Platinum Credit Cards – Compare, Review and Apply

Updated: 12 May, 2021

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Card	Description	Purchase Rate (p.a.)	Balance Transfer	Cash Rate (p.a.)	Annual Fee	Interest Free Days
The American Express Platinum Card	Earn 2 Membership Rewards points per dollar spent on your Card, plus Receive 100,000 Membership Rewards Bonus Points when you apply online by 31 May 2021, are approved and spend $1,500 on your new Card in the first 3 months. New Card Members only. There is also an annual Dining Credit of up to $300. You will get $150 back when you spend $150 or more, in one transaction, on your American Express Platinum Card at a participating restaurant. Valid twice a year.	N/A	N/A	$2 per transaction	$1250.00	Up to 44 days More Info » Apply Now » No documents required to apply1
Kiwibank Platinum Visa Credit Card	Kiwibank Platinum Visa credit card comes with complimentary travel insurance for you and any immediate family travelling with you	13.95% p.a.	1.0% p.a. for 12 months	13.95% p.a.	$80.00	55 days More Info » Apply Now »
Westpac hotpoints World MasterCard Credit Card	Earn 3 hotpoints per $1 dollar spent plus free airport lounge access, free travel insurance, purchase protection, extended warranty and more	16.95% p.a.	5.95% for life of balance transferred	22.95% p.a.	$390.00	55 days More Info » Apply Now »
Westpac Airpoints World MasterCard Credit Card	This card is a touch of everything including Airpoints, a relatively low interest rate of 16.95% and a balance transfer offer of 5.95% for the life of the balance transferred	16.95%	5.95% for life of balance transferred	22.95%	$390.00	55 days More Info » Apply Now »
BNZ Advantage Visa Platinum Credit Card	Spend $15 on eligible purchases and get 1 Fly Buys point or spend $90 on eligible purchase and get $1 cash reward.	18.95%	N/A	18.95%	$90.00	55 days More Info » Apply Now »
The American Express Airpoints Platinum Card	The FASTEST Airpoints DollarTM earning Platinum credit card in NZ. Every $59 you spend earns you 1 Airpoints Dollar. This cards also comes with Complimentary Travel Insurance, Koru joining fee waiver and Two VIP Lounges with Priority Pass per year. CURRENT OFFER: Receive 300 bonus Airpoints Dollars when you apply online, are approved, and spend $1,500 on your new Card within the first 3 months. This offer is available to new Card Members only.	19.95% p.a.	N/A	21.95% p.a.	$195.00	55 days More Info » Apply Now » No documents required to apply1
ANZ CashBack Platinum Card	Earn up to 1% cash back on eligible purchases* - with no limit on the amount of CashBack Rewards you can earn. Minimum spend of $5,000 to qualify	19.95%	N/A	19.95%	$80.00	55 days More Info » Apply Now »
ANZ Airpoints Visa Platinum Credit Card	Earn 1 Airpoints Dollar for every $85 you spend on eligible purchases plus travel insurance, airpoints, no Koru fees etc	19.95%	N/A	19.95%	$150.00	44 days More Info » Apply Now »
The American Express Platinum Edge Credit Card	Earn up to 3 Membership Rewards points per dollar spent, plus get complimentary Travel Insurance and 20,000 Membership Rewards Bonus Points (available to New Card Members only).	2.99% p.a. for 6 months then 19.95% p.a.	N/A	21.95% p.a.	$149.00	55 days More Info » Apply Now » No documents required to apply1
ASB Visa Platinum Rewards Credit Card	Get one True Rewards Dollar for every $100 you spend plus travel insurance for you, your spouse and your dependent children	19.95%	0% p.a. for 6 months	22.95%	$80.00	55 days More Info » Apply Now »
Westpac Airpoints Platinum MasterCard Credit Card	Earn 1 Airpoints Dollar for every $75 spent on the card plus get 5.95% for the life of the balance transferred	20.95% p.a.	5.95% for life of balance transferred	22.95% p.a.	$150.00	44 days More Info » Apply Now »
Kiwibank Air New Zealand Airpoints Platinum Visa Credit Card	Earn 1 Airpoints Dollar™ for every $75 spent on eligible purchases, or $65 spent on Air New Zealand products bought direct	20.95%	1.0% p.a. for 12 months	22.95%	$150.00	44 days More Info » Apply Now »

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What is a Platinum Credit Card

Platinum credit cards are prestigious cards that usually come in black. These credit cards often come with extensive benefits such as travel lounge access, travel insurance, concierge service, reward points, buyer protection and much more. Platinum cards might suit high income earners who are also frequent travellers. You may also be interested in Gold credit cards, Prestigious credit cards or see all our credit cards.

After a Prestige credit card? Prestige credit cards are prestigious cards that usually come in black or gold. These credit cards often come with extensive benefits such as travel lounge access, travel insurance, reward points, buyer protection and much more. Visit our prestige credit cards page to view a list of prestige credit cards.

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