Guides Category

21 April 2025ByCredit Cards Compare NZInGuides

Will the decrease in RBNZ interest rate result in a decrease in credit card interest rate?

The Reserve Bank of New Zealand (RBNZ) plays a critical role in setting the country’s official cash rate (OCR), which directly influences borrowing costs across the economy. When the RBNZ lowers this rate, the goal is usually to stimulate economic activity by making borrowing cheaper and encouraging spending. But does a lower OCR automatically lead...

20 April 2025ByCredit Cards Compare NZInCredit management, Guides

SuperCard X: New malware exploits NFC relay to allow fraudsters to use your credit card from their phone

A sophisticated Android malware campaign dubbed SuperCard X has emerged, posing a significant threat to financial institutions and cardholders worldwide. This malicious software uses an advanced Near-Field Communication (NFC) relay technique, allowing attackers to authorise fraudulent Point-of-Sale (POS) payments and ATM withdrawals by intercepting and relaying NFC communications from compromised devices. How SuperCard X Works...

23 March 2025ByCredit Cards Compare NZInGuides

New Zealand consumers are poised to benefit from reduced checkout payment fees

New Zealand consumers are set to benefit from lower checkout payment fees after the feedback period for the Commerce Commission’s draft decision to cut costs for businesses accepting Visa and Mastercard payments ended last week Tuesday, the 18th of March 2025. The draft decision, announced back in December, 2024, is expected to save Kiwi businesses...

26 February 2025ByCredit Cards Compare NZInGuides

Numberless credit cards coming to New Zealand

In a significant move to enhance payment security, AMP Bank in Australia has introduced numberless debit cards for its small business and personal banking customers, and a number of Australian banks are set to follow this move in 2025. This initiative aims to combat fraud and scams by removing visible card numbers, making it more...

23 February 2025ByCredit Cards Compare NZInGuides

How to Get Access to Airport Lounges

Airport lounges are synonymous with comfort, convenience, and luxury, offering travelers a peaceful retreat from the hustle and bustle of busy terminals. For those flying in or out of New Zealand, gaining access to these exclusive spaces can significantly enhance the travel experience. Whether you’re a frequent flyer or an occasional traveler, this guide will...

12 February 2025ByCredit Cards Compare NZInGuides

Are Credit Card Bonus Deals Worth It?

In recent years, credit card bonus deals have become increasingly popular in New Zealand. From airpoints to cashback offers, sign-up bonuses, and reward points, these promotions are designed to entice consumers to sign up for new credit cards. But are these deals truly worth it, or are they just a clever marketing ploy to get...

22 December 2024ByCredit Cards Compare NZInGuides

Are there any instant approval credit cards in new zealand?

If you are wondering if there are any instant approval credit cards in New Zealand, the simple answer is yes, but, while the idea of instant approval sounds great, it’s not always as straightforward as it seems. Let’s break down what these cards are all about and what you need to know before you apply....

16 November 2024ByCredit Cards Compare NZInGuides

How to choose the best credit for you

Choosing the right credit card for you can seem overwhelming, but understanding your spending habits and knowing what to look for can help you find the best credit card to meet your needs. Let’s walk you through the important factors to consider when selecting a credit card, ensuring you make a smart choice that fits...

16 October 2024ByCredit Cards Compare NZInGuides

Why do Credit Cards offer Complimentary Airport Lounge Access?

In today’s world of air travel, comfort and convenience are top priorities for frequent travelers. Whether you’re embarking on a long-haul flight or simply enduring a layover, airport lounges provide a sanctuary from the hustle and bustle of terminals. Complimentary food and drinks, Wi-Fi, charging stations, showers, and a quiet atmosphere are just some of...

13 October 2024ByCredit Cards Compare NZInGuides

Best credit card for family travel in NZ

If you are looking for a credit card that is suitable for family travel, then you have come to the right place. All the credit cards listed below are suitable for frequent travellers but only the top few credit cards that offer travel insurance for your whole family made our top list. Key takeaways about...

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