Credit Cards NZ
  • Home
  • Card Types
    • Airpoints Credit Cards
    • Balance Transfer Credit Cards
    • Best Credit Cards in NZ
    • Best Credit Card Rewards
    • Business Credit Cards
    • CashBack Credit Cards
    • Free Airport Lounge Access Cards
    • Frequent Flyer Credit Cards
    • Interest Free Credit Cards
    • Low Interest Credit Cards
    • No annual Fee Credit Cards
    • Rewards Credit Cards
    • Travel Credit Cards
    • 0% Balance Transfer Credit Cards
    • Best Credit Card Types
      • Best Airpoints Credit Cards in NZ
      • Best Credit Card for Family Travel
      • Best Credit Card Rewards NZ
    • More Credit Card Types…
      • Air New Zealand Credit Cards
      • Koru Membership Credit Cards
      • Credit card Finder
      • Free Credit Card
      • Flybuys Credit Cards
      • Sign Up Bonus Credit Cards
      • Travel Insurance Credit Cards
      • Instant Approval Credit Cards
      • Mastercard Credit Cards
      • No Foreign Transaction Fee Credit Cards
      • Prestige Credit Cards
      • Priority Pass Credit Cards
      • Store Credit Cards
      • Student Credit Cards
      • Visa Credit Cards
  • Card Providers
    • Air New Zealand Credit Cards
    • Amex Credit Cards
    • ANZ Credit Cards
    • ASB Credit Cards
    • BNZ Credit Cards
    • Farmers Credit Card
    • Flight Centre Credit Card
    • Kiwibank Credit Cards
    • Q Card Credit Cards
    • SBS Bank Credit Cards
    • The Co-operative Bank Credit Cards
    • TSB Credit Cards
    • Westpac Credit Cards
    • More Card Providers
      • Air NZ Credit Cards
      • Countdown Credit Cards
      • HSBC Credit Cards
      • Warehouse Money Credit Cards
      • Qantas Credit Cards
  • About
    • About Us
    • Contact Us
    • Write for us
    • Advertising
  • Articles
    • Wise Travel Card Review
    • Is Airpoints Worth it?
    • Is a Wise Card worth it?
    • Is a Travelex Money Card worth it?
    • What is the best way to take money overseas?
    • More Articles
Credit Cards NZ
  • Home
  • Card Types
    • Airpoints Credit Cards
    • Balance Transfer Credit Cards
    • Best Credit Cards in NZ
    • Best Credit Card Rewards
    • Business Credit Cards
    • CashBack Credit Cards
    • Free Airport Lounge Access Cards
    • Frequent Flyer Credit Cards
    • Interest Free Credit Cards
    • Low Interest Credit Cards
    • No annual Fee Credit Cards
    • Rewards Credit Cards
    • Travel Credit Cards
    • 0% Balance Transfer Credit Cards
    • Best Credit Card Types
      • Best Airpoints Credit Cards in NZ
      • Best Credit Card for Family Travel
      • Best Credit Card Rewards NZ
    • More Credit Card Types…
      • Air New Zealand Credit Cards
      • Koru Membership Credit Cards
      • Credit card Finder
      • Free Credit Card
      • Flybuys Credit Cards
      • Sign Up Bonus Credit Cards
      • Travel Insurance Credit Cards
      • Instant Approval Credit Cards
      • Mastercard Credit Cards
      • No Foreign Transaction Fee Credit Cards
      • Prestige Credit Cards
      • Priority Pass Credit Cards
      • Store Credit Cards
      • Student Credit Cards
      • Visa Credit Cards
  • Card Providers
    • Air New Zealand Credit Cards
    • Amex Credit Cards
    • ANZ Credit Cards
    • ASB Credit Cards
    • BNZ Credit Cards
    • Farmers Credit Card
    • Flight Centre Credit Card
    • Kiwibank Credit Cards
    • Q Card Credit Cards
    • SBS Bank Credit Cards
    • The Co-operative Bank Credit Cards
    • TSB Credit Cards
    • Westpac Credit Cards
    • More Card Providers
      • Air NZ Credit Cards
      • Countdown Credit Cards
      • HSBC Credit Cards
      • Warehouse Money Credit Cards
      • Qantas Credit Cards
  • About
    • About Us
    • Contact Us
    • Write for us
    • Advertising
  • Articles
    • Wise Travel Card Review
    • Is Airpoints Worth it?
    • Is a Wise Card worth it?
    • Is a Travelex Money Card worth it?
    • What is the best way to take money overseas?
    • More Articles

