Co-operative Bank Fair Rate Credit Card

Review Co-operative Bank Fair Rate Credit Card

Fair Rate Credit Card from the Co-operative bank
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The Fair Rate Credit Card from the Co-operative bank HAS THE LOWEST BANK RATE IN NZ and a low annual fee of just $20. It also has a balance transfer rate of 4.95%. This is a great card if you are looking for a credit card with a low interest rate. Get $11 movie tickets at Event cinema on Wednesdays with the Mastercard Wednesdays Movie Deal. Note: $1.35 booking fee applies. T&Cs apply.

Main Features

  • Purchase Rate: 12.95%
  • Cash Advance Rate: 12.95% and $2 transaction fee
  • Balance Transfer: 4.95% p.a. for 12 months
  • Annual Fee: $20 charged as $10 every six months
  • Interest Free Days: 55 days
  • Minimum Repayment:
  • Card Reward Details: Wednesdays Movie Deal for just $11 plus $1.35 booking fee.
  • Credit Limit:
  • Other Fees:

IMPORTANT NOTE: please review the card details on the provider's website again before applying.

Note: you can compare all the low rate credit cards listed our website on our low interest credit cards page. Low interest credit cards are credit cards with lower than usual interest rates (usually below 15%).



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No documents required to apply1

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1. Documents not required with initial application, but might be required if your application is successful

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