a benefit.
You must be a business owner or manager to apply for this credit card
Your eligibility for this card would depend on a few criteria listed below. When you apply for Westpac credit card, Westpac would ask you a few questions about these criteria to determine your eligibility.
**You have to be a New Zealand permanent resident, and have a good credit history to apply for a Westpac Credit Card.
In general the following documents are usually required for credit card applications.
If you’re self-employed, you must supply:
A copy of one or two items from List 1. If you provide only one item from List 1, you must also provide one item from List 2.
List 1:We've been asked this question a lot so we have compiled our pick of the best credit card in NZ but keep in mind that the best credit card for you depends on your personal circumstance and needs. To find the best credit card for you, we recommend that you compare all credit cards in NZ on our website or narrow down your search by popular credit card types as shown below. Use the top menu of the page to select more credit card types.