By

Credit Cards Compare NZ
21 June 2025ByCredit Cards Compare NZInGuides

Credit Cards NZ: How to Compare and Choose the Best Card for You

If you’re a Kiwi looking to compare credit cards in NZ, you’re not alone. With dozens of providers and hundreds of options available, it can be overwhelming trying to figure out which credit card is the best fit for your lifestyle, spending habits, and financial goals. That’s where Credit Cards Compare NZ comes in —...
15 June 2025ByCredit Cards Compare NZInGuides

Compare Credit Cards in NZ: Find the Right Card for You in 2025

When it comes to managing your finances smarter, choosing the right credit card can make all the difference. With dozens of options available across banks and providers, comparing credit cards in NZ is a must-do step before applying. But what should you look for—and how do you make sure you’re getting the best deal? At...
11 June 2025ByCredit Cards Compare NZInGuides

No Annual Fee Credit Cards in NZ: Are They Worth It?

Credit cards in New Zealand come with a wide range of features, benefits, and costs. One of the most talked-about features is the annual fee. While premium credit cards often come with hefty annual fees in exchange for perks like airpoints, insurance, or lounge access, many Kiwis are asking a simple question: are no annual...
10 June 2025ByCredit Cards Compare NZInGuides

How Credit Card Interest Works in New Zealand: A Simple Guide

Understanding how interest works on credit cards in New Zealand can help you avoid unnecessary debt, minimise your monthly costs, and make smarter decisions about your money. Whether you’re new to using credit cards or looking to improve your financial habits, this guide breaks it all down in plain English. What is Credit Card Interest?...
9 June 2025ByCredit Cards Compare NZInGuides

Pre-Approval vs Instant Approval: What Do NZ Credit Card Terms Really Mean?

When browsing credit card offers in New Zealand, you may come across terms like “pre-approval” and “instant approval.” While they sound similar, they represent very different parts of the credit card application journey. Misunderstanding these can lead to confusion, unmet expectations, or even unnecessary impacts on your credit score. So, what do these terms actually...
8 June 2025ByCredit Cards Compare NZInGuides

How to Maximise Airpoints and Travel Perks with NZ Credit Cards

Whether you’re a seasoned globetrotter or someone who takes one overseas trip a year, having the right credit card can dramatically enhance your travel experience. In New Zealand, many credit cards come equipped with valuable travel perks — from earning Airpoints to enjoying airport lounge access and travel insurance. But not all travel credit cards...
7 June 2025ByCredit Cards Compare NZInGuides

How to Compare NZ Credit Cards: What to Look for in 2025

Whether you’re applying for your very first credit card or thinking of switching providers, choosing the right card in New Zealand can be tricky. With dozens of options on the market, understanding the key features to compare is essential to getting the best value in 2025. This guide will walk you through everything you need...
5 June 2025ByCredit Cards Compare NZInGuides

Best Airpoints Credit Cards in NZ [2025 Edition]

With several Airpoints credit card options available across different banks and card providers, we’ve put together a list of the top Airpoints credit cards in New Zealand for 2025, each offering unique features to suit a range of spending habits and travel goals. Why Choose an Airpoints Credit Card? Airpoints credit cards are a popular...
29 May 2025ByCredit Cards Compare NZInGuides

From Screen Time to Side Hustle: Why a kid’s YouTube channel might be Worth more than you think

At Credit Cards Compare NZ, we’re always exploring how everyday choices—from choosing the right credit card to managing spending—can impact your long-term financial wellbeing. But what about the unexpected ways families are building financial resilience in the digital age? One emerging trend? Turning creativity into content—and content into income. Meet Eva and Elena’s World, a...
21 April 2025ByCredit Cards Compare NZInGuides

Will the decrease in RBNZ interest rate result in a decrease in credit card interest rate?

