The Fair Rate Credit Card from the Co-operative bank has a low purchase rate and a low annual fee of just $20. It also has a balance transfer rate of 0% p.a. for 6 months. This is a great card if you are looking for a credit card with a low interest rate or want to transfer your balance to a credit card with a low interest rate and a balance transfer offer.
IMPORTANT NOTE: please review the card details on the provider's website again before applying.
Your eligibility for this card would depend on a few criteria listed below. When you apply for a Co-operative Bank credit card, Co-operative Bank would ask you a few questions about the following criterias to determine your eligibility.
In general the following documents are usually required for credit card applications.
If you’re self-employed, you must supply:
A copy of one or two items from List 1. If you provide only one item from List 1, you must also provide one item from List 2.List 1:
The best credit card for you would depend on your personal circumstance and how you intend to use your credit card. We have put together a list of some of the best credit cards in New Zealand to help you find the best credit card in NZ to suit your individual needs including interest free credit card, low rate credit card, balance transfer, credit card reward and air nz credit card.