ASB Visa Business Credit Card

The ASB Visa Business credit card is a standard business credit card with a low annual fee of $30. It also suits those after multiple credit cards with separate credit limits set for each employee. With the optional addition of Card Manager, a business can instantly set and change each card’s credit limit at any time.

Main Features

Purchase Rate: 20.95%
Cash Advance Rate: 22.95%
Balance Transfer: Unknown
Annual Fee: $30.00
Interest Free Days: 55 days
Minimum Repayment:
Card Reward Details: Not offered
Credit Limit:
Other Fees:

IMPORTANT NOTE: please review the card details on the provider's website again before applying.

You have to be a New Zealand citizen or permanent resident, and have a good credit history to apply for and be approved for a Credit Card with most New Zealand banks. Your eligibility for a credit card would depend on a few criteria listed below. When you apply for a card, the bank would ask you a few questions about these criteria to determine your eligibility.

Income
Expenses
Debts
Assets
Savings
Investments

Documents Required

In general, the following documents are usually required for credit card applications.

Proof of Income

One of the following:

your most recent payslip or salary notice
copies of bank statements that show your pay or salary deposits
a letter from your employer confirming your income
an Inland Revenue Department (IRD) “summary of earnings” notice.

If you’re self-employed, you must supply:

signed financial statements for the past two years
a signed personal Statement of Financial Position
your personal tax return.

Proof of Identity

A copy of one or two items from List A. If you provide only one item from List A, you must also provide one item from List B.

List A

Current passport
New Zealand drivers licence
18+ card
Photo Credit Card

List B

Most recent bank statement
Debit card
Credit card
Community services card
Club or society card.

*Note: If you are looking for a low interest rate credit card, you can compare all the low interest rate credit cards listed on this website on our low interest rate credit cards page. Low interest rate credit cards are cards with purchase rates lower than usual (below 15%) and might be suitable for people who do not expect to pay off their credit card balance each month.

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What is the best credit card in NZ?

The best credit card for you would depend on your personal circumstance and how you intend to use your credit card. We have put together a list of some of the best credit cards in New Zealand to help you find the best credit card in NZ to suit your individual needs including interest free credit card, low rate credit card, balance transfer, credit card reward and air nz credit card.