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What is a credit card and how does it work A credit card is an unsecured loan facility which is normally issued in the form of a small plastic card that can easily fit in a wallet and includes the credit card details, such as the credit card number and card name, and other encoded information...Continue Reading

A Balance Transfer Credit Card is a credit card with a significantly lower interest rate for balance transferred from another credit card, and a separate higher rate for newly incurred debt. Essentially, a Balance transfer credit card has a separate interest rate for the balance you transfer to it and another for newly incurred debt on...Continue Reading

Think about how often you use your credit card or debit card on a day-to-day basis. From online shopping to purchasing your groceries, you probably use this convenient form of payment at least once a day. And, while using credit cards to pay for your expenses is convenient, it comes with its own set of...Continue Reading

At CreditCardsCompare.co.nz we are always trying to uncover information about the credit card industry, but our recent survey threw up some surprises even for us, so we’ve decided to publish our findings on here. One in 3 New Zealanders will take on credit card debt to pay for holiday or leisure, and another 1 out...Continue Reading

You might have noticed that credit cards with low interest rates do not tend to come with rewards whereas credit cards with reward schemes tend to have higher interest rates. This begs the question: are the reward points worth the high interest rate? Before we delve into the pros and cons of each of each...Continue Reading

Wouldn’t it be wonderful to have a personal assistant who could help you arrange your travel, order flowers and more? Your credit card concierge service might be able to assist you with all that and more – you just have to ask. What is a Credit Card Concierge Service? In hotels, resorts and on cruises...Continue Reading

Credit cards tend to get a bad rap, and although it is true that for certain individuals with bad spending habits a credit card is probably not a good idea, they are genuine needs for credit cards in society and some people would be worse off without them. Think about a broken down car that...Continue Reading

We thought we should take a peek at our cousins across the pond in Australia to see how their credit cards stack up against ours. After all, New Zealand and Australia share a lot in common due to our proximity and common heritage. We set out to look at key differences in the credit card...Continue Reading

We often get emails from our readers seeking personal finance advice so we have taken some time to pull together a list of great Kiwi personal finance blogs that you might find useful. Sure... there are many personal finance blogs out there, but our problems in New Zealand are unique to our little part of...Continue Reading

Price comparison sites have been around for a while. In the early 2000s comparison engines such as Kelkoo, shopping.com and Price Runner emerged to become some of the most visited websites by online shoppers in the UK and US. These price comparison engines allowed merchants to submit their product feeds for inclusion but also scoured...Continue Reading