Amex Rewards Credit Cards – Review American Express Rewards Credit Cards

Below are all the Amex Rewards credit cards currently available. For more rewards credit cards visit our rewards credit cards page, and for all American Express credit cards please visit the American Express credit cards page.

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Updated: 12 Jun, 2026

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Card	Description	Purchase Rate (p.a.)	Balance Transfer	Cash Rate (p.a.)	Annual Fee	Interest Free Days
American Express Business Credit Card	The American Express Business Card is a rewards business credit card that allows you to earn 1 Membership Rewards points for every $1 dollar spent on your card. With the Amex Business Credit Card you also get Transport Accident Cover and up to 50 days to pay for purchases. It charges $55 annual fee and $40 p.a. employee card fee (an annual Membership Rewards fee of $50 applies for each extra employee card). Reward Points Cash Equivalent: $100 spend earns $0.50 cash equivalent^.	N/A	N/A	N/A	$55.00	Up to 50 cash flow days More Info » Apply Now » No documents required to apply¹
The American Express® Gold Business Credit Card	Earn 2 Membership Rewards points per $1 dollar spent until 31 August 2026. This will revert to 1 Membership Rewards point per dollar spent thereafter. Receive 50,000 Membership Rewards® Bonus Points¹ when you apply, are approved and spend $1,000 on eligible purchases on your new American Express® Gold Business Card within 2 months of your approval date. New American Express Card Members only. You must enrol in the Membership Rewards programme on your Card application to earn points; annual Card fee and annual Membership Rewards fee apply. T&C’s apply. This card also comes with complimentary travel insurance (provided you purchase your airline tickets with your American Express Business Card. T&Cs apply including age limits), business trip completion cover (If a second employee must be sent to complete your business trip due to the seriousness of your injury or illness, Amex will pay your expenses up to $20,000. T&Cs apply) and transport accident cover (if you suffer a serious accident while you’re travelling, Amex will pay certain benefits. T&Cs and exclusions apply (including age limits)). Reward Points Cash Equivalent: $100 spend earns $1.00 cash equivalent initially, then it reverts to $0.50^.	N/A	N/A	N/A	$95.00	Up to 50 cash flow days More Info » Apply Now » No documents required to apply¹
The American Express® Gold Rewards Credit Card	Amex's FASTEST earn rate credit card in NZ. Get 2 points per $1 spent with The American Express® Gold Rewards Credit Card. WELCOME OFFER: Get $200 back when you apply, are approved and spend $1,500 in the first 3 months. T&Cs apply. New Card Members only.¹ Reward Points Cash Equivalent: $100 spend earns $1.00 cash equivalent^.	22.95% p.a.	N/A	22.95% p.a.	$200.00	55 days More Info » Apply Now » No documents required to apply¹
The American Express Airpoints Platinum Card Review	This card is the FASTEST Airpoints Dollar^TM earning Platinum Credit Card in NZ. Every $70 you spend earns you 1 Airpoints Dollar. WELCOME OFFER: Get rewarded with 400 bonus Airpoints Dollars™ when you apply by 28 October 2026, are approved and spend $1,500 on your new Amex Airpoints Platinum Card within the first 3 months. New Amex Card Members only¹. T&Cs apply. Other benefits include: Complimentary Travel Insurance for domestic and international travel, waived Koru joining fee, Koru annual fee discount of $145, Two VIP Lounges access with Priority Pass per year and more. Reward Points Cash Equivalent: $100 spend earns $1.42 cash equivalent^.	22.95% p.a.	N/A	22.95% p.a.	$195.00	55 days More Info » Apply Now » No documents required to apply¹
The American Express Airpoints Credit Card Review	Interest Free 0% p.a. for the first 6 months, reverting to 22.95% p.a. thereafter, plus NO ANNUAL FEE and you earn 1 Air New Zealand Airpoints Dollar for every $100 you spend with this Card. WELCOME OFFER: 50 bonus Airpoints Dollars™ when you apply, are approved and spend $750 on your new Card within the first 3 months. New Card Members only¹. T&Cs apply. Reward Points Cash Equivalent: $100 spend earns $1.00 cash equivalent^.	0% p.a. for 6 months then 22.95% p.a.	N/A	22.95% p.a.	$0.00	55 days More Info » Apply Now » No documents required to apply¹

^ To help you compare reward points across different credit cards and rewards programs, we provide an estimate of the cash-equivalent of the reward points that you will get back for every $100 you spend on eligible purchases with your card. The cash equivalent value given is an estimate only based on a specific redemption example. In some cases you might earn less or more depending on how you redeem your ponts and some reward points cannot be redeemed for cash directly. Click on the card to find out how the estimate was calculated.

What is the best credit card in NZ?

The best credit card for you would depend on your personal circumstance and how you intend to use your credit card. We have put together a list of some of the best credit cards in New Zealand to help you find the best credit card in NZ to suit your individual needs. Alternatively, you can narrow down your search by credit card type such as interest free credit card, low rate credit card, balance transfer, credit card reward or air nz credit card

Amex Rewards Credit Cards – Review American Express Rewards Credit Cards

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Amex Rewards Credit Cards – Review American Express Rewards Credit Cards

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