Category

Guides

Guides Category

29 March 2018ByIn, ,

How to improve your credit score

Your credit score is important because it plays an important role in deciding if your loan or credit application gets approved and how much you get approved for. It can be frustrating when your application gets turned down, but fortunately, there are some practical and simple things you can do improve our rating as outlined...
11 March 2018ByIn, ,

Credit Card Balance Transfer Vs. Debt Consolidation Loan

Paying off a high interest debt can be daunting, but luckily there are some options to help get you out of debt. If you are reading this article, you have probably heard of balance transfer credit cards and debt consolidation loans, and are wondering which of these two might be more suitable for you. In...
21 January 2018ByIn, ,

How to make money using your credit card

Credit cards tend to get a bad rap, and although it is true that for certain individuals with bad spending habits a credit card is probably not a good idea, they are genuine needs for credit cards in society and some people would be worse off without them. Think about a broken down car that...
17 December 2017ByIn, ,

New Zealanders are getting a raw deal compared to Australians when it comes to credit cards

We thought we should take a peek at our cousins across the pond in Australia to see how their credit cards stack up against ours. After all, New Zealand and Australia share a lot in common due to our proximity and common heritage. We set out to look at key differences in the credit card...
25 March 2017ByIn, ,

Top New Zealand Personal Finance Blogs

We often get emails from our readers seeking personal finance advice so we have taken some time to pull together a list of great Kiwi personal finance blogs that you might find useful. Sure... there are many personal finance blogs out there, but our problems in New Zealand are unique to our little part of...
23 March 2017ByIn, ,

Credit card travel insurance – How does it stack up

Credit card travel insurance refers to travel insurance that comes as complimentary with credit cards. Many high-end credit cards in New Zealand now offer complimentary travel insurance, but how do they stack up against standard travel insurance? Are they a suitable alternative for standard travel insurance? Below we explore some of the pros and cons...
21 December 2012ByIn, ,

The History of Comparison Shopping (New Zealand)

Price comparison sites have been around for a while. In the early 2000s comparison engines such as Kelkoo, shopping.com and Price Runner emerged to become some of the most visited websites by online shoppers in the UK and US. These price comparison engines allowed merchants to submit their product feeds for inclusion but also scoured...
15 July 2012ByIn, ,

The New Positive Credit Reporting System

Almost everybody in New Zealand has a credit report and this credit report is used to conduct a credit check on an individual who has applied for credit to determine how risky it will be to lend to that individual. A credit check is carried out not only by banks and loan providers but by...
10 May 2011ByIn, , ,

Things worth knowing about Rewards credit cards

Rewards credit cards are becoming increasingly popular. Most banks offer a points programme to customers to reward them for using their credit cards. Some of the rewards offered in New Zealand include Fly Buys Points, Airpoints Dollars, Platinum Rewards Points, cash back and more. Why do people choose Rewards credit cards? Using a rewards card...
10 May 2011ByIn, , ,

Common credit card traps and pitfalls

Credit cards are a great thing, a ready source of money in case of an emergency or to buy that new dress, plus some credit cards come with great rewards and are the payment method of choice on the internet. However, if not used properly credit cards can lead to long-term debt. It is important...
1 … 9 10 11 12

Credit Card Providers

Popular Pages

Popuplar Credit Cards