Platinum Credit Cards – Compare, Review and Apply

Updated: 27 Nov, 2023

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Card	Description	Purchase Rate (p.a.)	Balance Transfer	Cash Rate (p.a.)	Annual Fee	Interest Free Days
The American Express Platinum Card	Earn 2 Membership Rewards points per dollar spent on your Card. Plus, complimentary VIP Lounges with Priority Pass access. You and a guest can enjoy complimentary access to 1,400 Airport lounges across 140 countries. Receive 100,000 bonus Membership Rewards points when you apply online, are approved and spend $1,500 on your new Card within the first 3 months. New Card Members only. T&Cs apply. There is also an annual Dining Credit of up to $300. You will get $150 back when you spend $150 or more, in one transaction, on your American Express Platinum Card at a participating restaurant. Valid twice a year.	N/A	N/A	$2 per transaction	$1250.00	Up to 44 days More Info » Apply Now » No documents required to apply1
Westpac Hotpoints World MasterCard Credit Card	Earn 2 hotpoints for every $1 spent on your card up to (and including) $15,000 then 1 hotpoint for every $1 spent on your card each month. Plus Priority Pass lounge access to over 1,300 airport lounges around the world and overseas travel insurance for up to 120 days per round trip.	16.95% p.a.	0% for 6 months then 5.95% for life of balance transferred	22.95% p.a.	$285.00	44 days More Info » Apply Now »
Westpac Airpoints World MasterCard Credit Card	This card is a touch of everything including Airpoints, a relatively low interest rate of 16.95% and a balance transfer offer of 0% for 6 months then 5.95% for life of balance transferred	16.95%	0% for 6 months then 5.95% for life of balance transferred	22.95%	$310.00	44 days More Info » Apply Now »
BNZ Advantage Visa Platinum Credit Card	Spend $20 on eligible purchases and get 1 Fly Buys point or spend $1 and get 1.67 BNZ Points.	18.95%	N/A	18.95%	$90.00	55 days More Info » Apply Now »
ANZ CashBack Platinum Card	The ANZ Cash back Platinum card allows you to earn $1 cash back for every $120 spent on eligible purchases.	19.95%	N/A	19.95%	$80.00	55 days More Info » Apply Now »
ANZ Airpoints Visa Platinum Credit Card	Earn 1 Airpoints Dollar for every $110 you spend on eligible purchases	19.95%	N/A	19.95%	$150.00	44 days More Info » Apply Now »
ASB Visa Platinum Rewards Credit Card	Get one True Rewards Dollar for every $100 you spend plus travel insurance for you, your spouse and your dependent children	19.95%	0% p.a. for 6 months	22.95%	$80.00	55 days More Info » Apply Now »
Westpac Airpoints Platinum MasterCard Credit Card	Earn 1 Airpoints Dollar for every $110 spent on your card up to (and including) $7,000 then 1 Airpoints Dollar for every $220 spent on your card each month plus get 0% on balance transferred for 6 months then 5.95% for the life of the balance transferred	20.95% p.a.	0% for 6 months then 5.95% for life of balance transferred	22.95% p.a.	$125.00	44 days More Info » Apply Now »
Kiwibank Air New Zealand Airpoints Platinum Visa Credit Card	Earn 1 Airpoints Dollar™ for every $115 spent on eligible purchases.	20.95%	1.99% p.a. for 6 months	20.95%	$180.00	44 days More Info » Apply Now »
The American Express Airpoints Platinum Card	The FASTEST Airpoints DollarTM earning Platinum credit card in NZ. Every $59 you spend earns you 1 Airpoints Dollar. This cards also comes with Complimentary Travel Insurance, Koru joining fee waiver and Two VIP Lounges with Priority Pass per year. CURRENT OFFER: Receive 300 bonus Airpoints Dollars™ when you apply online, are approved and spend $1,500 on your new Card within the first 3 months. New Card Members only.	22.95% p.a.	N/A	22.95% p.a.	$195.00	55 days More Info » Apply Now » No documents required to apply1

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What is a Platinum Credit Card

Platinum credit cards are prestigious cards that usually come in black. These credit cards often come with extensive benefits such as travel lounge access, travel insurance, concierge service, reward points, buyer protection and much more. Platinum cards might suit high income earners who are also frequent travellers. You may also be interested in Gold credit cards, Prestigious credit cards or see all our credit cards.

After a Prestige credit card? Prestige credit cards are prestigious cards that usually come in black or gold. These credit cards often come with extensive benefits such as travel lounge access, travel insurance, reward points, buyer protection and much more. Visit our prestige credit cards page to view a list of prestige credit cards.

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