The Reserve Bank of New Zealand (RBNZ) plays a critical role in setting the country’s official cash rate (OCR), which directly influences borrowing costs across the economy. When the RBNZ lowers this rate, the goal is usually to stimulate economic activity by making borrowing cheaper and encouraging spending. But does a lower OCR automatically lead...
1 2 3 … 7

Credit Card Providers

  • Amex
  • ANZ
  • Westpac
  • Kiwibank
  • ASB
  • BNZ
  • SBS Bank
  • Cooperative Bank
  • HSBC
  • TSB
  • Countdown
  • Farmers
  • Q Cards
  • Flight Centre
  • Gem
  • Warehouse
  • Mastercard
  • Visa
The American Express Airpoints Credit Card
Get 0% p.a. on purchases for the first 6 months with the Amex Airpoints Credit Card, plus NO ANNUAL FEE and you earn 1 Air NZ Airpoints DollarTM for every $100 you spend with the Card. CURRENT OFFER: 50 bonus Airpoints Dollars™ when you apply, are approved and spend $750 on your new Card within the first 3 months. New Card Members only.
More Info »
*Terms and conditions apply

Popular Pages

  • Credit Card Finder
  • Apply for a credit card online guide
  • Kiwibank Credit Cards
  • BNZ Credit Cards
  • 0% Balance Transfer Cards
  • Balance Transfer NZ
The American Express Airpoints Platinum Card
The Amex Airpoints Platinum Card is the FASTEST Air NZ Airpoints DollarTM earning Platinum credit card. Every $70 you spend earns you 1 Airpoints Dollar. This card also includes complimentary Travel Insurance, VIP Lounge access and more. CURRENT OFFER: Be rewarded with 400 bonus Airpoints Dollars™ when you apply, are approved and spend $1,500 on your new Card within the first 3 months. New Amex Card Members only. Offer ends 26th May 2025.
More Info »
*Terms and conditions apply

Credit Card Types

  • Air NZ credit cards
  • Airpoints credit card
  • Balance transfer credit cards
  • Balance transfer NZ
  • Best credit cards
  • Best credit card rewards
  • Cashback credit cards
  • Credit card balance transfer
  • Credit cards rewards
  • Credit cards with lounge access
  • Credit card with travel insurance
  • Free credit cards
  • Frequent flyer credit cards
  • Interest free credit card
  • Low Interest rate credit cards
  • No-annual fee credit cards
  • Prestige credit cards
  • Rewards credit cards
  • Students credit cards
  • Travel credit cards
  • Travel insurance credit cards
  • More card types...

Useful Information

  • About Us
  • Contact Us
  • Advertising
  • News and Articles
  • Terms of use
  • Privacy Policy
  • Credit Cards Compare
  • Sitemap

Recent Posts

  • Credit Cards NZ: How to Compare and Choose the Best Card for You
  • Compare Credit Cards in NZ: Find the Right Card for You in 2025
  • No Annual Fee Credit Cards in NZ: Are They Worth It?
  • How Credit Card Interest Works in New Zealand: A Simple Guide
  • Pre-Approval vs Instant Approval: What Do NZ Credit Card Terms Really Mean?
  • How to Maximise Airpoints and Travel Perks with NZ Credit Cards
  • How to Compare NZ Credit Cards: What to Look for in 2025

Popular Pages

  • How to apply for a credit card
  • Interest free credit cards
  • Low rate credit cards
  • Best credit card in NZ
  • Balance transfer credit cards
  • Credit card rewards
  • No-annual fee credit cards
  • Balance transfer NZ
  • Free credit card
  • Kiwibank credit cards
  • ASB credit cards
  • ANZ credit cards
  • Westpac credit cards
  • TSB credit cards
  • BNZ credit cards
  • Mastercard credit cards
  • Visa credit cards
  • The Warehouse credit cards

More information

  • Credit card blog
  • Credit cards
  • Credit card finder
  • Best credit card NZ
  • Apply for credit card
  • Credit cards compare NZ
  • Credit card types
  • Credit card comparison
  • Credit cards NZ
  • Credit card balance transfer
  • Balance transfer
  • NZ credit cards
  • Credit card NZ
  • Credit card online

About Us

Kia Ora! Credit cards compare NZ (also referred to as Credit cards comparison NZ or Credit cards NZ) is an absolutely free credit card comparison website. Each year we help tens of thousands of Kiwis save by finding the best credit card to suit their needs.

Credit cards compare NZ

CreditCardsCompare.co.nz (Credit Cards Compare NZ) is not a credit card provider and does not provide financial advice, we only provide factual and general information on our website to help you find the best credit card to suit your needs. Any financial advice that may be provided on this website is merely passed on from the credit card provider and does not take into account your personal circumstance. If you are unsure, seek independent professional advice before taking out a credit card.Credit Cards Compare NZ includes many but not all credit cards in NZ on our website. We may receive a commission for advertising/promoting certain credit cards and products on our website.
© Copyright 2022 operated by Credit Cards Compare NZ (ABN 14936155671)