Zero percent balance transfer and purchase rate credit cards are as the name indicates credit cards with 0% balance transfer and 0% purchase rate for a fixed period. These credit cards might be a suitable option for you if you have significant credit card debt. You still need to make your minimum repayments or you would be charged a penalty fee.
Updated: 10 Aug, 2022
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Card | Description | Purchase Rate (p.a.) | Balance Transfer | Cash Rate (p.a.) | Annual Fee | Interest Free Days |
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![]() ASB Visa Light Credit Card | The ASB Visa Light credit card has no annual fee, a low purchase rate and 0% balance transfer for 6 months | 13.5% p.a. | 0% p.a. for 6 months | 22.95% p.a. | $0.00 | 55 days
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![]() ASB Visa Platinum Rewards Credit Card | Get one True Rewards Dollar for every $100 you spend plus travel insurance for you, your spouse and your dependent children | 19.95% | 0% p.a. for 6 months | 22.95% | $80.00 | 55 days
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After a balance transfer credit card? Balance transfer allows you to transfer your credit card balance to a new credit card and repay at a much lower rate for a set period. Visit our balance transfer credit cards page to view all the balance transfer credit cards.