Westpac Airpoints World MasterCard Credit Card

This card is a touch of everything including Airpoints, a relatively low interest rate of 16.95% and a balance transfer offer of 0% for 6 months then 5.95% for life of balance transferred.

Earn 1 Airpoints Dollar for every $95 spent on your card up to (and including) $15,000 then 1 Airpoints Dollar for every $190 spent on your card each month
Earn one Status Point for every $225 you spend on your card on eligible purchases
Two complimentary Valet Parking eVouchers each year
Priority Pass lounge access to over 1,300 airport lounges around the world
Koru membership joining fee waived, plus get a $145 discount off a 12-month individual membership
Up to 120 days of overseas travel insurance per round trip
Extended Warranty Insurance of up to 12 months for goods purchased on your Airpoints World Mastercard, plus 90 days Purchase Protection that could cover loss, theft or accidental damage
200 Airpoints™ Dollars Advance available to you if you’re a little short on what you need for a reward

Main Features

Purchase Rate: 16.95%
Cash Advance Rate: 22.95%
Balance Transfer: 0% for 6 months then 5.95% for life of balance transferred
Annual Fee: $310 per year Paid in two 6-monthly instalments of $195
Interest Free Days: 44 days
Minimum Repayment:
Card Reward Details: Earn 1 Airpoints Dollar for every $70 spent on the card
Credit Limit:
Other Fees:

IMPORTANT NOTE: please review the card details on the provider's website again before applying.

Eligibility:

Your eligibility for this card would depend on a few criteria listed below. When you apply for a Westpac credit card, Westpac would ask you a few questions about the following criterias to determine your eligibility.

Income
Expenses
Debts
Assets
Savings
Investments

You have to be a New Zealand permanent resident, and have a good credit history to apply for a Westpac Credit Card.

Documents:

In general the following documents are usually required for credit card applications.

Proof of Income

One of the following:

your most recent payslip or salary notice
copies of bank statements that show your pay or salary deposits
a letter from your employer confirming your income
an Inland Revenue Department (IRD) “summary of earnings” notice.

If you’re self-employed, you must supply:

signed financial statements for the past two years
a signed personal Statement of Financial Position
your personal tax return.

Proof of Identity:

A copy of one or two items from List 1. If you provide only one item from List 1, you must also provide one item from List 2.

List 1:

Current passport
New Zealand drivers licence
18+ card
Photo Credit Card

List 2:

Most recent bank statement
Debit card
Credit card
Community services card
Club or society card.

Are you interested in a balance transfer? Compare ALL balance transfer credit cards on our balance transfer NZ page.

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