ASB Visa Business Credit Card

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The ASB Visa Business Credit Card is a standard business credit card that allows you to have multiple cards for employee with set credit limits for each card. It charges an annual fee of $30 and purchase rate of 20.95%.

Is the ASB Visa Business Credit Card suitable for my business?

The ASB Visa Business Credit Card might be suitable for business that require one or multiple credit cards without all the extra benefits and rewards associated with more premium credit cards. We encourage you to compare all business credit cards on our website to help you make an infomed decision.

Key Features

Purchase Rate: 20.95%
Cash Advance Rate: N/A
Balance Transfer: N/A
Annual Fee: Six-monthly fee of $15
Interest Free Days: 50 days
Minimum Repayment: N/A
Card Reward Details: N/A
Credit Limit: N/A
Other Fees:

IMPORTANT NOTE: please review the credit card details on the provider's website again before applying.

ASB Visa Business Credit Card Review

Pros and Cons

We've compiled below the pros and cons of the ASB Visa Business Credit Card to help you decide.

Pros

Allows you to get multiple cards

Cons

No rewards
Very limited benefits

What we like about the ASB Visa Business Credit Card

Multiple cards

The ASB Visa Business Credit Card allows you to have multiple cards and set credit limits for each.

Low Annual Fee

The ASB Visa Business Credit Card charges a low annual fee of 30.

Drawbacks of the ASB Visa Business Credit Card

No Rewards Program

One of the main drawbacks of the ASB Visa Business Credit Card is that is does not offer any rewards. Visit our rewards credit cards page for a list of credit cards with rewards.

Very limited Benefits

The ASB Visa Business Credit Card offers very limited benefits unlike more premium card that offer benefits such as trave insurance etc.

How to Apply for the ASB Visa Business Credit Card

You can enquire for a ASB Visa Business Credit Card online and have an ASB business banking expert reach out to you or you can call them directly on 0800 272 222 or visit a local branch. You currently cannot apply for the ASB Visa Business Credit Card online but you can make an enquiry online.

Approval Timeline

The approval timeline for the ASB Visa Business Credit Card can vary. Generally, you can expect to receive a decision within a few business days. If additional information is required, ASB will contact you to provide further details. Once approved, your new credit card will be mailed to you.

Frequently Asked Questions

Does the ASB Visa Business Credit Card charge an annual fee?

Yes, the ASB Visa Business Credit Card charges an annual fee of 30.

Does the ASB Visa Business Credit Card offer any rewards?

No, the ASB Visa Business Credit Card does not offer any rewards programme.

How long does it take to get approved for the ASB Visa Business Credit Card?

Approval times can vary, but it generally takes a few days to a week to get approved for the ASB Visa Business Credit Card.

Eligibility Criteria:

Your eligibility for the ASB Visa Business Credit Card would depend on a few criteria listed below. When you apply for a ASB credit card, ASB would ask you a few questions about your business to determine your eligibility.

Revenue
Expenses
Debts
Assets
Savings
Investments

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What is the best credit card in New Zealand?

We've been asked this question a lot so we have compiled our pick of the best credit card in NZ but keep in mind that the best credit card for you depends on your personal circumstance and needs. To find the best credit card for you, we recommend that you compare all credit cards in NZ on our website or narrow down your search by popular credit card types as shown below. Use the top menu of the page to select more credit card types.