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Credit Cards NZ
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ANZ CashBack Platinum Card

ANZ Cash Back Platinum MasterCard and ANZ CashBack Platinum Visa
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The ANZ Cash back Platinum card comes as either a Visa or MasterCard credit card. It is a reward credit card that offers cash as a reward instead of reward points. Spend between $5,000 and $9,999 during a cashback year and get 0.5% cash back, Spend over $10,000 during a cash back year and get 1.0% cash back example. spend $50,000 and get $500.

Main Features

  • Purchase Rate: 19.95%
  • Cash Advance Rate: 19.95%
  • Balance Transfer: Not offered
  • Annual Fee: Get $0 annual fee for the first 12 months on all new ANZ credit cards. $80 per annum after that plus $30 for joint or additional card
  • Interest Free Days: 55 days
  • Minimum Repayment:
  • Card Reward Details: Get up to 1% cashback on purchases made with your card with no spend limit for cash back
  • Credit Limit:
  • Other Fees:

IMPORTANT NOTE: please review the card details on the provider's website again before applying.

Eligibility:

Your eligibility for this card would depend on a few criteria listed below. When you apply for the card, ANZ would ask you a few questions about these criteria to determine your eligibility.

  • Income
  • Expenses
  • Debts
  • Assets
  • Savings
  • Investments

**You have to be a New Zealand permanent resident, and have a good credit history to apply for a ANZ Credit Card.

Documents:

In general the following documents are usually required for credit card applications.

Proof of Income

One of the following:
  • your most recent payslip or salary notice
  • copies of bank statements that show your pay or salary deposits
  • a letter from your employer confirming your income
  • an Inland Revenue Department (IRD) “summary of earnings” notice.

If you’re self-employed, you must supply:

  • signed financial statements for the past two years
  • a signed personal Statement of Financial Position
  • your personal tax return.

Proof of Identity:

A copy of one or two items from List 1. If you provide only one item from List 1, you must also provide one item from List 2.

List 1:
  • Current passport
  • New Zealand drivers licence
  • 18+ card
  • Photo Credit Card
List 2:
  • Most recent bank statement
  • Debit card
  • Credit card
  • Community services card
  • Club or society card.

Are you interested in a rewards credit card? Compare ALL Rewards credit cards on our rewards credit cards page.

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What is the best credit card in NZ?

The best credit card for you would depend on your personal circumstance and how you intend to use your credit card. We have put together a list of some of the best credit cards in New Zealand to help you find the best credit card in NZ to suit your individual needs including interest free credit card, low rate credit card, balance transfer, credit card reward and air nz credit card.

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