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Depending on who you ask you might get a completely different story about when and who invented the credit card. In fact, some historians claim that a similar method of payment was used in Assyria and Egypt over 3,000 years ago. What is a Credit Card? To pinpoint the advent of the credit card we...Continue Reading

An interest free credit card or a zero interest credit card is a credit card that charges no interest for a fixed period, usually 6 to 12 months, after which interest is charged at the standard rate of the credit card. The name "interest free credit cards" is, therefore, a bit misleading since these cards...Continue Reading

Apple is always on the lookout for new ideas, and this time they have turned their attention to credit cards of all things. Apple has announced that during the summer of 2019, it will be launching its new credit card in the United States and it claims that this card is superior to all other...Continue Reading

If you need to carry a balance on a credit card, then it might be better to do this with a low rate credit card. With a low rate card, you will still have to pay interest, but at a lower rate than usual.  A low rate credit card generally has an interest rate that...Continue Reading

Are you considering a rewards credit card? Do you have questions about how they work or how to choose the right card for you? If so, then you’ve come to the right place.  Rewards credit cards offer you rewards as an incentive to use your card more often. For instance, credit card providers may offer...Continue Reading

At credit cards NZ we are passionate about anything Kiwi. New Zealand is known worldwide as a great travel destination and there are many social commentators and bloggers that do a great job selling New Zealand as a travel destination. As part of our series of celebrating everything New Zealand, we have put together a...Continue Reading

For many of you, a credit card is a great tool that can get you out of a tough financial spot from time to time, or help you purchase an item early when you otherwise would have had to wait. But before you know it, little expenses here and there can leave you well in...Continue Reading

A Balance Transfer Credit Card is a credit card with a significantly lower interest rate for balance transferred from another credit card, and a separate higher rate for newly incurred debt. Essentially, a Balance transfer credit card has a separate interest rate for the balance you transfer to it and another for newly incurred debt on...Continue Reading

We live in a world of information and technology. As credit card use becomes a common occurrence around the world, credit card information is at a greater risk for theft.  Fortunately, there are many simple ideas to help you protect your credit card information and prevent you from ever experiencing credit card fraud. Keep your...Continue Reading

Using your smartphone to pay for transactions in stores makes lots of sense, after all, most people have their phone with them at all times – even more so than their wallet. Apps such as Google Pay make it possible to pay for goods and services using just your phone. What is Google Pay? Google...Continue Reading