BNZ Advantage Classic Visa Credit Card

BNZ Advantage Classic Visa Credit Card is a reward credit card with a great balance transfer offer of 0% on transferred balance for 6 months. You can choose Fly Buys points or Cash Rewards. Spend $40 on eligible purchases and get 1 Fly Buys point or spend $150 on eligible purchase and get $1 cash reward.

Main Features

Purchase Rate: 20.95%
Cash Advance Rate: 22.95%
Balance Transfer: 0% p.a. for 6 months
Annual Fee: $40 charged as $20 half yearly. Additional card $12 p.a
Interest Free Days: 55 days
Minimum Repayment:
Card Reward Details:
Credit Limit:
Other Fees:

IMPORTANT NOTE: please review the card details on the provider's website again before applying.

Your eligibility for this card would depend on a few criteria listed below. When you apply for the card, BNZ would ask you a few questions about these criteria to determine your eligibility.

Income
Expenses
Debts
Assets
Savings
Investments

**You have to be a New Zealand permanent resident, and have a good credit history to apply for a BNZ Credit Card

Documents Required

In general the following documents are usually required for credit card applications.

Proof of Income

One of the following:

your most recent payslip or salary notice
copies of bank statements that show your pay or salary deposits
a letter from your employer confirming your income
an Inland Revenue Department (IRD) “summary of earnings” notice.

If you’re self-employed, you must supply:

signed financial statements for the past two years
a signed personal Statement of Financial Position
your personal tax return.

Proof of Identity

A copy of one or two items from List A. If you provide only one item from List A, you must also provide one item from List B.

List A

Current passport
New Zealand drivers licence
18+ card
Photo Credit Card

List B

Most recent bank statement
Debit card
Credit card
Community services card
Club or society card.

*Note: If you are after for a rewards credit card, you can compare all the rewards credit cards listed our website on the rewards credit cards page. Rewards credit cards allow you to earn points for using your credit card, and depending on your card, you can redeem points earned for cash, air points or other goodies.

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