ANZ CashBack Visa Credit Card

The ANZ Cash back card comes as either a Visa or MasterCard credit card. It is a reward credit card that offers cash as a reward instead of reward points as benefits. Spend between $5,000 and $9,999 during a cashback year and get 0.5% cash back, Spend between $10,000 and $30,000 during a cash back year and get 1.0% cash back i.e. spend $30,000 and get $300 (maximum cash back spend is $30,000).

Main Features

Purchase Rate: 20.95%
Cash Advance Rate: 20.95%
Balance Transfer: Not applicable
Annual Fee: Get $0 annual fee for the first 12 months on all new ANZ credit cards. $60 per annum after that plus $10 for joint or additional card
Interest Free Days: 55 days
Minimum Repayment: 3% of balance or $10 whichever is greater
Card Reward Details: Up to 1% cash back on eligible purchases (on eligible spend up to $30,000, minimum spend of $5,000 to qualify)
Credit Limit: Available on application
Other Fees: Late payment fee: $12, Over limit fee (if you go over your limit): $2.50

IMPORTANT NOTE: please review the card details on the provider's website again before applying.

Your eligibility for this card would depend on a few criteria. When you apply for the card, ANZ may ask you a few questions about the criteria below to determine your eligibility.

Income
Expenses
Debts
Assets
Savings
Investments

Documents Required

In general the following documents are usually required for credit card applications.

Proof of Income

One of the following:

your most recent payslip or salary notice
copies of bank statements that show your pay or salary deposits
a letter from your employer confirming your income
an Inland Revenue Department (IRD) “summary of earnings” notice.

If you’re self-employed, you must supply:

signed financial statements for the past two years
a signed personal Statement of Financial Position
your personal tax return.

Proof of Identity

A copy of one or two items from List A. If you provide only one item from List A, you must also provide one item from List B.

List A

Current passport
New Zealand drivers licence
18+ card
Photo Credit Card

List B

Most recent bank statement
Debit card
Credit card
Community services card
Club or society card.

*Note: If you are after for a rewards credit card, you can compare all the rewards credit cards listed on this website on our rewards credit cards page. Rewards credit cards allow you to earn points for using your credit card, and depending on your card, you can redeem points earned for cash, air points or other goodies.

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