The Fair Rate Credit Card from the Co-operative bank has a low purchase rate and a low annual fee of just $20. It also has a balance transfer rate of 0% p.a. for 6 months. This is a great card if you are looking for a credit card with a low interest rate or want to transfer your balance to a credit card with a low interest rate and a balance transfer offer.
IMPORTANT NOTE: please review the card details on the provider's website again before applying.
Note: you can compare all the low rate credit cards listed on our low interest credit cards page. Low interest credit cards are credit cards with lower than usual interest rates (usually below 15%).
The best credit card for you would depend on your personal circumstance and how you intend to use your credit card. We have put together a list of some of the best credit cards in New Zealand to help you find the best credit card in NZ to suit your individual needs.