Updated: 28 Feb, 2021
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Card | Description | Purchase Rate (p.a.) | Balance Transfer | Cash Rate (p.a.) | Annual Fee | Interest Free Days |
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![]() The American Express Platinum Card | Earn 2 Membership Rewards points per dollar spent on your Card, plus Receive 100,000 Membership Rewards Bonus Points when you apply online by 31 May 2021, are approved and spend $1,500 on your new Card in the first 3 months. New Card Members only. | N/A | N/A | $2 per transaction | $1250.00 | Up to 44 days
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![]() Kiwibank Platinum Visa Credit Card | Kiwibank Platinum Visa credit card comes with complimentary travel insurance for you and any immediate family travelling with you | 13.95% p.a. | 1.0% p.a. for 12 months | 13.95% p.a. | $80.00 | 55 days
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![]() Westpac hotpoints World MasterCard Credit Card | Earn 3 hotpoints per $1 dollar spent plus free airport lounge access, free travel insurance, purchase protection, extended warranty and more | 16.95% p.a. | 5.95% for life of balance transferred | 22.95% p.a. | $390.00 | 55 days
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![]() Westpac Airpoints World MasterCard Credit Card | This card is a touch of everything including Airpoints, a relatively low interest rate of 16.95% and a balance transfer offer of 5.95% for the life of the balance transferred | 16.95% | 5.95% for life of balance transferred | 22.95% | $390.00 | 55 days
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![]() BNZ Advantage Visa Platinum Credit Card | Spend $15 on eligible purchases and get 1 Fly Buys point or spend $90 on eligible purchase and get $1 cash reward. | 18.95% | N/A | 18.95% | $90.00 | 55 days
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![]() The American Express Airpoints Platinum Card | The FASTEST Airpoints DollarTM earning Platinum credit card in NZ. Every $59 you spend earns you 1 Airpoints Dollar. This cards also comes with Complimentary Travel Insurance, Koru joining fee waiver and Two VIP Lounges with Priority Pass per year. CURRENT OFFER: Be rewarded with 400 bonus Airpoints Dollars when you apply online by 30 March 2021, are approved, and spend $1,500 on your new Card within the first 3 months. This offer is available to new Card Members only. | 19.95% p.a. | N/A | 21.95% p.a. | $195.00 | 55 days
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![]() ANZ CashBack Platinum Card | Earn up to 1% cash back on eligible purchases* - with no limit on the amount of CashBack Rewards you can earn. Minimum spend of $5,000 to qualify | 19.95% | N/A | 19.95% | $80.00 | 55 days
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![]() ANZ Airpoints Visa Platinum Credit Card | Earn 1 Airpoints Dollar for every $85 you spend on eligible purchases plus travel insurance, airpoints, no Koru fees etc | 19.95% | N/A | 19.95% | $150.00 | 44 days
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![]() The American Express Platinum Edge Credit Card | Earn up to 3 Membership Rewards points per dollar spent, plus get complimentary Travel Insurance and 20,000 Membership Rewards Bonus Points (available to New Card Members only). | 2.99% p.a. for 6 months then 19.95% p.a. | N/A | 21.95% p.a. | $149.00 | 55 days
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![]() ASB Visa Platinum Rewards Credit Card | Get one True Rewards Dollar for every $100 you spend plus travel insurance for you, your spouse and your dependent children | 19.95% | 0% p.a. for 6 months | 22.95% | $80.00 | 55 days
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![]() Westpac Airpoints Platinum MasterCard Credit Card | Earn 1 Airpoints Dollar for every $75 spent on the card plus get 5.95% for the life of the balance transferred | 20.95% p.a. | 5.95% for life of balance transferred | 22.95% p.a. | $150.00 | 44 days
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![]() Kiwibank Air New Zealand Airpoints Platinum Visa Credit Card | Earn 1 Airpoints Dollar™ for every $75 spent on eligible purchases, or $65 spent on Air New Zealand products bought direct | 20.95% | 1.0% p.a. for 12 months | 22.95% | $150.00 | 44 days
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Platinum credit cards are prestigious cards that usually come in black. These credit cards often come with extensive benefits such as travel lounge access, travel insurance, concierge service, reward points, buyer protection and much more. Platinum cards might suit high income earners who are also frequent travellers. You may also be interested in Gold credit cards, Prestigious credit cards or see all our credit cards.
After a Prestige credit card? Prestige credit cards are prestigious cards that usually come in black or gold. These credit cards often come with extensive benefits such as travel lounge access, travel insurance, reward points, buyer protection and much more. Visit our prestige credit cards page to view a list of prestige credit cards.
Filter through credit cards from all the big banks and more on Credit Cards NZ to find the best credit card in NZ to suit your needs. Includes credit card rewards, interest free credit card, low rate credit card, balance transfer credit card and more.