Money matters and more…

What is a Balance Transfer Credit Card?

A Balance Transfer Credit Card is a credit card with a significantly lower interest rate for balance transferred from another credit card, and a separate higher rate for newly incurred debt. Essentially, a Balance transfer credit card has a separate interest rate for the balance you transfer to it and another for newly incurred debt on the card.

12 August 2017

Top New Zealand Personal Finance Blogs

We often get emails from our readers seeking personal finance advice so we have taken some time to pull together a list of great Kiwi personal finance blogs that you might find useful. Sure... there are many personal finance blogs out there, but our problems in New Zealand are unique to our little part of the world so we have...

25 March 2017

Credit card travel insurance – How does it stack up

Credit card travel insurance refers to travel insurance that comes as complimentary with credit cards. Many high-end credit cards in New Zealand now offer complimentary travel insurance, but how do they stack up against standard travel insurance? Are they a suitable alternative for standard travel insurance? Below we explore some of the pros and cons to help you decide.

23 March 2017

The History of Comparison Shopping (New Zealand)

Price comparison sites have been around for a while. In the early 2000s comparison engines such as Kelkoo, shopping.com and Price Runner emerged to become some of the most visited websites by online shoppers in the UK and US. These price comparison engines allowed merchants to submit their product feeds for inclusion but also scoured the internet for product information...

21 December 2012

The New Positive Credit Reporting System

Almost everybody in New Zealand has a credit report and this credit report is used to conduct a credit check on an individual who has applied for credit to determine how risky it will be to lend to that individual. A credit check is carried out not only by banks and loan providers but by some power companies, landlords, insurance...

15 July 2012

Things worth knowing about Rewards credit cards

Rewards credit cards are becoming increasingly popular. Most banks offer a points programme to customers to reward them for using their credit cards. Some of the rewards offered in New Zealand include Fly Buys Points, Airpoints Dollars, Platinum Rewards Points, cash back and more. Why do people choose Rewards credit cards? Using a rewards card properly can earn you hundreds...

10 May 2011

Common credit card traps and pitfalls

Credit cards are a great thing, a ready source of money in case of an emergency or to buy that new dress, plus some credit cards come with great rewards and are the payment method of choice on the internet. However, if not used properly credit cards can lead to long-term debt. It is important that credit card owners are...

10 May 2011

Guide to using your credit card overseas

We all know that it is handy to have a Credit Card with you while travelling in case you run out of money and get stranded. But using your credit card overseas is a bit different from using it in New Zealand. There are a few important things to consider before you set off on your trip. For example, many...

1 May 2011

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Money matters and more…

What is a Balance Transfer Credit Card?

Top New Zealand Personal Finance Blogs

Credit card travel insurance – How does it stack up

The History of Comparison Shopping (New Zealand)

The New Positive Credit Reporting System

Things worth knowing about Rewards credit cards

Common credit card traps and pitfalls

Guide to using your credit card overseas

Credit Card Providers

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