The Fair Rate Credit Card from the Co-operative bank HAS THE LOWEST BANK RATE IN NZ and a low annual fee of just $20. It also has a balance transfer rate of 0% for 6 months. This is a great card if you are looking for a credit card with a low interest rate or want to transfer your balance to a credit card with a low interest rate and a balance transfer offer.
IMPORTANT NOTE: please review the card details on the provider's website again before applying.
Note: you can compare all the low rate credit cards listed on our low interest credit cards page. Low interest credit cards are credit cards with lower than usual interest rates (usually below 15%).