Westpac Airpoints Platinum MasterCard Credit Card

Earn one Airpoints Dollar for every $75 spent on the Westpac Airpoints Platinum Mastercard plus 5.95% p.a. for the life of the balance transferred.Benefits include:

earn one Airpoints Dollar for every $75 spent on the card
earn one Airpoints Dollar for every $70 NZD equivalent spent on the card¹ in all other currencies
earn one Status Point for every $225 spent on the card
join Air New Zealand Koru programme and the joining fee will be waived, and receive a $145 discount off a standard 12-month Individual Membership rate²
with Airpoints Dollars Advance you can get up to 200 extra Airpoints Dollars advanced to you if you don’t have quite enough for a reward
your Airpoints Dollars will never expire, as long as you’re a cardholder
up to 35 days of overseas travel insurance
Extended Warranty Insurance of 12 months for goods purchased on your Airpoints™ Platinum MasterCard, and Purchase Protection Insurance too

Main Features

Purchase Rate: 20.95% p.a.
Cash Advance Rate: 22.95% p.a.
Balance Transfer: 5.95% for life of balance transferred
Annual Fee: $150 per year Paid in two 6-monthly instalments of $75
Interest Free Days: 44 days
Minimum Repayment:
Card Reward Details: Earn one Airpoints Dollar for every NZD$75 spent on the card
Credit Limit: Airpoints Platinum Mastercard has a minimum credit limit of $10,000
Other Fees:

IMPORTANT NOTE: please review the card details on the provider's website again before applying.

Eligibility:

Your eligibility for this card would depend on a few criteria listed below. When you apply for a Westpac credit card, Westpac would ask you a few questions about the following criterias to determine your eligibility.

Income
Expenses
Debts
Assets
Savings
Investments

You have to be a New Zealand permanent resident, and have a good credit history to apply for a Westpac Credit Card.

Documents:

In general the following documents are usually required for credit card applications.

Proof of Income

One of the following:

your most recent payslip or salary notice
copies of bank statements that show your pay or salary deposits
a letter from your employer confirming your income
an Inland Revenue Department (IRD) “summary of earnings” notice.

If you’re self-employed, you must supply:

signed financial statements for the past two years
a signed personal Statement of Financial Position
your personal tax return.

Proof of Identity:

A copy of one or two items from List 1. If you provide only one item from List 1, you must also provide one item from List 2.

List 1:

Current passport
New Zealand drivers licence
18+ card
Photo Credit Card

List 2:

Most recent bank statement
Debit card
Credit card
Community services card
Club or society card.

Are you interested in a balance transfer? Compare ALL balance transfer credit cards on our balance transfer NZ page.

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