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Westpac Airpoints Platinum MasterCard Credit Card

The Westpac Airpoints Platinum MasterCard Credit Card
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Earn one Airpoints Dollar for every $85 spent on the Westpac Airpoints Platinum Mastercard plus 5.95% p.a. for the life of the balance transferred.Benefits include:

  • earn one Airpoints Dollar for every $85 spent on the card
  • earn one Status Point for every $225 spent on the card
  • join Air New Zealand Koru programme and the joining fee will be waived, and receive a $145 discount off a standard 12-month Individual Membership rate2
  • with Airpoints Dollars Advance you can get up to 200 extra Airpoints Dollars advanced to you if you don’t have quite enough for a reward
  • your Airpoints Dollars will never expire, as long as you’re a cardholder
  • up to 35 days of overseas travel insurance
  • Extended Warranty Insurance of 12 months for goods purchased on your Airpoints™ Platinum MasterCard, and Purchase Protection Insurance too

Main Features

  • Purchase Rate: 20.95% p.a.
  • Cash Advance Rate: 22.95% p.a.
  • Balance Transfer: 5.95% for life of balance transferred
  • Annual Fee: $125 per year
  • Interest Free Days: 44 days
  • Minimum Repayment:
  • Card Reward Details: Earn one Airpoints Dollar for every NZD$85 spent on the card
  • Credit Limit: Airpoints Platinum Mastercard has a minimum credit limit of $10,000
  • Other Fees:

IMPORTANT NOTE: please review the card details on the provider's website again before applying.

Eligibility:

Your eligibility for this card would depend on a few criteria listed below. When you apply for a Westpac credit card, Westpac would ask you a few questions about the following criterias to determine your eligibility.

  • Income
  • Expenses
  • Debts
  • Assets
  • Savings
  • Investments

You have to be a New Zealand permanent resident, and have a good credit history to apply for a Westpac Credit Card.

Documents:

In general the following documents are usually required for credit card applications.

Proof of Income

One of the following:
  • your most recent payslip or salary notice
  • copies of bank statements that show your pay or salary deposits
  • a letter from your employer confirming your income
  • an Inland Revenue Department (IRD) “summary of earnings” notice.

If you’re self-employed, you must supply:

  • signed financial statements for the past two years
  • a signed personal Statement of Financial Position
  • your personal tax return.

Proof of Identity:

A copy of one or two items from List 1. If you provide only one item from List 1, you must also provide one item from List 2.

List 1:
  • Current passport
  • New Zealand drivers licence
  • 18+ card
  • Photo Credit Card
List 2:
  • Most recent bank statement
  • Debit card
  • Credit card
  • Community services card
  • Club or society card.

Are you interested in a balance transfer? Compare ALL balance transfer credit cards on our balance transfer NZ page.

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What is the best credit card in NZ?

The best credit card for you would depend on your personal circumstance and how you intend to use your credit card. We have put together a list of some of the best credit cards in New Zealand to help you find the best credit card in NZ to suit your individual needs including interest free credit card, low rate credit card, balance transfer, credit card reward and air nz credit card.

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