Think about how often you use your credit card or debit card on a day-to-day basis. From online shopping to purchasing your groceries, you probably use this convenient form of payment at least once a day. And, while using credit cards to pay for your expenses is convenient, it comes with its own set of risks. Despite how careful you...Continue Reading
At CreditCardsCompare.co.nz we are always trying to uncover information about the credit card industry, but our recent survey threw up some surprises even for us, so we’ve decided to publish our findings on here. One in 3 New Zealanders will take on credit card debt to pay for holiday or leisure, and another 1 out of 10 will take on...Continue Reading
You might have noticed that credit cards with low interest rates do not tend to come with rewards whereas credit cards with reward schemes tend to have higher interest rates. This begs the question: are the reward points worth the high interest rate? Before we delve into the pros and cons of each of each type of credit card let's...Continue Reading
Wouldn’t it be wonderful to have a personal assistant who could help you arrange your travel, order flowers and more? Your credit card concierge service might be able to assist you with all that and more – you just have to ask. What is a Credit Card Concierge Service? In hotels, resorts and on cruises a concierge is a person...Continue Reading
Your credit score is important because it plays an important role in deciding if your loan or credit application gets approved and how much you get approved for. It can be frustrating when your application gets turned down, but fortunately, there are some practical and simple things you can do improve our rating as outlined below. 1. Check your Credit...Continue Reading
Paying off a high interest debt can be daunting, but luckily there are some options to help get you out of debt. If you are reading this article, you have probably heard of balance transfer credit cards and debt consolidation loans, and are wondering which of these two might be more suitable for you. In this article, we would look...Continue Reading
Credit cards tend to get a bad rap, and although it is true that for certain individuals with bad spending habits a credit card is probably not a good idea, they are genuine needs for credit cards in society and some people would be worse off without them. Think about a broken down car that you need to get to...Continue Reading
We thought we should take a peek at our cousins across the pond in Australia to see how their credit cards stack up against ours. After all, New Zealand and Australia share a lot in common due to our proximity and common heritage. We set out to look at key differences in the credit card markets focusing mainly on: the...Continue Reading