The American Express Airpoints Credit Card

Main Features

• Purchase Rate: 0% p.a. for 6 months then 19.95% p.a.
• Cash Advance Rate: 21.95% p.a.
• Balance Transfer: Not offered
• Annual Fee: $0.00
• Interest Free Days: 55 days
• Minimum Repayment: $10.00 or 3% of the closing balance, whichever is greater.
• Card Reward Details: Earn 1 Air New Zealand Airpoints DollarTM for every $100 you spend
• Credit Limit: Available on application
• Other Fees: Late Payment Fee: $25, Dishonour Fee: $25

IMPORTANT NOTE: please review the card details on the provider's website again before applying.

Eligibility:

To save you time before you apply for your American Express Airpoints Card, it is best to make sure you can say yes to the following:

• I am aged over 18
• I have no history of bad debt or payment default
• I have a personal gross (pre-tax) annual income of $35,000 or more
• I am a permanent resident or citizen of New Zealand, and
• If self employed, I have been trading for at least 18 months (or 12 months if I hold an existing American Express issued Card)

No documents required to apply¹

1. Documents not required with initial application, but might be required if your application is accepted.