The American Express Airpoints Credit Card

Main Features

• Purchase Rate: 0% p.a. for 6 months then 19.95% p.a.
• Cash Advance Rate: 21.95% p.a.
• Balance Transfer: Not offered
• Annual Fee: No Annual Fee
• Interest Free Days: 55 days
• Minimum Repayment: $10.00 or 3% of the closing balance, whichever is greater.
• Card Reward Details: Earn 1 Air New Zealand Airpoints DollarTM for every $100 you spend
• Credit Limit: Available on application
• Other Fees: Late Payment Fee: $25, Dishonour Fee: $25

IMPORTANT NOTE: please review the card details on the provider's website again before applying.

 To save you time before you apply for your American Express Airpoints Card, it is best to make sure you can say yes to the following:

• I am aged over 18
• I have no history of bad debt or payment default
• I have a personal gross (pre-tax) annual income of $35,000 or more
• I am a permanent resident or citizen of New Zealand, and
• If self employed, I have been trading for at least 18 months (or 12 months if I hold an existing American Express issued Card)

No documents required to apply¹

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1. Documents not required with initial application, but might be required if your application is accepted.