The ANZ Visa Business Low Rate Card is a low interest business credit card with a low purchase rate of 13.90% p.a. and an annual fee of $35.
This card might be suitable for businesses that expect to sometimes carry a balance on their credit card. We encourage you to compare all credit cards on our website to help make a more informed decision.
IMPORTANT NOTE: please review the credit card details on the provider's website again before applying.
One of the standout features of the ANZ Visa Business Low Rate Card is its competitive interest rate on purchases of 13.90%. This makes it an attractive option for businesses that tend to carry a balance on their credit card.
While the ANZ Visa Business Low Rate Card offers a competitive purchase rate of 13.90% it charges a high cash advance rate of 20.95%. This means using your card for cash withdrawals can quickly become expensive. It is advisable to avoid cash advances with this card unless absolutely necessary.
Unlike some other credit cards, the ANZ Visa Business Low Rate Credit Card does not offer a rewards programme. If earning points or cashback on your purchases is a priority for you, this card may not be the best fit, consider no annual fee credit cards or rewards credit cards.
The ANZ Visa Business Low Rate Card is best suited for business who prioritise low interest rates over rewards. If your business tends to or plans to carry a balance on their credit card, the lower interest rate can save you money.
Applying for the ANZ Visa Business Low Rate Card is straightforward and can be done online. Follow these steps to complete your application:
Once you have submitted your application, ANZ will review it. The approval process typically takes a few business days. You will receive an email notification regarding the status of your application. If additional information is required, ANZ will contact you directly.
To increase your chances of approval, consider the following tips:
By following these steps and tips, you can smoothly apply for the ANZ Visa Business Low Rate Card and enjoy its benefits.
The interest rate for purchases with the ANZ Visa Business Low Rate Card is 13.90% per annum.
Yes, there is an no annual fee of $35 for the ANZ Visa Business Low Rate Card.
You can get up to 55 interest-free days with the ANZ Visa Business Low Rate Card.
The interest rate for cash advances is 20.95%.
Your eligibility for this card would depend on a few criteria listed below. When you apply for the card, ANZ would ask you a few questions about these criteria to determine your eligibility.
**You have to be a New Zealand permanent resident, and have a good credit history to apply for a ANZ Credit Card.
In general the following documents are usually required for credit card applications.
If you’re self-employed, you must supply:
A copy of one or two items from List 1. If you provide only one item from List 1, you must also provide one item from List 2.
List 1:Are you interested in a low rate credit card? Compare ALL low interest credit cards on our low rate credit cards page.
We've been asked this question a lot so we have compiled our pick of the best credit card in NZ but keep in mind that the best credit card for you depends on your personal circumstance and needs. To find the best credit card for you, we recommend that you compare all credit cards in NZ on our website or narrow down your search by popular credit card types as shown below. Use the top menu of the page to select more credit card types.
